RT Token Terminal 📊 (@tokenterminal)🚨🆙 USDC transfer volume on @ethereum reaches an all-time high in October.The transfer volume in October has reached $1.41 trillion, with four days left of the month.Ethereum 🤝 Stablecoins https://t.co/nHjQ1fh93Q ...

Everybody's going to win because you've got this easy money. You're going to get a rate cut, going to get quantitative tightening probably stopping. You'll get another rate cut on December 10th. You'll probably get another one to start next year in January.And then you're going to get a new Fed chairman in May that's going to want even more rate. The Federal Reserve is literally about to release the cryptocurrency bulls. Most people have no idea that this is about to happen.We're about to enter into a perio ...

Australia’s financial regulator has issued a major update to its digital-asset guidance, expanding how existing financial-services laws apply to crypto businesses as the government prepares sweeping new legislation. The Australian Securities and Investments Commission on Tuesday published a revised version of Info Sheet 225, clarifying when digital-asset products and services are likely to be considered financial products under the Corporations Act.  The latest update replaces earlier “crypto-asset” termino ...

YZi Labs $10B vision powering the next wave of Web3 and AI@imyoungsparks sat down with @yzilabs head @ellazhang516 and investment partner @odagius to discuss how they’re expanding BNB's Web3 ecosystem ⛓️This interview, made in collaboration with @BNBCHAIN, took place during their Korea Blockchain Week side event, where The Block was present as a media partner 🎥OUTLINE00:00 - Introduction00:54 - Building on BNB04:25 - BNB Stablecoins09:31 - RWAs on BNB13:49 - DATs & How BNB Builders Benefit20:17 - The Future ...

Financial Data and Key Metrics Changes - Fiscal fourth quarter net revenue grew 12% year over year to $10.7 billion, with full-year net revenue growth of 11% to $40 billion [5][34] - EPS increased by 10% year over year, resulting in a full-year EPS growth of 14% to $11.47 [5][34] - Total full-year payments volume reached $14 trillion, up 8% year over year in constant dollars, with processed transactions totaling $258 billion, up 10% year over year [5][34] Business Line Data and Key Metrics Changes - Consumer payments revenue was driven by strong payments volume, cross-border volume, and processed transaction growth [31] - Commercial and money movement solutions revenue grew 14% year over year in constant dollars, with commercial payments volume growing 10% [31] - Value-added services revenue grew 25% in constant dollars to $3 billion, driven by issuing solutions and advisory services [32] Market Data and Key Metrics Changes - U.S. payments volume was up 8%, with e-commerce growing faster than face-to-face spend [28] - Total international payments volume was up 10% year over year in constant dollars, with acceleration in Asia-Pacific [28] - Cross-border volume, excluding intra-Europe, was up 11%, with e-commerce up 13% and travel improving to 10% [28][29] Company Strategy and Development Direction - The company is focused on innovation and building the future of payments through the Visa-as-a-Service stack [5][25] - Investments in the next generation of VisaNet are aimed at enhancing product development speed and adaptability to market changes [7][73] - The company aims to expand its stablecoin capabilities and enhance cross-border money movement solutions [11][38] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the resilience of consumer spending and the strength of the macroeconomic environment [48] - The company anticipates continued strong performance in 2026, driven by major events like the Olympic and Paralympic Games and the FIFA World Cup [37][42] - Management expects adjusted net revenue growth in the low double digits for 2026, with a focus on maintaining strong client relationships and expanding service offerings [36][41] Other Important Information - The company bought back approximately $4.9 billion in stock and distributed $1.1 billion in dividends in Q4 [33] - The tax rate for the quarter was 18.8%, in line with expectations, and the company expects to remain below its long-term tax rate in 2026 [32][40] Q&A Session Summary Question: Concerns about economic choppiness and consumer spending habits - Management noted strong momentum exiting FY25 and emphasized the diversification of Visa's business, which supports resilience in consumer spending [46][48] Question: Role of Visa in agentic commerce - Management highlighted Visa's leadership in setting standards for agentic commerce and the introduction of the Visa Trusted Agent Protocol to ensure secure transactions [52][55] Question: Sustainability of data processing yield growth - Management confirmed that data processing revenue growth was driven by pricing and mix, with expectations for continued benefits from new pricing implemented in FY2025 [66] Question: Differences between Visa's and competitors' agentic commerce protocols - Management emphasized the open and easy integration of the Visa Trusted Agent Protocol, positioning it as a foundational layer for the agentic commerce ecosystem [82][84]

🇫🇷 JUST IN: French lawmakers to review motion to ban CBDCs and promote Bitcoin, stablecoins, and national crypto reserves.Could France become Europe’s next crypto hub? https://t.co/AbzP2HAtZQ ...

DeFi and Traditional Finance Convergence - The industry anticipates finance will integrate centralized and decentralized infrastructure, similar to the internet's evolution, where the distinction between internet and non-internet companies disappeared [4][5] - FinTechs and legacy firms are embracing crypto technology to gain a competitive advantage and better serve customers [6][7] - Exchanges are converging, with crypto-native exchanges listing public equities and traditional exchanges listing crypto products, aiming to become "everything exchanges" [8][9][10] - Coinbase and City partnered to ease crypto on- and off-ramping for institutional clients, highlighting the role of crypto and stablecoins in upgrading the global financial system [12][13] - Western Union is piloting stablecoin settlement rails to speed up cross-border payments and reduce reliance on Swift, viewing stablecoins as an opportunity [14][15] - The "DeFi mullet" concept suggests a familiar user interface with upgraded backend infrastructure, making stablecoins accessible without requiring technical knowledge [19][20] Economic Outlook and Market Trends - The median American family's net worth is at an all-time high of $192,000, while the average American family's net worth is over $1 million [32] - The report suggests that the current administration's economic policies are showing signs of improvement, with inflation, gas prices, and rent easing [25][26][27][28] Bitcoin and Gold Investment Strategies - Bitcoin is expected to outperform gold, with investors rotating from gold to Bitcoin for higher returns after initial uncertainty [40][41] - The speaker believes Bitcoin will eventually have a larger market cap than gold, driven by the principles of sound digital money [45]

🚨🆙 USDC transfer volume on @ethereum reaches an all-time high in October.The transfer volume in October has reached $1.41 trillion, with four days left of the month.Ethereum 🤝 Stablecoins https://t.co/nHjQ1fh93Q ...

There is no bridge currency. There are stablecoins, on Solana.I love you. https://t.co/b1TisRbEJi ...

would be really ironic if crypto's greatest invention of the past two decades is speculation via stablecoins and 24/7 perpetual futures markets, but in the end 95% of the volumes come from equities and it just further entrenches the dollar and existing global financial system ...