Core Insights - Laureate Education, Inc. reported strong financial results for Q3 2025, with a revenue increase of 9% to $400.2 million compared to Q3 2024, driven by favorable operating performance and a weaker U.S. dollar [5][7][8] - The company announced a $150 million increase in its stock buyback authorization, reflecting confidence in its strong balance sheet and cash flow generation [5][15] - The outlook for full-year 2025 has been updated to reflect positive enrollment trends and improved foreign currency rates, with expected revenue growth of 7%-8% [21][17] Q3 2025 Financial Highlights - Revenue increased by 9% to $400.2 million, with an organic constant currency increase of 4% [7][8] - Operating income was $71.5 million, slightly down from $72.0 million in Q3 2024 [8] - Net income decreased to $34.4 million from $85.3 million in Q3 2024, primarily due to foreign currency exchange losses and a prior-year tax benefit [8][10] - Adjusted EBITDA rose to $94.8 million from $91.4 million in Q3 2024 [9][37] Nine Months Ended September 30, 2025 Highlights - Revenue for the nine months increased by 2% to $1,160.5 million, with a 6% increase on an organic constant currency basis [11][12] - Operating income for the nine months was $251.6 million, up from $249.8 million in the prior year [11] - Net income for the nine months was $112.3 million, down from $202.8 million, impacted by foreign currency exchange losses and a prior-year tax benefit [11][12] - Adjusted EBITDA for the nine months was $314.7 million, compared to $308.9 million in the previous year [12][37] Enrollment Trends - New enrollments increased by 7% for the nine months ended September 30, 2025, with total enrollments up by 6% [10][11] - In Peru, new enrollments rose by 13% and total enrollments by 8%, while in Mexico, both new and total enrollments increased by 4% [10] Balance Sheet and Capital Structure - As of September 30, 2025, the company had $241.0 million in cash and cash equivalents, with gross debt of $102.4 million, resulting in net cash of $138.6 million [13][14] - The company repurchased approximately $71 million of its common stock during the nine months ended September 30, 2025, with $27 million remaining under the existing stock repurchase program [14][15] Updated Outlook for Fiscal 2025 - The company expects total enrollments to reach approximately 494,000 students, reflecting a growth of 5% compared to 2024 [21] - Revenue is projected to be in the range of $1,681 million to $1,686 million, indicating growth of 7%-8% on an as-reported basis [21] - Adjusted EBITDA is expected to be between $508 million and $512 million, reflecting growth of 13%-14% on an as-reported basis [21]

Core Points - First BanCorp announced a new stock repurchase program of up to $200 million, reflecting confidence in its balance sheet and long-term outlook [1][4] - The company declared a quarterly cash dividend of $0.18 per share, payable on December 12, 2025, to shareholders of record on November 28, 2025 [4][10] - The stock repurchase program will be executed at management's discretion and may include various methods such as open market purchases and privately negotiated transactions [1][4] Company Overview - First BanCorp is the parent corporation of FirstBank Puerto Rico, operating in Puerto Rico, the U.S. and British Virgin Islands, and Florida [2] - The company's shares trade on the New York Stock Exchange under the symbol "FBP" [2] - First BanCorp reported a net income of $80.2 million for the second quarter of 2025, an increase from $77.1 million in the first quarter of 2025 [8]

Core Insights - FFB Bancorp reported a net income of $6.24 million for Q3 2025, a 3% increase from Q2 2025 but a 27% decrease from Q3 2024 [1][2] - For the nine months ended September 30, 2025, net income was $20.37 million, down 16% from $24.43 million in the same period of 2024 [2] - The company experienced growth in loan and deposit portfolios while focusing on strategic improvements in technology and processes [2] Financial Performance - Q3 2025 operating revenue decreased 14% to $23.49 million from Q2 2025 and 8% from Q3 2024 [5][6] - Net interest income increased 2% to $18.05 million compared to Q3 2024 but decreased slightly from Q2 2025 [7] - Total assets increased 2% to $1.50 billion from Q2 2025 but decreased 1% from Q3 2024 [5][26] - Total loans increased 3% to $1.12 billion from Q2 2025 and 12% from Q3 2024 [5][26] - Total deposits increased 2% to $1.26 billion from Q2 2025 but decreased 2% from Q3 2024 [5][32] Shareholder Actions - The company fully utilized a $15 million share repurchase program, repurchasing 194,049 shares at an average price of $77.21, representing approximately 7.73% of total shareholders' equity [3][4] Cost Management - Non-interest expense decreased 9% to $14.27 million from Q2 2025 but increased 12% from Q3 2024 [15] - Salaries and employee benefits increased 19% to $7.67 million compared to Q3 2024, attributed to an increase in full-time employees [16] - The efficiency ratio was 60.76% for Q3 2025, up from 50.16% in the same quarter a year ago [20][25] Asset Quality - Nonperforming assets increased 2.54% to $27.93 million, or 1.86% of total assets, at September 30, 2025 [39] - The provision for credit losses was $687,000 in Q3 2025, down from $762,000 in Q3 2024 [42] Market Position - FFB Bancorp is recognized as a leading SBA lender in California's Central Valley and has received various accolades for its performance [46]

