Core Insights - SoFi stock (SOFI) has gained over 96% year-to-date, significantly outperforming the market, marking the third consecutive year of strong performance with gains of 55% in the previous year and 116% in 2023 [1][2] Group 1: Growth Drivers - The member base is expanding rapidly, with SoFi adding a record 905,000 members in Q3 2025, a 35% year-over-year increase, bringing the total to 12.6 million [3] - The product offerings are diversifying, with new additions such as private market funds, co-branded debit cards, options trading, and a return to cryptocurrency trading, alongside plans for a SoFi USD stablecoin [3] - Innovation through artificial intelligence is being leveraged, with the introduction of AI-driven tools like Cash Coach and plans for a more comprehensive SoFi Coach next year [3] Group 2: Business Strategy - Cross-selling opportunities are increasing, with 40% of new products opened by existing members, indicating a growing cross-buy rate that has reached its highest level since 2022 [3] - SoFi's business model is diversified beyond lending, with a loan platform that originated $3.4 billion in loans in Q3, generating $534 million in non-lending revenues [3] - The company practices conservative lending, with a personal loan charge-off rate that fell by 20 basis points to 2.6% in Q3, and a similar decline in the student loan portfolio to 0.69% [4] Group 3: Performance and Guidance - SoFi has a track record of under-promising and over-delivering, consistently raising guidance, including for 2025, which reflects a conservative yet optimistic outlook [4]

DeFi Insurance Model - Mintara Labs founder Sree Sanakkayala presented on-chain insurance and risk transfer in DeFi at the DLT Seminar Series [1] - A two-token framework (senior/lower-risk and junior/higher-risk) can enable decentralized risk transfer and pricing via DEXs [2] - This model could form the basis of a transparent, automated market for blockchain-based insurance [2] Challenges and Considerations - Pricing, liquidity, and user experience are key challenges for on-chain insurance [2] - Simplicity and strong security in smart contract design are crucial [2]

Coinbase has announced that spot trading for Kite (KITE) will go live on November 3, 2025. The KITE-USD trading pair is scheduled to open later that day, subject to liquidity conditions, in regions where trading is supported. The project aims to build blockchain-based payment infrastructure designed for autonomous AI agents. https://t.co/KLoqFt3FDQ ...

Core Insights - Animoca Brands is preparing for a potential listing on the Nasdaq stock exchange in 2026 through a strategic reverse merger with Currenc Group [1][2][8] - The reverse merger aims to reintroduce Animoca to public markets after its delisting from the Australian Securities Exchange in 2020 [2][6] - Animoca Brands is currently valued at approximately $9 billion, with the merger potentially increasing this valuation to $10 billion [4][6] Company Details - The proposed reverse merger will involve Currenc acquiring 100% of Animoca's issued shares, resulting in a Nasdaq-listed firm focused on digital asset investments and blockchain applications [4][5] - Post-merger, Animoca Brands shareholders will own 95% of the new entity, while Currenc shareholders will hold about 5% [5][6] - The merger is expected to create a diversified digital assets conglomerate, providing exposure to sectors such as DeFi, AI, and gaming [6][7] Strategic Outlook - Animoca Brands' CEO expressed optimism about the merger, viewing it as a significant milestone towards re-listing [3] - The timing of the merger aligns with favorable regulatory changes for Web3, making it a strategic moment for the company's return to public markets [2][6] - The anticipated launch in 2026 allows for further refinement of the deal between Animoca and Currenc [8]

RT Circle Developer (@BuildOnCircle)We’re thrilled to launch the second cohort of the USDC Grant Program in 2025! Here are the incredible projects that we’re excited to be a part of:@droplinked@encifherio@HurupayApp@kantin_hq@locker_money@lympid_official@orbitalpay@paymonei@perpflow@SivoDefi@mysorbetxyz@tixbase@usewanderwalletThese teams have come up with fresh, thoughtful solutions to real-world challenges, showing how @USDC and blockchain can make a real impact across regions, incomes, and disciplines.As ...

