Core Insights - Trustmark (TRMK) reported revenue of $207.06 million for the quarter ended December 2025, marking a year-over-year increase of 3.9% and exceeding the Zacks Consensus Estimate of $207.03 million by 0.01% [1] - The company's EPS for the same period was $0.97, up from $0.92 a year ago, representing a surprise of 6.3% compared to the consensus estimate of $0.91 [1] Financial Performance Metrics - Net Interest Margin was reported at 3.8%, matching the average estimate from three analysts [4] - Efficiency Ratio stood at 62.7%, slightly better than the average estimate of 63.3% from three analysts [4] - Net charge-offs as a percentage of average loans were 0.2%, consistent with the average estimate from two analysts [4] - Total nonaccrual loans held for investment (LHFI) were $84.39 million, slightly below the average estimate of $85.3 million [4] - Total nonperforming assets amounted to $91.35 million, compared to the average estimate of $93.41 million [4] - Average balances of total earning assets were $17.28 billion, slightly above the average estimate of $17.26 billion [4] - Net Interest Income was reported at $162.89 million, below the average estimate of $165.02 million [4] - Total Noninterest Income was $41.24 million, exceeding the average estimate of $40.22 million [4] - Net Interest Income (FTE) was $165.83 million, below the average estimate of $167.04 million from two analysts [4] Stock Performance - Trustmark's shares have returned +2.7% over the past month, outperforming the Zacks S&P 500 composite's +0.4% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]

Core Insights - Union Pacific reported $6.09 billion in revenue for Q4 2025, a year-over-year decline of 0.6% and below the Zacks Consensus Estimate of $6.14 billion, resulting in a surprise of -0.82% [1] - The company's EPS for the quarter was $2.86, down from $2.91 a year ago, with an EPS surprise of -1.47% compared to the consensus estimate of $2.90 [1] Financial Performance Metrics - Operating Ratio was reported at 60.5%, higher than the average estimate of 58.8% from four analysts [4] - Revenue Ton-Miles reached 106.52 billion, exceeding the three-analyst average estimate of 105.12 billion [4] - Total Revenue Carloads were 2.07 million, slightly below the average estimate of 2.1 million from three analysts [4] - Revenue Ton-Miles for Industrial Products was 31.1 billion, compared to the average estimate of 31.99 billion [4] - Freight Revenues from Bulk were $1.92 billion, slightly below the average estimate of $1.93 billion, but showed a year-over-year increase of 3% [4] - Other Operating Revenues were $326 million, exceeding the average estimate of $319.31 million, but reflecting a year-over-year decline of 1.8% [4] - Freight Revenues from Industrial Products were $2.12 billion, below the average estimate of $2.18 billion, with a year-over-year increase of 1.2% [4] - Freight Revenues from Premium services were $1.72 billion, slightly above the average estimate of $1.71 billion, but down 6% year-over-year [4] - Total Freight Revenues were $5.76 billion, below the average estimate of $5.82 billion, reflecting a year-over-year decline of 0.5% [4] - Freight Revenues from Forest Products were $302 million, below the average estimate of $334.54 million, showing a year-over-year decline of 6.8% [4] - Freight Revenues from Energy & Specialized Markets were $659 million, below the average estimate of $705.38 million, with a year-over-year decline of 3% [4] - Freight Revenues from Intermodal services were $1.14 billion, slightly above the average estimate of $1.12 billion, but down 8.7% year-over-year [4] Stock Performance - Union Pacific shares have returned -1.6% over the past month, while the Zacks S&P 500 composite has increased by 0.4% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - Fifth Third Bancorp reported revenue of $2.34 billion for the quarter ended December 2025, marking a year-over-year increase of 7.9% and a surprise of +0.8% over the Zacks Consensus Estimate of $2.32 billion [1] - The earnings per share (EPS) for the same period was $1.12, compared to $0.90 a year ago, although it did not deliver an EPS surprise against the consensus estimate of $1.00 [1] Financial Performance Metrics - Efficiency Ratio (FTE) was reported at 55.8%, above the average estimate of 54.5% based on six analysts [4] - Net interest margin (FTE) was 3.1%, matching the average estimate based on six analysts [4] - Net charge-off ratio (NCO ratio) stood at 0.4%, consistent with the average estimate based on five analysts [4] - Book value per share was $30.18, slightly above the average estimate of $30.09 based on five analysts [4] - Average balance of total interest-earning assets was $194.14 billion, below the average estimate of $194.87 billion based on four analysts [4] - Return on average assets was 1.4%, exceeding the average estimate of 1.3% based on four analysts [4] - Tangible book value per share (including AOCI) was $22.60, compared to the average estimate of $22.31 based on four analysts [4] - Return on average common equity was 14%, above the average estimate of 13% based on three analysts [4] - Total nonperforming assets amounted to $867 million, higher than the average estimate of $843.25 million based on two analysts [4] - Tangible common equity (including AOCI) was reported at 7.1%, below the average estimate of 7.5% based