Your mortgage payment can be lowered later through refinancing. But the right home may not wait, leaving buyers at risk if they hold out for the "perfect" rate. https://t.co/MXO13M1WGp ...

Searches for “help with mortgage” just hit their highest level since 2009.With an average 45% payment-to-income ratio, homeowners are being priced out of... their own homes.[Presented by @JoinHorizon_] https://t.co/oFWKltrmmG ...

The lack of home affordability in America should be a national emergency.I sat down with @raunaqsingh87 to understand the new product they're launching today which allows homeowners to sell their home & their low rate mortgage.This is a real solution to a very painful problem https://t.co/f98GpMuvPA ...

Market Trends - Google search trends for "help with mortgage" are at a 16-year high, a level unseen since March 2009 [1] Economic Indicators - Inflation exceeding 250% (above 2.5%) for over 4 years is straining individuals financially [1]

Let me tell you, I know people say that it's dumb to uh to buy your house and they say that you shouldn't do that, especially you shouldn't get new real estate because, you know, just put it into this, put into that. But there is something about not having to pay a mortgage and that enormous interest and PMI or mortgage insurance if you have to have mortgage insurance depending on your state and country. There's something about not enough to pay.It just feels so relaxing. ...

Market Trends & Dynamics - Major indices initially showed upward momentum but faced downward pressure from NASDAQ, with the Dow up approximately 04% [3] - S&P 500 is up over 2% this month, defying typical weaker September trends [4][10] - New tariffs on imported goods, including 100% on some drugs, 50% on kitchen cabinets, 30% on upholstered furniture, and 25% on big trucks, are set to take effect [11] - The market is closely watching whether long-run earnings per share can meet embedded expectations, differentiating current momentum from past bubbles [18] Company Performance & Analysis - Costco stock trended lower, down nearly 4% at the open, despite prior optimism, and JP Morgan cut its price target to $150 from $1,160 [5][6] - Costco's year-to-date performance has struggled, down more than 1%, contrasting with Walmart's over 10% increase [7] - Bettercom shares surged nearly 75% in a week, driven by retail investor interest, with the company projecting profitability by Q3 2026 [33][34] - Bettercom aims to achieve 10% market share in a revitalized housing market, leveraging AI to offer lower prices and faster closing times [40][41] Sector Analysis & Opportunities - Healthcare sector (XLV) has underperformed, up only 2% over the last two years compared to technology and communication services, which are up over 66% [25][26] - Small-cap energy sector shows potential for growth, with Invesco S&P Small Cap 600 Energy Sector ETF (PSCE) displaying improving price and power ratings [29] Economic Factors & Fed Policy - PCE inflation rose slightly to 27% year-over-year in August, compared to 26% in July, potentially keeping the door open for another rate cut in October [10] - Cooler-than-expected PCE numbers have increased the likelihood of October and December rate cuts [31] - Potential Fed rate cuts could significantly increase the number of consumers eligible for refinancing, potentially boosting Bettercom's revenue [42][43]

RT Adam Livingston (@AdamBLiv)🔥HOW BITCOIN CAN SAVE REAL ESTATE🔥Your mortgage is a 30-year financial prison sentence dressed up as the American Dream.But what if I told you your house could mine Bitcoin, pay its own debt, and moonwalk off your balance sheet while you sleep?In this video, I expose the truth about Bitcoin-backed mortgages, self-repaying real estate, and how Horizon and Peoples Reserve are quietly sabotaging the traditional housing cartel.Forget refinancing. Forget HELOCs. Fiat is the problem. ...

Interest Rate Impact - A quarter of a percent rate cut will lower borrowing costs, especially on variable rates like credit cards and auto loans, but will also lower saving rates [1] Budgeting and Expense Management - Individuals should create a budget to track monthly income and expenses to identify areas for potential cuts [2] - Selling unused items around the house can generate extra cash [2] - Limiting credit card use and using cash or debit cards can help reduce impulse buys [2] Credit Card Debt Reduction - Extra cash should be directed towards paying down debt [3] - Consumers should ask their credit card companies for lower rates [4] - Setting up autopayments for more than the minimum balance can gradually reduce debt [5] - Utilizing 0% interest credit cards for balance transfers can help focus on debt repayment, but a 3% to 5% fee may apply [5] - A $6,000 balance transfer with 0% interest over 15 months requires monthly payments of $400 to pay it off [7] Mortgage Management - Bi-weekly mortgage payments or rounding up payments can help reduce the principal [8] - Refinancing at a lower rate can be beneficial, but may be difficult for some [8] - Shortening the loan term can maximize the mortgage [9] - Consider potential prepayment penalties before paying off the mortgage early [9] Loan Management - If struggling with car loan payments, consider selling or trading in the car for a cheaper one [11] - In cases of financial hardship, request a loan modification from lenders [11] - For federal student loans, explore income-driven repayment plans via studentaid.gov [11][12] - Refinance private student loans, but avoid refinancing federal loans into private loans due to loss of federal protections [12]

Global bond markets are fully rejecting the Fed’s move. A rate cut on paper means nothing if yields keep climbing. The irony is your mortgage still gets more expensive https://t.co/CRWbx0xxrW ...

Mortgage & Loan Agreement Analysis - Bloomberg News reviewed mortgage documents indicating Scott Bessent entered into a conflicting agreement, obligating him to occupy two separate homes as his primary residence from 2007 [1] - Bank of America issued both mortgages on the same day, one for a property in Bedford Hills, New York, and the other in Provincetown, Massachusetts [1] - Bessent's lawyer stated Bank of America was fully aware that the Massachusetts property was not a principal residence, claiming nothing improper about the loan applications [2] - Mortgage experts suggest discrepancies don't necessarily indicate fraud, referencing Lisa Cook's situation as partly similar [2] Legal & Regulatory Implications - Documents showed at least one of Lisa Cook's properties was listed as a vacation home, and the lender didn't expect her to occupy it as her primary residence [2] - The appeals court ruled that Lisa Cook could retain her seat [2] - The court found that President Trump very likely violated her due process rights to defend herself against these mortgage applications [3]