Now to decision 2025 and some new polls place Democratic nominee Zoran Mdani in the lead for the New York City mayoral race with less than two months now until November's general election. But last night his closest rival, former New York Governor Andrew Cuomo, disputed Monny's popularity. The majority of New Yorkers do not agree with Mandami. They are not socialists. Why does he say you can win? Well, there's two different things. Saying I can win means you're reading the polls. That's what that means. Uh ...

How important is having kids to Gen Z. It's not my goal in life. It's important for me.Why would I attribute my worth and my success to a child who didn't ask to be here. Having kids is a really big goal of mine. In the latest NBC News decision desk poll, we asked Gen Z what drives their personal definition of success, and they ranked everything from having a fulfilling career to owning a home and having emotional stability.The responses revealed a pretty notable gender gap, not unsimilar to what we've seen ...

All right, 30-year mortgage rates hitting their lowest level since last October. And that's giving a boost to home builders, Dr. . Horton, Toll Brothers, Lenar Palty, all up more than 2% today.For more on what's next for the housing trade, CBC's Diana Ol joins us from the Zelman Housing Summit in Boston with an exclusive interview with Ivy Zelman. Diana, thanks Melissa. Ivy, it was your day today.What an amazing day. Hundreds of people here to hear everything. And I'm going to take you back to 9:00 a.m. whe ...

yield uh fell below 4% for the first time in five months. This comes less than a week before the next Fed decision. Joining us now from the Zelman Housing Conference in Boston is CNBC real estate senior real estate reporter Diana Ol.Uh Diana, great to see you. What do you what do you make of this drop and and what could 25 or 50 basis points and cuts next week do to the mortgage rate. >> Well, Melissa, despite the two economic indicators we saw this morning, we only saw mortgage rates drop two basis points. ...

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Housing Market Trends - The housing market is undergoing a recalibration period after the pandemic boom, with a shift in the supply-demand equilibrium towards buyers [7][16] - A bifurcation exists in the housing market, with Sun Belt and Mountain West areas experiencing more softening compared to the Midwest and Northeast [19][20] - Existing home sales are approximately 13 million below the normal trend, indicating a significant constraint in the purchase side of the mortgage market [35] - Refinance activity is also experiencing a three-year drought, coinciding with the low purchase side, making it a tough period for the mortgage industry [42] Builder Strategies and Margins - During the pandemic, builders had significant pricing power and record profit margins, but they have since compressed margins to entice buyers [3][4][5] - Builders initially used mortgage rate buydowns as a successful lever, but are now resorting to outright price cuts in some areas like Florida and Texas [6][8] - Builder margins have seen compression year-over-year among the top 11 publicly traded home builders, although many still exceed pre-pandemic levels [10] - Some builders are choosing to protect margins by pulling back on the overall number of sales, leading to a softening in single-family housing starts [11] Factors Influencing the Market - The deceleration of migration to Sun Belt areas means local incomes must now support prices, which are detached from underlying incomes [21][22][23] - The "lock-in effect," where homeowners are hesitant to give up lower mortgage rates, is impacting both supply and demand in different regions [28][31] - Tariffs have not had a significant impact on build costs, as only 7% of residential construction materials are imported, and some key materials were excluded from tariffs [13][14][15] Open Door Analysis - Open Door overpaid for homes in boomtown markets and faces challenges in the higher interest rate environment with less housing market churn [45] - There is skepticism about the long-term viability of Open Door's core I-buying business, but opportunities exist for the company to leverage its scale and attention to move into other business avenues [45][46]

Poor affordability and rising inventory levels continue to constrain a recovery in housing, says @conorsen. The healing will be gradual at best (via @opinion) https://t.co/vYS1ZvxOEO ...

Retirement Planning - The report identifies the most affordable places to retire in the US [1] - The ranking considers both a high quality of life and a low cost of living [1]