on two analysts [4] - Total nonaccrual portfolio loans and leases were $767 million, lower than the average estimate of $832.25 million based on two analysts [4] - Regulatory Capital Ratios - Leverage was 9.4%, matching the average estimate based on two analysts [4] Stock Performance - Shares of Fifth Third Bancorp returned +2% over the past month, outperforming the Zacks S&P 500 composite's +1.6% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - Safehold (SAFE) reported revenue of $96.16 million for Q3 2025, a 6% year-over-year increase, with an EPS of $0.41 compared to $0.37 a year ago [1] - The revenue exceeded the Zacks Consensus Estimate of $95.33 million, resulting in a surprise of +0.87%, while the EPS also surpassed the consensus estimate of $0.40 by +2.5% [1] Revenue Breakdown - Operating lease income was reported at $16.99 million, exceeding the average estimate of $16.66 million, reflecting a year-over-year increase of +2.1% [4] - Other income amounted to $3.66 million, below the average estimate of $4.15 million, indicating a year-over-year decline of -19.7% [4] - Interest income from sales-type leases was $72.43 million, slightly below the estimated $72.96 million, but showed a year-over-year increase of +7.9% [4] Stock Performance - Over the past month, Safehold's shares have returned -3.7%, contrasting with the Zacks S&P 500 composite's +1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Lyft reported revenue of $1.69 billion for the quarter ended September 2025, reflecting a year-over-year increase of 10.7% [1] - The earnings per share (EPS) for the quarter was $0.26, down from $0.29 in the same quarter last year [1] - Revenue fell short of the Zacks Consensus Estimate by 0.85%, while EPS missed the consensus estimate by 13.33% [1] Financial Performance Metrics - Gross Bookings reached $4.78 billion, exceeding the average estimate of $4.73 billion from eight analysts [4] - The number of rides taken was 248.8 million, slightly below the estimated 248.84 million from seven analysts [4] - Active riders totaled 28.7 million, surpassing the average estimate of 27.51 million from six analysts [4] Stock Performance - Over the past month, Lyft's shares have returned -8.3%, contrasting with a +1% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 2 (Buy), suggesting potential outperformance against the broader market in the near term [3]

Core Insights - Savers Value Village (SVV) reported revenue of $426.94 million for the quarter ended September 2025, marking an 8.1% year-over-year increase and a slight surprise of +0.09% over the Zacks Consensus Estimate of $426.55 million [1] - The earnings per share (EPS) for the same period was $0.14, which is a decrease from $0.15 a year ago, aligning with the consensus EPS estimate [1] Financial Performance Metrics - Comparable Store Sales Growth was reported at 5.8%, exceeding the average estimate of 4.9% based on three analysts [4] - Total number of stores stood at 364, slightly below the average estimate of 366 from two analysts [4] - In the United States, the number of stores was 176, compared to the average estimate of 180 [4] - In Canada, the number of stores was 170, slightly above the average estimate of 169 [4] - Comparable Store Sales Growth in the United States was 7.1%, surpassing the average estimate of 5.3% [4] - Comparable Store Sales Growth in Canada was 3.9%, slightly below the average estimate of 4.1% [4] - U.S. Retail revenue was $234.71 million, compared to the average estimate of $235.44 million, reflecting a year-over-year increase of 10.5% [4] - Other revenue was reported at $32.62 million, below the average estimate of $33.9 million, with a year-over-year change of +7.1% [4] - Canada Retail revenue was $159.61 million, exceeding the average estimate of $157.42 million, with a year-over-year increase of 5.1% [4] Stock Performance - Shares of Savers Value have returned +2.3% over the past month, while the Zacks S&P 500 composite has changed by +3.6% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - Park Hotels & Resorts reported $610 million in revenue for Q3 2025, a 6% decline year-over-year, with an EPS of $0.35 compared to $0.26 a year ago, indicating a mixed performance against expectations [1] - The revenue exceeded the Zacks Consensus Estimate by 0.18%, while the EPS fell short by 10.26% compared to the consensus estimate [1] Financial Performance Metrics - Comparable RevPAR growth was -6.1%, worse than the estimated -4.5% by analysts [4] - Total number of rooms stood at 22,129, slightly above the average estimate of 22,104 [4] - Room revenues were reported at $370 million, below the average estimate of $372.92 million, reflecting an 8.2% year-over-year decline [4] - Ancillary hotel revenues reached $67 million, slightly above the estimated $65.77 million, with a year-over-year decline of 1.5% [4] - Food and beverage revenues were $150 million, slightly exceeding the average estimate of $149.39 million, representing a 4.5% decline year-over-year [4] - Other revenues were reported at $23 million, surpassing the estimated $21.47 million, with a year-over-year increase of 9.5% [4] - Diluted EPS was reported at -$0.08, worse than the average estimate of -$0.01 [4] Stock Performance - Shares of Park Hotels & Resorts have returned -0.5% over the past month, contrasting with the Zacks S&P 500 composite's +3.6% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Rithm (RITM) reported a revenue of $1.11 billion for Q3 2025, marking a year-over-year increase of 78.5% and exceeding the Zacks Consensus Estimate by 10.53% [1] - The company's EPS for the same quarter was $0.54, unchanged from the previous year, indicating no EPS surprise [1] Revenue Breakdown - Interest income was reported at $453.79 million, which is a decline of 17.6% year-over-year and below the average estimate of $485.25 million [4] - Servicing revenue, net, was $314.93 million, reflecting a significant year-over-year decrease of 223.9% and falling short of the average estimate of $413.89 million [4] - Other revenues amounted to $55.63 million, slightly above the average estimate of $30.99 million, with a year-over-year change of -2.8% [4] - Asset management revenue reached $84.87 million, which is a 4.7% increase year-over-year but below the average estimate of $92.22 million [4] - Gain on originated residential mortgage loans, held-for-sale, net, was reported at $196.31 million, a 6.3% increase compared to the previous year, but also below the average estimate of $207.43 million [4] Stock Performance - Rithm's shares have returned -2.6% over the past month, contrasting with the Zacks S&P 500 composite's +3.6% change [3] - The stock currently holds a Zacks Rank 2 (Buy), suggesting potential for outperformance in the near term [3]

Core Insights - Landstar System (LSTR) reported revenue of $1.21 billion for the quarter ended September 2025, reflecting a year-over-year decline of 0.4% and an EPS of $1.22, down from $1.41 a year ago [1] - The revenue exceeded the Zacks Consensus Estimate of $1.2 billion by 0.49%, while the EPS fell short of the consensus estimate of $1.24 by 1.61% [1] Financial Performance Metrics - Revenue per load for Ocean and air cargo carriers was $9,254, significantly higher than the average estimate of $7,458.86 [4] - Revenue per load for Rail Intermodal was reported at $2,962, exceeding the average estimate of $2,851.28 [4] - Total number of loads was 501,230, slightly below the average estimate of 504,293 [4] - Truck Transportation loads totaled 485,430, also below the average estimate of 488,618 [4] - Investment income was $3.29 million, surpassing the average estimate of $2.82 million, but represented a year-over-year decline of 16% [4] - Revenue from Other sources was $19.57 million, lower than the estimated $22.41 million, marking a 23% decline year-over-year [4] - Revenue from Rail Intermodal increased to $23.67 million, exceeding the estimate of $21.51 million, with a year-over-year growth of 12.8% [4] - Truck Transportation revenue was $1.09 billion, matching the average estimate, with a slight year-over-year decline of 0.1% [4] - Revenue from Ocean and air cargo carriers was $72.27 million, above the estimate of $61.22 million, but down 5.3% year-over-year [4] - Other Truck Transportation revenue was $96.04 million, below the average estimate of $112.37 million, reflecting a year-over-year increase of 3.1% [4] - Less-than-truckload revenue was $24.48 million, exceeding the average estimate of $23.05 million, with a year-over-year growth of 1.2% [4] Stock Performance - Landstar shares have returned +6.6% over the past month, outperforming the Zacks S&P 500 composite's +3.6% change [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]

Core Insights - Horizon Bancorp reported revenue of $62.18 million for Q3 2025, a year-over-year increase of 6.4%, but fell short of the Zacks Consensus Estimate of $67 million, resulting in a surprise of -7.19% [1] - The company's EPS for the quarter was $0.30, down from $0.41 a year ago, with an EPS surprise of -34.78% compared to the consensus estimate of $0.46 [1] Financial Performance Metrics - Efficiency Ratio was reported at -22.4%, significantly better than the three-analyst average estimate of 58.5% [4] - Net Interest Margin stood at 3.5%, matching the three-analyst average estimate [4] - Annualized net charge-offs of average total loans were 0.1%, consistent with the two-analyst average estimate [4] - Average Balance of Total Interest Earning Assets was $6.77 billion, exceeding the $6.6 billion estimate by two analysts [4] - Net Interest Income was $58.39 million, surpassing the average estimate of $56.86 million based on three analysts [4] - Gain on Sale of Mortgage Loans was $1.21 million, slightly below the three-analyst average estimate of $1.28 million [4] - Interchange Fees totaled $3.51 million, slightly below the two-analyst average estimate of $3.54 million [4] - Other Income reported a loss of $6.56 million, significantly worse than the $1.03 million average estimate based on two analysts [4] - Mortgage Servicing Income net of impairment was $0.35 million, slightly below the two-analyst average estimate of $0.4 million [4] - Service Charges on Deposit Accounts were $3.47 million, exceeding the $3.24 million estimate by two analysts [4] - Fiduciary Activities generated $1.36 million, slightly above the $1.29 million average estimate based on two analysts [4] - Increase in Cash Value of Bank Owned Life Insurance was $0.38 million, above the two-analyst average estimate of $0.33 million [4] Stock Performance - Horizon Bancorp's shares have returned -3.2% over the past month, contrasting with the Zacks S&P 500 composite's +1.1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]