🚨 BIG WARNING TO CRYPTO HOLDERS.Rate cuts will come.Trillions to enter crypto soon.We will get filthy rich! https://t.co/Q8lBtyaWS0 ...

🇺🇸 FED did no Rate cuts as expectedTrump “ Hear they will cut rates in Sept ”Rate cuts are coming soon and marketwill pump hard in anticipation🚀 ...

Market Analysis & Prediction - Bitcoin is trading sideways between $116,000 and $120,000, indicating strong bull control [1] - The consolidation phase could trigger a breakout towards $175,000-$200,000 in the next 5-6 months, similar to patterns observed in 2017 and 2021 [1] - Short-term volatility is likely, but Bitcoin and U S markets remain extremely bullish for the next 6-9 months, with any panic potentially representing a major buying opportunity [2] Technical Indicators - RSI has reached 71%, indicating overbought territory, but could reach 85-90 levels in parabolic phases [2] - MACD is still strong, indicating continued momentum [3] - Resistance is projected at $125,000 based on Head and Shoulders pattern target [3] - Support levels are identified at $116,000 and $110,000 [3] Macroeconomic Factors - The "Big Beautiful Bill" signed by Trump is expected to inject massive liquidity into the market [4] - Markets have absorbed multiple war-related shocks and are still at All-Time Highs (ATH) [4] - Anticipation of 3-4 rate cuts of 25 basis points each (0 25%) over the next 6 FOMC meetings [4] - Global M2 money supply is rising again [4]

Core Viewpoint - Unity Bancorp, Inc. reported a record net income of $16.5 million for Q2 2025, reflecting strong financial performance driven by one-time gains and stable credit quality [1][2][3] Financial Performance - Net income for Q2 2025 was $16.5 million, or $1.61 per diluted share, compared to $11.6 million, or $1.13 per diluted share in Q1 2025 [1] - For the first half of 2025, net income reached $28.1 million, or $2.74 per diluted share, up from $19.0 million, or $1.86 per diluted share in the same period of 2024 [1] - The increase in net income was partially due to one-time pre-tax gains of $3.5 million from the sale of securities and a $2.0 million release for credit losses on securities [1] Return on Assets and Equity - The company achieved a return on assets (ROA) of 2.51% and a return on equity (ROE) of 21.15% for the quarter [2] - On a non-GAAP basis, net income was $12.2 million, or $1.20 per diluted share, with a ROA of 1.86% and a ROE of 15.70% [4] Lending and Deposit Growth - Loan balances increased by $37.5 million in Q2 2025, representing a 1.6% increase from Q1 2025 and a 5.4% increase from year-end [5] - Total deposits grew by $12.0 million, or 0.6% from Q1 2025, and 4.1% since year-end [5] - Credit quality remained stable, with nonaccrual assets as a percentage of total assets declining to 0.54% [5] Future Outlook - The company is optimistic about future growth due to strong loan demand and anticipated economic growth, supported by recent inflation data indicating price stabilization [6]

V i e w p o i n t | 11 Jul 2025 09:28:41 ET │ 11 pages US Economics What the Fed Said – Will tariff-related inflation show up? +1-212-816-0325 andrew.hollenhorst@citi.com Veronica Clark AC +1-212-816-8830 veronica1.clark@citi.com Gisela Young AC +1-212-816-8349 gisela.young@citi.com See Appendix A-1 for Analyst Certification, Important Disclosures and Research Analyst Affiliations. Citi Research is a division of Citigroup Global Markets Inc. (the "Firm"), which does and seeks to do business with companies c ...

Kelly, the Fed minutes from the meeting in June on June 17th show that all participants view the view it as appropriate to maintain the Fed funds rate at 4 and a quarter to 4.5%. Now, the committee said it was well positioned to wait for more clarity on the outlook for inflation and economic activity. Also, a couple of participants they say noted that they would be open to considering rate cuts as soon as the next meeting that is July, but obviously that's the minority position here.participants note uh dow ...

