Core Viewpoint - Starbucks Corp. (SBUX) is currently yielding above 3% based on its quarterly dividend, which is annualized to $2.28, making it an attractive option for investors focused on dividends [1] Group 1: Dividend Importance - Historically, dividends have contributed significantly to the total return of the stock market, exemplified by the S&P 500 ETF (SPY) where dividends provided a positive total return of 23.36% despite a decrease in share price over a 13-year period [1] - Collecting a yield above 3% is considered attractive, especially when compared to the average annual total return of about 1.6% when dividends are reinvested [1] Group 2: Dividend Predictability - Dividend amounts are generally unpredictable and fluctuate with the profitability of each company, indicating that the sustainability of Starbucks' recent dividend should be assessed based on its historical performance [2]

Company Overview - Mercantile Bank (MBWM) is headquartered in Grand Rapids and operates in the Finance sector, with a stock price change of 8.65% since the beginning of the year [3]. Dividend Information - The company currently pays a dividend of $0.38 per share, resulting in a dividend yield of 3.14%, which is higher than the Banks - Midwest industry's yield of 2.94% and the S&P 500's yield of 1.49% [3]. - The annualized dividend of $1.52 represents a 7% increase from the previous year, with a historical average annual increase of 6.33% over the last five years [4]. - The current payout ratio is 29%, indicating that the company pays out 29% of its trailing 12-month earnings per share as dividends [4]. Earnings Growth Expectations - For the fiscal year, MBWM anticipates solid earnings growth, with the Zacks Consensus Estimate for 2025 at $5.23 per share, reflecting a 6.09% increase from the previous year [5]. Investment Appeal - Dividends are favored by investors as they enhance stock investing profits, reduce overall portfolio risk, and offer tax advantages [5]. - MBWM is characterized as an attractive dividend play and a compelling investment opportunity, holding a Zacks Rank of 1 (Strong Buy) [6].

Group 1 - The article emphasizes that investing can be simplified through the use of exchange-traded funds (ETFs), which offer various focuses such as industries, company sizes, geographic regions, and investment types [1] - It suggests that for investors with $500 to invest, two Vanguard ETFs are recommended as complementary options for a stock portfolio [2] Group 2 - The Vanguard High Dividend Yield ETF (VYM) is highlighted as a strong option for generating income through dividends, which can provide stability during market downturns [4][8] - VYM currently offers a yield of just over 2.5%, which is more than double the S&P 500 average, and it holds 580 large-cap stocks across major sectors, with financials being the largest sector at 21.6% [5][6] - The article notes the importance of reinvesting dividends to acquire more shares, which can enhance long-term investment growth, despite a $500 investment yielding only $12.50 annually if not reinvested [7]

Core Insights - The article emphasizes the importance of dividend investing as a pathway to financial freedom, highlighting its accessibility and potential for steady income [1]. Group 1: Author's Background and Expertise - The author has 10 years of experience in investment banking, specializing in M&A and business valuation, which includes evaluating numerous businesses and facilitating buy-side and sell-side transactions [1]. - The author engages in financial modeling, commercial and financial due diligence, and negotiating deal terms, indicating a strong grasp of financial health assessment [1]. - The sectors of focus include technology, real estate, software, finance, and consumer staples, which form the core of the author's investment portfolio [1]. Group 2: Purpose and Motivation - The motivation for writing is to deepen personal knowledge and share insights with others pursuing financial freedom through dividend investing [1]. - The author aims to demystify the dividend investing process, making it more approachable for individuals looking to build long-term wealth [1]. - The overarching goal is to facilitate a collective journey towards financial freedom, emphasizing learning and growth in the realm of dividend investing [1].

Core Insights - The article emphasizes the importance of dividend investing as a pathway to financial freedom, highlighting its accessibility and potential for steady income [1] Group 1: Author's Background and Expertise - The author has 10 years of experience in investment banking, specializing in M&A and business valuation, which includes evaluating numerous businesses and facilitating buy-side and sell-side transactions [1] - The author's daily responsibilities involve financial modeling, conducting commercial and financial due diligence, negotiating deal terms, and extensive meetings [1] - The sectors of focus include technology, real estate, software, finance, and consumer staples, which are also the core of the author's investment portfolio [1] Group 2: Purpose and Motivation - The motivation for writing is to deepen personal knowledge and share insights with others pursuing financial freedom through dividend investing [1] - The author aims to demystify the dividend investing process, making it more approachable for individuals looking to build long-term wealth [1] - The ultimate goal is to facilitate a collective journey towards financial freedom, emphasizing learning and growth in the realm of dividend investing [1]

