Neo Banks
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X @s4mmy
s4mmy· 2025-10-06 10:26
RT s4mmy (@S4mmyEth)After accidentally becoming a large XPL community member it prompted me to dig deeper into "Neo Banks" (+ crypto financial products).I was today years old when I realized that Ripple is being referred to as a Neo Bank... it's trading at $183bn. That's 117x the current XPL market cap ($1.6bn)!There's also a surprising number of other interesting opportunities and rewards:1) @Plasma One (VISA): Waitlist sign ups available now. Earn yields of up to 10%, spend stablecoins + cash back of up t ...
X @s4mmy
s4mmy· 2025-10-06 10:11
Link to Neo Banking post included below for ease of reference:Disclaimer: I hold some of the assets and have partnerships with some of the projects mentioned in this post.https://t.co/6v9WMfw6Ees4mmy (@S4mmyEth):After accidentally becoming a large XPL community member it prompted me to dig deeper into "Neo Banks" (+ crypto financial products).I was today years old when I realized that Ripple is being referred to as a Neo Bank... it's trading at $183bn. That's 117x the current XPL https://t.co/pPjaA2GKC7 ...
X @s4mmy
s4mmy· 2025-10-06 05:17
Neo Banks and Crypto Integration - Ripple is referred to as a Neo Bank with a market cap of $183 billion, 117x the XPL market cap ($16 billion)[1] - VISA and Mastercard are increasingly integrated into crypto payments, indicating the future of finance is crypto [4] - VISA and Mastercard are doubling down on crypto payments [4] Crypto Financial Products and Rewards - Plasma One (VISA) offers yields up to 10% and cashback up to 4% on stablecoin spending [1] - useTria (VISA) provides 6% kickback on purchases and lounge access with a physical card that auto-swaps crypto [2] - EtherFi (VISA) offers 3-5% cashback on all purchases plus ETHFI rewards, with $45 million distributed last quarter and $60 million in cumulative spend volume [3] - Revolutapp (Mastercard) offers up to 1% cashback rewards and points program with Ultra membership at $60/month [3] - gnosispay (VISA) has processed over $100 million in payment volume, offering 4% cashback (5% for validators) [3] - Coinbase (VISA) provides up to 4% in crypto cashback rewards, currently only in the US [3] - MetaMask Virtual Card (Mastercard) offers 1% cashback plus LINEA rewards [3] - CryptoCom (VISA) offers up to 5% cashback, tiered rewards based on CRO staking [3] AI and Future Implications - Giving crypto-linked cards to AI agents is a significant development, especially for physical AI/robots making real-world payments [5]
X @s4mmy
s4mmy· 2025-10-05 21:58
RT s4mmy (@S4mmyEth)After accidentally becoming a large XPL community member it prompted me to dig deeper into "Neo Banks" (+ crypto financial products).I was today years old when I realized that Ripple is being referred to as a Neo Bank... it's trading at $183bn. That's 117x the current XPL market cap ($1.6bn)!There's also a surprising number of other interesting opportunities and rewards:1) @Plasma One (VISA): Waitlist sign ups available now. Earn yields of up to 10%, spend stablecoins + cash back of up t ...
X @s4mmy
s4mmy· 2025-10-05 18:37
RT s4mmy (@S4mmyEth)After accidentally becoming a large XPL community member it prompted me to dig deeper into "Neo Banks" (+ crypto financial products).I was today years old when I realized that Ripple is being referred to as a Neo Bank... it's trading at $183bn. That's 117x the current XPL market cap ($1.6bn)!There's also a surprising number of other interesting opportunities and rewards:1) @Plasma One (VISA): Waitlist sign ups available now. Earn yields of up to 10%, spend stablecoins + cash back of up t ...
X @s4mmy
s4mmy· 2025-10-05 16:06
Neo Banks and Crypto Integration - Ripple is referred to as a Neo Bank with a market cap of $183 billion, 117x the XPL market cap ($16 billion)[1] - VISA and Mastercard are increasingly integrating into crypto payments [4] Crypto Financial Products and Rewards - Plasma One (VISA) offers yields up to 10% and cashback up to 4% on stablecoin spending [1] - useTria (VISA) provides 6% kickback on purchases and lounge access, with a basic virtual card costing $20 and a physical metal card with 6% rewards costing $220 [2] - EtherFi (VISA) offers 3-5% cashback on all purchases plus ETHFI rewards, with $45 million distributed last quarter and a cumulative spend volume of about $60 million [3] - Revolutapp (Mastercard) offers up to 1% cashback rewards and points program, with optimal offramp and no trading fees for higher tiers, plus benefits like NordVPN, Uber One, WeWork, travel insurance, and airport lounge passes [3] - gnosispay (VISA) has processed over $100 million in payment volume, offering 4% cashback (5% if validator) [3] - Coinbase (VISA) offers up to 4% in crypto cashback rewards, currently only in the US [3] - MetaMask Virtual Card (Mastercard) offers 1% cashback plus LINEA rewards [3] - CryptoCom (VISA) offers up to 5% cashback, tiered rewards based on CRO staking, and access to Spotify, Netflix, F1, and UFC events [3] Future Trends - AI integration through agents, especially with physical AI/robots paying for their own needs, is a significant development [5] - Bitrefill offers vouchers by sending crypto to an address, capped at $1,000 per month before requiring email registration [4]
X @s4mmy
s4mmy· 2025-10-05 15:05
RT s4mmy (@S4mmyEth)After accidentally becoming a large XPL community member it prompted me to dig deeper into "Neo Banks" (+ crypto financial products).I was today years old when I realized that Ripple is being referred to as a Neo Bank... it's trading at $183bn. That's 117x the current XPL market cap ($1.6bn)!There's also a surprising number of other interesting opportunities and rewards:1) @Plasma One (VISA): Waitlist sign ups available now. Earn yields of up to 10%, spend stablecoins + cash back of up t ...
X @s4mmy
s4mmy· 2025-10-05 14:08
Neo Banks & Crypto Integration - Ripple is considered a Neo Bank with a market cap of $183 billion, 117x the XPL market cap of $16 billion [1] - VISA and Mastercard are increasingly integrating into crypto payments [4] Crypto Card Offerings & Rewards - Plasma One (VISA) offers up to 10% yields and 4% cashback, with fee-free transfers to 150 million merchants [1] - useTria (VISA) provides 6% kickback on purchases and lounge access, with a basic virtual card costing $20 and a physical metal card with 6% rewards costing $220 [2] - EtherFi (VISA) offers 3-5% back on all purchases plus ETHFI rewards, with $45 million distributed last quarter and a cumulative spend volume of $60 million [2] - Revolutapp (Mastercard) offers up to 1% cashback rewards and points program, with benefits like NordVPN, Uber One, WeWork, travel insurance, and airport lounge passes for Ultra members at $60/month [3] - gnosispay (VISA) has processed over $100 million in payment volume, offering 4% cashback (5% if validator) [3] - coinbase (VISA) provides up to 4% in crypto cashback rewards, available only in the US [3] - MetaMask Virtual Card (Mastercard) offers 1% cashback plus LINEA rewards [3] - cryptocom (VISA) offers up to 5% cashback, tiered rewards based on CRO staking, and access to events like Spotify, Netflix, F1, and UFC [3] Alternative Crypto Payment Solutions - bitrefill offers vouchers for crypto payments, capped at $1,000 per month before requiring email registration [4] Future Trends - AI integration through agents is a significant unlock, especially with physical AI/robots making real-world payments [5]