Core Viewpoint - The report evaluates the risk management and financial status of Hengtong Financial Co., Ltd., a non-bank financial institution controlled by Hengtong Group, highlighting its compliance with regulatory requirements and effective internal controls [2][15]. Group 1: Company Overview - Hengtong Financial Co., Ltd. is a non-bank financial institution approved by the State Council, with a registered capital of 1.4 billion yuan and a shareholding structure where Hengtong Group holds 52% and Jiangsu Hengtong Optic-Electric Co., Ltd. holds 48% [2][15]. - As of June 30, 2025, the total assets of the financial company amounted to 6.069 billion yuan, with total liabilities of 4.406 billion yuan and owner's equity of 1.663 billion yuan [12]. Group 2: Internal Control and Risk Management - The company has established a robust internal control system, including a clear governance structure with a board of directors, supervisory board, and various committees responsible for risk management and internal controls [3][4][6]. - As of June 30, 2025, the company has implemented 220 internal governance regulations, with 3 new regulations added, 11 revised, and 4 abolished [6][12]. Group 3: Financial Performance - For the first half of 2025, the financial company reported a total operating income of 45.0072 million yuan, with a total operating profit of 33.9862 million yuan and a net profit of 26.6420 million yuan [12][13]. Group 4: Regulatory Compliance - The financial company meets all regulatory indicators as per the "Enterprise Group Financial Company Management Measures," with no significant deficiencies identified in its risk control systems [13][15]. - The company has established an anti-money laundering framework, with no reported suspicious transactions during the evaluation period [13].

Core Viewpoint - Shandong Jining Mining Co., Ltd. has signed a financial service agreement with Shandong Steel Group Financial Co., Ltd. to enhance financing channels, improve fund utilization efficiency, and reduce funding costs [1] Group 1: Company Overview - Shandong Steel Group Financial Co., Ltd. is a non-bank financial institution established on February 10, 2012, with a registered capital of 3 billion RMB [1] - The company is jointly funded by Shandong Steel Group Co., Ltd. and its three subsidiaries, along with China Cinda Asset Management Co., Ltd. [1] - The current ownership structure includes Shandong Steel Group Co., Ltd. holding 67.98% of the registered capital, Shandong Steel Co., Ltd. holding 26.02%, and Shandong Jining Mining Co., Ltd. holding 6% [1] Group 2: Financial Company Operations - As of June 30, 2025, the financial company reported total assets of 1,359,695.18 million RMB and net assets of 383,144.97 million RMB [10] - The company has a deposit balance of 961,537.55 million RMB from member units and achieved an operating income of 15,551.76 million RMB with a net profit of 3,907.57 million RMB [10] - The financial company has established a comprehensive risk management system and internal control management framework to ensure compliance and operational efficiency [5][9] Group 3: Risk Management - The financial company has implemented a robust risk management framework, including risk identification, assessment, and monitoring processes [4][7] - A risk compliance department is in place to oversee various risk points, ensuring adherence to internal controls and regulatory requirements [5] - The company has established a risk warning system and conducts quarterly risk supervision meetings to monitor potential risks [4][7] Group 4: Regulatory Compliance - The financial company meets all regulatory indicators as stipulated by the Enterprise Group Financial Company Management Measures, including a loan-to-deposit ratio of 67.77% [10][11] - The company has maintained a capital adequacy ratio that complies with regulatory requirements, ensuring financial stability [10][11] - No significant operational risks have been reported, and the company operates within the legal framework established by relevant financial regulations [10][11]

Core Viewpoint - The company has signed a financial service agreement with Shandong Steel Group Finance Co., Ltd. to expand financing channels, improve fund utilization efficiency, and reduce funding costs [1] Financial Company Overview - Shandong Steel Group Finance Co., Ltd. is a non-bank financial institution established on February 10, 2012, with a registered capital of 3 billion RMB [1][2] - The company is jointly funded by Shandong Steel Group Co., Ltd., its three subsidiaries, and China Cinda Asset Management Co., Ltd. [1] Risk Management Framework - The financial company has established a modern corporate governance structure with a separation of powers among the shareholders' meeting, board of directors, and supervisory board [3] - A comprehensive risk management system is in place, including various committees and departments responsible for risk identification, assessment, and monitoring [4][5] Operational and Financial Performance - As of June 30, 2025, the financial company reported total assets of 13.60 billion RMB, net assets of 3.83 billion RMB, and a deposit balance of 9.62 billion RMB from member units [9][10] - The company achieved an operating income of 155.52 million RMB and a net profit of 39.08 million RMB during the same period [9] Regulatory Compliance - The financial company adheres to regulatory requirements, with all relevant indicators meeting the standards set by the regulatory authorities [10][11] - The company has not identified any significant deficiencies in its risk control systems related to funds, credit, auditing, or information management [9][12]