Corporate Actions - Strive, Inc, formed after the merger of Asset Entities, has established its board of directors [1] - Strive, Inc announces $950 million in capital initiatives [1] Capital Initiatives - The initiatives include a $450 million at-the-market (ATM) offering [1] - The initiatives include a $500 million stock repurchase program [1] - The ATM offering and stock repurchase program are intended to increase bitcoin per share [1]

Core Viewpoint - LiveOne has announced an update on its $12 million stock repurchase program, expressing confidence in its growth trajectory and long-term value due to perceived undervaluation of its stock [1]. Company Overview - LiveOne is headquartered in Los Angeles, CA, and operates as a creator-first music, entertainment, and technology platform, offering premium experiences and content globally through memberships and live and virtual events [2]. - The company's subsidiaries include Slacker, PodcastOne, PPVOne, Custom Personalization Solutions, LiveXLive, DayOne Music Publishing, Drumify, and Splitmind [2]. Stock Repurchase Program - The company has repurchased over 5 million shares as part of its stock repurchase program, with $5.9 million remaining in the program [5]. - Senior management and directors, led by Robert Ellin, Chairman and CEO, are set to purchase up to 5 million shares [5].

Core Viewpoint - Fifth District Bancorp, Inc. has authorized a stock repurchase program for up to 555,947 shares, which represents 10% of the currently outstanding shares [1]. Group 1: Stock Repurchase Program - The company plans to conduct the repurchases on the open market, utilizing a trading plan under SEC Rule 10b5-1, subject to market conditions [2]. - There is no guarantee regarding the number of shares that may ultimately be repurchased, and the company reserves the right to suspend or discontinue the program at any time [2]. Group 2: Company Background - Fifth District Savings Bank, originally chartered in 1926, is a federally-chartered stock savings bank operating from its main office and six branch offices located in Orleans, St. Tammany, and Jefferson Parishes [3].

Core Points - ETHZilla Corporation has authorized a stock repurchase program of up to $250 million of its outstanding shares, effective immediately [1][6] - The company holds a total of 102,237 Ether (ETH) at an average acquisition price of $3,948.72, valued at approximately $489 million [1][7] - In addition to ETH, ETHZilla has approximately $215 million in USD cash equivalents [1][7] Company Strategy - The company is focused on deploying capital to accelerate its Ethereum treasury strategy and aims to maximize shareholder value through the stock repurchase program [2] - ETHZilla's treasury strategy includes a partnership with Electric Capital to pursue differentiated yield generation opportunities that aim to outperform traditional ETH staking [12] - The company is evolving from a biotechnology focus to include software-enabled gaming and entertainment, while continuing to develop its ETH treasury strategy [13] Financial Metrics - As of August 24, 2025, ETHZilla's total ETH and ETH equivalents held is 102,237, valued at approximately $489 million [7] - The company has issued 3.3 million shares through at-the-market offerings, raising net proceeds of approximately $20.9 million [4] - The average purchase price of ETH has increased from $3,807 to $3,949 over the past few weeks [4]

