Market Overview - Stablecoins are processing more transactions than Visa and Mastercard combined [1] - However, stablecoins currently represent only 1% of global money [1] Industry Trends - Stablecoins are facilitating payments, payroll, remittances, and other use cases [1] - The industry anticipates improvements in user experience (UX) and underlying infrastructure (rails) to drive further adoption [1] - The industry foresees a shift towards programmable finance, potentially replacing traditional fiat currencies as the new financial default [1]

Industry Trends - Onchain trading, capital formation, and payments are approaching a point where they offer superior products compared to offchain alternatives [1] - The industry anticipates rapid changes once the threshold of onchain solutions surpassing offchain options is crossed [1]

RT nic carter (@nic__carter)here's the full quote with some filler parts left out:> Stablecoins are just a new method for making a payment. […] So stablecoins are just a new dollar token just like a poker chip that is going to trade over a new set of digital rails – typically crypto rails, Ethereum Solana, these various platforms. What is that going to do? It’s going to open up different ways of making payments. these are fast – 25/7/365 payment setups. They are just a dollar representation. They dont pay i ...

Token Functionality - $BONE is the backbone of the Shiba Ecosystem, powering various functionalities [1] - $BONE facilitates staking, governance, rewards, payments, and gaming within the ecosystem [1] - $BONE is integral to ShibaSwap and Shibarium [1] Ecosystem Development - The Shiba Ecosystem encourages staking with BURY 2.0 [2] - The Shiba Ecosystem promotes voting with veBONE [2] - SHIB Pay is used for payments within the Shiba Ecosystem [2] - The SHIBArmy is building the future of the ecosystem [2]

Now Open on Circle Payments Network (CPN): US to Brazil and Hong Kong Payouts@hifibridge is now fully live on CPN.Their API platform powers B2B and remittance flows from the US to Brazil and Hong Kong with stablecoin settlement built in.No delays. No bilateral setups. Just internet speed payments.At Circle, we connect people, businesses, and developers into a network that makes money more helpful for everyone. ...

RT Jeff Kauflin (@JeffKauflin)From all the recent hype around stablecoins, it would seem like they’re on the brink of disrupting mainstream payments everywhere. Yet that’s highly unlikely for a couple reasons:✅Consumers in developed economies like the U.S. lack incentives to adopt them in big numbers, and it’s unclear those incentives will ever surface.✅Domestic stablecoin payments don’t seem to be materially cheaper to process than the current system of card payments.Story here: https://t.co/zbY5v9GYJU ...

Indian Fintech Billionaire Harshil Mathur Races To Stay Ahead Of Payments Giants https://t.co/fSHSO49SQV https://t.co/fSHSO49SQV ...

Core Functionality & Architecture - The application provides a credit system for charging users based on LLM usage, allowing them to purchase Stripe subscriptions for more credits [1][2] - The codebase consists of five key areas: authentication, payments, credit infrastructure, chat agent, and user interface [3][4][5] - Authentication is implemented using Superbase, with JWT tokens protecting the Langraph agent via middleware [3][4][8] - Payments infrastructure is handled by Stripe, enabling users to buy subscriptions and receive credits [4][12][13] - Credit infrastructure, stored in Superbase, includes utility functions for adding, refreshing, and removing credits [4][14][15] Technical Implementation - The project is a monorepo with an 'agents' application (Langraph agent, middleware) and a 'web' application (UI, Stripe, Superbase, credits) [5][6] - Langraph middleware verifies Superbase JWT tokens to grant users permissions to interact with the graph [4][8] - Stripe integration includes utility functions for creating sessions, getting subscriptions, and managing user credits [12] - A webhook route processes Stripe events (subscription creation, updates, deletion) to update user data in Superbase [13] - The application uses providers to manage the state of authentication and credits on the client side [10][14] Data Flow & Security - Superbase JWT tokens are passed through the application to the Langraph middleware for authentication [4][18][19] - The thread and stream providers are key components for passing the JWT token to the Langraph client [18][19] - User credits are updated optimistically on the UI and finalized in the Superbase database [15][16] Resources & Documentation - The repository includes a credit system file outlining key files for the credit and authentication systems [20] - A detailed readme provides step-by-step instructions for setting up and running the application [21]

Regulatory Landscape & Market Impact - Senate passed landmark stable coin legislation, the Genius Act, potentially accelerating payment processing speeds and reducing costs [1] - Regulatory clarity for stablecoins has positively impacted ETH ETFs, leading to a resurgence this month [1] - Visa and Mastercard are experiencing a temporary downturn due to the potential disruption from stable coin payments [3] Company Performance & Innovation - Coinbase and Circle are experiencing significant positive movement following the stable coin legislation [1] - Circle's shares have surged by over 500% since its IPO earlier this month [3] - Coinbase is expanding beyond trading with the introduction of Coinbase Payments, enabling merchants to accept payments in USDC [2] - Coinbase's partnership with Shopify indicates a move towards integrating stable coin payments into e-commerce [2] Stablecoin & Payment Ecosystem - Many stable coins operate on the Ethereum blockchain [2] - The rise of stable coin payments could potentially erode revenue streams for traditional card networks [2]

Bitcoin lower uh this morning. It's pretty much flat over the past month, but still up 25% in the past three months. Joining us now on what he's watching in crypto, Eric Golden, Canopy Capital, the founder and CEO.Eric, good morning. You're you're a bond guy. You're at Fidelity for years and years, built a pretty uh large business there, and decided to go uh into crypto.Does that mean, do you think crypto someday becomes like a reserve currency. Joe, uh, thanks for having me back. Um, yeah, I think as a fix ...