深圳市科陆电子科技股份有限公司 根据《上市公司监管指引第8号—上市公司资金往来、对外担保的监管要求》 《关于规范上市公司与企业集团财务公司业务往来的通知》《深圳证券交易所上 市公司自律监管指引第7号—交易与关联交易》等的要求，深圳市科陆电子科技 股份有限公司（以下简称"公司"）查验了美的集团财务有限公司（以下简称 "财务公司"）提供的《金融许可证》《营业执照》等证件资料及相关财务资料， 对财务公司的经营资质、业务和风险状况进行了评估。现将有关风险评估情况报 告如下： 一、财务公司的基本情况 公司名称：美的集团财务有限公司 法定代表人：钟铮 注册资本：人民币350,000万元 注册地址：佛山市顺德区北滘镇美的大道6号美的总部大楼B区6楼 统一社会信用代码：914406065591232632 经营范围：吸收成员单位的存款；办理成员单位的贷款；办理成员单位票据 贴现；办理成员单位资金结算与收付；提供成员单位委托贷款、债券承销、非融 资性保函、财务顾问、信用鉴证及咨询代理业务；从事同业拆借；办理成员单位 票据承兑；办理成员单位买方信贷和消费信贷；从事固定收益类有价证券投资； 从事套期保值类衍生产品交易；国家金融监督 ...

Core Viewpoint - The report evaluates the ongoing risks associated with the financial services business between Hangzhou Yingshi Network Co., Ltd. and China Electronics Technology Finance Co., Ltd., highlighting the financial company's operational status, internal controls, and risk management practices [2][10]. Group 1: Financial Company Overview - China Electronics Technology Finance Co., Ltd. is a non-bank financial institution approved by the National Financial Supervision Administration, with a registered capital of 580 million RMB and established on December 14, 2012 [2]. - The financial company's business scope includes accepting deposits, providing loans, bill discounting, and offering various financial advisory services [2]. Group 2: Internal Control and Risk Management - The financial company has established a comprehensive internal control system with 13 categories and 191 items of regulations to ensure effective management and compliance [8]. - It has a structured governance framework including a board of directors and various committees to oversee risk management and internal controls [3][8]. - Risk identification and assessment are conducted through a series of internal control systems, ensuring that each department has its own risk management protocols [3][4]. Group 3: Financial Performance - As of June 30, 2025, the financial company reported total assets of 89.495 billion RMB, liabilities of 78.103 billion RMB, and equity of 11.392 billion RMB, with a net profit of 0.597 billion RMB for the first half of 2025 [9]. - The company maintains a healthy cash position with 3.964 billion RMB in cash and deposits at the central bank, and a loan balance of 28.212 billion RMB [9]. Group 4: Regulatory Compliance - The financial company adheres to various regulatory requirements, including maintaining a capital adequacy ratio above the minimum regulatory threshold and ensuring liquidity ratios are not below 25% [11]. - The company has not engaged in any financial transactions with its parent company, maintaining a zero balance in loans and deposits as of June 30, 2025 [10].

新疆众和: 新疆众和股份有限公司关于对特变电工 集团财务有限公司的风险持续评估报告 新疆众和股份有限公司 关于对特变电工集团财务有限公司的风险持续评估报告 新疆众和股份有限公司（以下简称"公司"）按照《上海证券交易所上市公 司自律监管指引第 5 号——交易与关联交易》的要求，通过查验特变电工集团财 务有限公司（以下简称"财务公司"）《金融许可证》、《营业执照》等证件资 料，取得并审阅了财务公司的定期财务报表、审计报告及风险指标等必要信息， 对财务公司的经营资质、业务和风险状况进行了评估，具体情况报告如下： 一、财务公司基本情况 财务公司是 2018 年 8 月经原中国银行保险监督管理委员会（银保监复 2018148 号）批准设立，并核发金融许可证的非银行金融机构（金融许可证机 构编码为 L0265H365230001），于 2018 年 11 月 29 日成立（统一社会信用代码 为 91652301MA785MP462）。注册资本为 200,000 万元，公司控股股东持有财务 公司 74%的股权。 注册地址：新疆昌吉州昌吉市北京南路 189 号特变电工总部研发大楼四层 企业类型：其他有限责任公司 法定代表人： ...