Core Insights - Crescent Capital BDC reported net investment income of $0.46 per share and net income of $0.41 per share for the quarter ended June 30, 2025, with a net asset value (NAV) per share of $19.55 [1][4] Financial Performance - Total investment income increased to $43.0 million for the quarter ended June 30, 2025, compared to $42.1 million for the previous quarter [6] - Net investment income for the quarter was $16.9 million, slightly up from $16.6 million in the prior quarter [4][6] - The company experienced net realized losses of $2.9 million and a net change in unrealized gains of $1.0 million for the quarter [4][6] Dividend Declarations - The Board declared a regular cash dividend of $0.42 per share for the third quarter of 2025, payable on October 15, 2025 [2] - A special dividend of $0.05 per share will be paid on September 15, 2025 [2] Share Repurchase Program - The Board authorized a stock repurchase program to buy back up to $20.0 million of common stock in the open market [3] Investment Portfolio - As of June 30, 2025, the company had investments in 187 portfolio companies with a fair value of $1,600.7 million [5] - The portfolio consisted primarily of unitranche first lien loans, making up 65.2% of the total investments [5] Liquidity and Capital Resources - The company had $26.1 million in cash and cash equivalents and $227.2 million of undrawn capacity on its credit facilities as of June 30, 2025 [8] - The weighted average cost of debt was 6.09%, with a debt to equity ratio of 1.23x [8] Upcoming Events - A conference call to discuss the financial results for the quarter ended June 30, 2025, is scheduled for August 14, 2025 [9]

Core Viewpoint - Standard Premium Finance Holdings, Inc. has expanded its stock repurchase program to enhance shareholder value following a strong second quarter performance, indicating confidence in the company's strategic direction and growth trajectory [1][2]. Financial Performance - The company reported $3.1 million in revenue for the second quarter, with income before taxes amounting to $345,000 and a return on equity of 15% [1]. Stock Repurchase Program - The board of directors has authorized an expansion of the stock repurchase program from $250,000, allowing repurchases in the open market and through private negotiations with stockholders [1][2]. - The program is subject to market conditions, stock price, regulatory requirements, and corporate liquidity needs, and it does not obligate the company to repurchase a specific number of shares [2]. Strategic Focus - The company aims to sustainably enhance shareholder value through prudent capital deployment and strategic execution as it continues to scale its business [3]. - Standard Premium Finance has financed over $2 billion in property and casualty insurance policies since 1991 and operates in 38 states, seeking M&A opportunities to leverage economies of scale [4].

Core Viewpoint - Timberland Bancorp, Inc. reported strong financial results for the third fiscal quarter of 2025, with significant increases in net income and earnings per share, driven by net interest margin expansion and steady balance sheet growth [3][9]. Earnings Highlights - Net income for the quarter ended June 30, 2025, was $7.10 million, or $0.90 per diluted common share, representing a 5% increase from the previous quarter and a 20% increase year-over-year [1][9]. - For the first nine months of fiscal 2025, net income rose 16% to $20.72 million, or $2.60 per diluted common share, compared to $17.93 million, or $2.21 per diluted common share for the same period in fiscal 2024 [2][9]. - The quarterly return on average assets increased to 1.47%, and return on average equity rose to 11.23% [9][5]. Balance Sheet Highlights - Total assets increased by 1% from the prior quarter to $1.96 billion and grew 3% year-over-year [15][9]. - Total deposits rose by $18.65 million, or 1%, to $1.67 billion during the quarter, with significant increases in certificates of deposit and money market accounts [24][9]. - Total shareholders' equity increased by 2% from the prior quarter to $256.66 million, reflecting strong earnings and a stock repurchase program [28][9]. Net Interest Margin and Income - The net interest margin expanded to 3.80%, a one basis point increase from the prior quarter and a 27 basis point improvement year-over-year [3][9]. - Net interest income for the current quarter increased by 2% to $17.62 million, and for the first nine months of fiscal 2025, it rose by 9% to $51.81 million [8][10]. Stock Repurchase Program - The Board of Directors announced a new stock repurchase program allowing the company to repurchase up to 5% of outstanding shares, replacing the previous program [30][31]. Asset Quality - The non-performing assets to total assets ratio was 0.21% at June 30, 2025, compared to 0.13% at March 31, 2025, and 0.22% at June 30, 2024 [32][9]. - Total delinquent loans increased by 86% to $6.18 million, primarily due to one loan being past maturity [33][9]. Loan Portfolio - Net loans receivable increased by 2% during the quarter to $1.44 billion, with notable growth in multi-family and commercial real estate loans [17][9]. - Timberland originated $81.99 million in loans during the quarter, compared to $56.76 million for the preceding quarter [22][9].