Some layoffs arrive with a bang. Most don't. Instead, they creep in quietly—through canceled offsites, stiff messaging, and a strange shift in your manager's tone. One former HR rep says those early signs are rarely imagined—and often arrive months before anyone hears the word "restructure." In a post on Reddit, the ex-HR professional shared a detailed breakdown of how layoffs unfold behind the scenes. After experiencing three rounds—twice in HR, once as the person laid off—they laid out what they called ...

Federal Reserve Governor Stephen Miran, whose term ends on January 31, argued in a recent Fox Business interview that the Fed should implement well over 100 basis points (or one percentage point) of rate cuts this year to support economic growth. Miran contends that the current monetary policy is clearly restrictive and holding the economy back. He believes underlying inflation is basically at the Fed's 2% target. He has consistently advocated for more aggressive rate reductions, having been the sole dissen ...

Personal finance expert Dave Ramsey says cutting all monthly debt and credit card payments lets you save more and gives you the freedom to leave a job you dislike. Discussing how debt and credit card payments trap people on "The Ramsey Show," he urged his audience to picture a life without loans, credit card bills, or a mortgage. Ramsey said that when your salary is only spent on groceries and utility bills, you can live on your own terms and invest your money to build long-term wealth. Don't Miss: The ...

Dividend stocks are a favorite among investors for good reason. They provide a steady income stream and offer a promising avenue for total return. ...

Oneok is an ideal passive income investment.Oneok (OKE +1.14%) is a high-octane income producer. The pipeline company currently has a 5.6% dividend yield. That's several times higher than the S&P 500, which only yields about 1.1% these days. Here's a look at how many shares of this passive income gold mine you'd need to own to generate $1,000 of dividend income each year. A passive income machineOneok's extensive pipeline operations generate very stable cash flow backed primarily by long-term, fixed-fee con ...

Key Points While rental properties can produce passive income, they have several drawbacks. Invitation Homes enables you to collect dividend income backed by a portfolio of rental properties. Realty Income provides investors with a steadily rising stream of monthly dividend income. 10 stocks we like better than Realty Income › More than half of Americans plan to set a financial resolution for the new year, according to Motley Fool Money's Financial New Year's Resolution Report. Boosting income, i ...

The MLP distributes around half its stable cash flow to investors, while retaining the rest to fund expansion projects. It's also in the strongest financial position in its history. That gives Energy Transfer plenty of flexibility to fund the multi-billion-dollar backlog of expansion projects it currently has underway, which should enter commercial service through the end of the decade. These projects help support the MLP's expectation of increasing its distribution by 3% to 5% annually.Energy Transfer is a ...

Passive income is more than Airbnb side hustles and dividend stocks. There’s another moneymaker that’s earning savvy investors money on the side. It’s called private money lending, where everyday people — not banks or hedge funds — are pulling in returns just by wiring cash to local real-estate investors who need quick funding. But how exactly does private money lending work, and is it right for you? Must Read Benefits and risks of private money lending Think of private money lending as short-term, ...

If you’re newly upper class — and therefore perhaps new to investing — you’ll want to ensure that your retirement fund is on the right track. To help you spend less time researching and worrying about it, you might want to speak with a financial advisor.If you’re not sure where to start, you can check out some of Moneywise’s top picks for gold IRAs to compare your options for free. Just keep in mind that gold is often best used as one part of a well-diversified portfolio.A gold IRA allows you to invest in g ...

Dividend exchange-traded funds (ETFs) have gained traction in 2025. It has helped investors navigate the market uncertainties while ensuring steady passive income. ...