Treasury Market & Fiscal Policy - The market has largely priced in the impact of the "one big beautiful bill" (tax bill) [2][3] - Tariff revenues are projected to offset a significant portion of the tax bill's cost, with CBO projecting $28 trillion in tariff revenues versus the tax bill's $32 trillion cost [3] - The yield curve has steepened, indicating the market is pricing in an unsustainable deficit trajectory [4] - The market is pricing in some base level of tariffs, potentially 10% on the world and 30% on China or transshipment [7] Economic Outlook & Fed Policy - The underlying economy is slowing but remains above recession levels, leading to expectations of a soft landing [4][5] - Inflation has come in weaker in recent months, leading the market to price in Fed rate cuts, approximately 100 to 120 basis points [5][6] - The market anticipates "good news rate cuts" from the Fed due to the slowing economy and potential for one-time price shocks from tariffs [6] - A risk scenario involves sectoral tariffs causing mini humps or bumps in inflation, which the Fed is closely monitoring [9][10] Fixed Income Investment Strategy - In a soft landing scenario with growth around 1% to 15% and inflation slightly higher, a 4% to 45% tenure seems fair [12] - High-quality fixed income offers attractive yields around 6% to 65%, while high-quality high yield provides around 7% [12] - Fixed income looks attractive due to the potential for diversification and the likelihood of the Fed cutting rates further if the economy slows down [13]

Market Outlook & Fed Policy - The market's focus should be on clarity regarding fiscal policy uncertainty rather than solely on Fed rate cuts [3] - The bond market signals concerns about deficits and debt levels, potentially limiting policy room for market advancement [5] - Despite markets near all-time highs, investors are seeking opportunities to deploy capital [7] Investment Strategy & Sector Performance - The firm is using the correction and rally to reposition portfolios, not to de-risk or build cash positions, anticipating better-than-expected Q2 earnings [10] - The firm favors quality-oriented technicals over deep value stories, expecting strong results from financials, industrials, and perennial tech [11] - An alternative perspective suggests taking profits on industrials and fading the rally on small caps [9] Economic Indicators - The dollar experienced its worst first half of the year in approximately 50 years [4] - While a steepening yield curve historically indicates positive growth, current dynamics suggest a more bearish outlook related to deficits and debt [6][7] - The 30-year bond is near a 15-year high [4]

Let's stick with the tariffs and the impact on markets as the major indices come off their worst day since about the middle of June. Joining us here at Post 9 this morning is city's research headed global strategy Rob once again with us. Welcome back Rob.Good to see you. Thank you very much. Hi Courtney.The president says August 1 is the date. Does that introduce new uh instability for equities or not. right now.I think, you know, I think it's going to be up and down because we're in this negotiation period ...

Market Analysis and Predictions - The analysis suggests the US dollar index (DXY) is nearing a low point, potentially within the next few months [17][18][24] - The dollar's recent weakness is attributed to perceived weakness against trading partners and upcoming tariff deadlines [19][20] - The analysis anticipates a bounce in the dollar index, potentially after rate cuts in September, citing a 70% chance of a 25 basis point rate cut and a higher chance of a 50 basis point rate cut [20][21] - The dollar index has been in a massive parallel channel since 2008, and is currently at the bottom of this channel [10][11] - The analysis suggests that the majority of the losses for the dollar in 2025 have already occurred, comparing it to the 2017 cycle [25][26] Technical Indicators and Historical Patterns - The analysis points to a long-term trend line that has been respected for a long time, suggesting it will likely find a higher low compared to the last cycle [23][24] - The analysis notes similarities between the current cycle and the 2016-2017 cycle, including a breakdown in the post-election year [15][16] - The weekly Relative Strength Index (RSI) for the dollar is low, historically leading to a bounce [33][34] - The daily RSI for the dollar has recently moved into oversold territory, often resulting in a bounce [34] Correlation and Risk Assets - The analysis emphasizes that the dollar's performance is relative to other fiat currencies, not necessarily to assets like Bitcoin or gold [8] - The analysis highlights that the correlation between the dollar and risk assets like Bitcoin is not always consistent, especially outside of midterm years [30][31][32]