RT Coin Bureau (@coinbureau)⚡️JUST IN: #Chainlink’s DataLink now brings FTSE Russell benchmarks on-chain across 40+ blockchains. ...

Core Insights - FTSE Russell and Deutsche Börse Group are integrating blockchain technology to publish real-time market data on-chain, utilizing ChainLink's DataLink service [1][6][8] - The rise of tokenization has increased the importance of blockchain oracles, which provide essential data feeds for smart contract-based systems [2][3][8] - Major financial data providers, including S&P Global, have partnered with Chainlink to enhance the accessibility of financial data on public blockchains [5][6] Group 1: Blockchain Integration - FTSE Russell and Deutsche Börse Group are set to publish stock market data on-chain, marking a significant shift in financial data dissemination [1][6] - ChainLink has emerged as the preferred oracle solution for various data providers looking to make their data available on-chain [3][5][8] Group 2: Data Accessibility - DBG plans to make 41 real-time data points from its trading venues available via DataLink, enhancing the availability of market data [6] - S&P Global is using Chainlink's service to bring its Stablecoin Stability Assessments on-chain, indicating a trend towards integrating traditional financial metrics with blockchain technology [6][7] Group 3: Future Prospects - There is potential for major American indices to also adopt blockchain technology for data publication, as indicated by Chainlink's roadmap for integrating additional indices and benchmark providers [7]

Group 1: Financial System Transformation - Standard Chartered CEO Bill Winters predicts a complete rewiring of the financial system with all transactions settling on blockchains and all money becoming digital [1] - The bank has recently launched its spot crypto trading offering, becoming the first Globally Systemically Important Bank (G-SIB) to provide institutional clients with direct access to Bitcoin and Ether in a regulated manner [1][2] Group 2: Trading Services and Market Access - The spot trading service for Bitcoin and Ethereum was launched in July 2025 and integrates with existing trading platforms, allowing clients to trade on familiar Foreign Exchange interfaces [2] - Currently, the trading service is limited to Asian and European trading hours, but 24/5 access is being considered based on client demand [2] Group 3: Regulatory Developments in Hong Kong - The Hong Kong Securities and Futures Commission (SFC) announced changes to connect licensed crypto exchanges with global order books, moving away from the city's closed-loop model [3][4] - SFC CEO Julia Leung emphasized the importance of enhancing market liquidity and business offerings to sustain the growth of Hong Kong's digital asset ecosystem [4] - The SFC will allow trading in virtual assets without a 12-month track record for professional investors and for Hong Kong Monetary Authority-licensed stablecoins [5]

The Blockchain 100 winners are here! See who made the list of top crypto creators.Thank you for voting & celebrating the future of blockchain education.Check the results 👇https://t.co/hjHbHICyB7 https://t.co/qVFo6YUmh4 ...

Core Insights - Solana Company (NASDAQ: HSDT) has announced the election of Cosmo Jiang to its Board of Directors and released an Investor Update highlighting the company's growth and strategic focus on Solana (SOL) [1][4] Company Overview - Solana Company operates as a digital asset treasury focused on acquiring and holding Solana (SOL), aiming to maximize SOL per share through ecosystem advocacy and disciplined accumulation [3][8] - The company is recognized as one of the largest Solana-focused digital asset treasuries globally, aligning its operations with the long-term growth of the Solana ecosystem [3][8] Industry Performance - Solana has seen significant adoption in real-world asset tokenization, decentralized finance, and payments, leading all Layer 1 blockchains in decentralized exchange trading volume and asset issuance market share [2] - The network has recorded over 23 billion transactions year-to-date and has 2.3 million active wallets, indicating robust user engagement [2] - Stablecoin transaction volume on Solana has reached record levels, with a stablecoin market cap exceeding $14.5 billion, bolstered by integrations with major payment platforms like PayPal, Stripe, and Western Union [2] Strategic Focus - The company's strategy emphasizes transparency, disciplined execution, and a commitment to delivering shareholder value, particularly during market adjustments [4] - Cosmo Jiang's election to the Board is expected to enhance the company's efforts to position itself as the institutional-grade choice for accessing SOL [4]