Group 1 - The current stock market, focused on growth, has negatively impacted dividend stocks, leading to lower total returns and less competitive payments [1][3] - The pandemic forced many companies to cut or eliminate dividends, affecting the cash flow for dividend investors [2] - Dividend stocks have struggled to attract investors due to weak performance and the rise of algorithmic trading and younger investors who prefer different investment strategies [3] Group 2 - The Federal Reserve's interest rate hikes have made dividend investing less appealing, as bond rates are at nearly two-decade highs [3] - The options market has expanded, providing alternative strategies like collaring positions, which may offer more control over investment outcomes compared to relying on dividends [4] - The Dividend Kings, stocks that have increased dividends for at least 50 consecutive years, may not be sufficient to attract investors in the current market environment [5]

Company Overview - Peoples Financial Services (PFIS) is headquartered in Dunmore and operates in the Finance sector [3] - The stock has experienced a price change of 2.38% since the beginning of the year [3] Dividend Information - PFIS currently pays a dividend of $0.62 per share, resulting in a dividend yield of 4.71%, which is significantly higher than the Banks - Northeast industry's yield of 2.55% and the S&P 500's yield of 1.51% [3] - The company's annualized dividend of $2.47 has increased by 20.2% from the previous year [4] - Over the past 5 years, PFIS has raised its dividend 4 times, averaging an annual increase of 11.43% [4] - The current payout ratio for PFIS is 42%, indicating that it pays out 42% of its trailing 12-month earnings per share as dividends [4] Earnings Growth - PFIS is projected to see earnings growth this fiscal year, with the Zacks Consensus Estimate for 2025 at $5.97 per share, reflecting a year-over-year growth rate of 58.36% [5] Investment Appeal - PFIS is considered a compelling investment opportunity due to its strong dividend profile and current Zacks Rank of 3 (Hold) [6]

Broadcom Inc. (NASDAQ: AVGO ) is one of the hottest semiconductor players right now, with its stock price climbing north very dynamically. Since the beginning of this year, AVGO's stock price has increased by nearly 60%, outperforming Nvidia (Welcome to Cash Flow Venue, where dividends do the heavy lifting! Blending my financial chops with the timeless wisdom of value investing (and love for steady income), I’ve built a rock-solid pillar in my financial foundation through dividend investing. I believe it’s ...

Group 1 - Schwab U.S. Dividend Equity ETF (SCHD) is highlighted as a popular dividend-focused ETF, specializing in large-cap stocks, which provides resilience and lower volatility in the long term [1] - Daniel Sereda, a chief investment analyst at a family office, emphasizes the importance of filtering vast amounts of information to extract critical investment ideas [1] - The investing group Beyond the Wall Investing offers access to high-quality analysis and insights that institutional market participants prioritize [1]

Core Insights - Companies with a strong history of dividend payments and increases are attractive to income-focused investors, with Agree Realty, Open Text, and Comcast being notable examples offering yields between 3% and 4% [1] Agree Realty - Agree Realty Corp. is a real estate investment trust focused on acquiring and developing properties leased to leading omnichannel retail tenants [2] - The company has increased its dividends for 12 consecutive years, with the most recent hike on April 10 raising the monthly payout from $0.253 to $0.256 per share, resulting in an annual payout of $3.072 per share [3] - The current dividend yield for Agree Realty is 4.27% [3] - As of June 30, the company's annual revenue was $659.75 million, with Q2 2025 revenues of $175.53 million and AFFO of $1.06, both exceeding consensus estimates [4] Open Text - Open Text Corp. is an information management software company that assists businesses in organizing, storing, and protecting their data [5] - The company has raised its dividend for 12 consecutive years, with a recent 5% increase on August 7 to a quarterly payout of $0.2725 per share, equating to an annual figure of $1.10 per share [6] - Open Text's current dividend yield is 3.29% [6] - The company's annual revenue as of June 30 was $5.17 billion, with Q4 2025 revenues of $1.31 billion and EPS of $0.97, both surpassing consensus estimates [6] Comcast - Comcast Corp. is a global media and technology company [7] - The company has increased its dividends for 17 consecutive years, with a recent 6.5% hike on January 30 to a quarterly payout of $0.33 per share, resulting in an annual payout of $1.32 per share [8] - Comcast's current dividend yield stands at 3.89% [8]