🔥 UPDATE: Circle enters FX with StableFX on Arc1.24/7 onchain settlement for stablecoin currency pairs, fewer intermediaries, lower counterparty risk. https://t.co/wQjV71ktEj ...

Ark Invest, the investment firm of noted tech investor Cathie Wood, added more than $30 million worth of shares of stablecoin issuer Circle (CRCL) on Wednesday, the firm reported.  The firm added 353,328 total shares of CRCL across three of its actively managed ETFs, and now holds nearly 3 million total shares valued around $255 million.  Ark’s latest buy comes amid a major fall in Circle’s share price, which has dropped by more than 20% in the last 5 trading days. CRCL was recently changing hands at $86.21 ...

The firm rebalances its portfolio by selling Tesla stock and adding fintech and crypto holdings.Ark Invest has purchased $30 million worth of Circle shares across its key ETFs.Ark Invest Moves $30 Million into CircleArk Invest has acquired approximately $30 million worth of Circle Internet Group shares, marking a clear pivot towards fintech and stablecoin infrastructure. The move reflects the company’s confidence in the future of blockchain-based payments and digital finance.The purchase comes shortly after ...

PayPal Holdings Conference Summary Company Overview - **Company**: PayPal Holdings (NasdaqGS:PYPL) - **Date**: November 13, 2025 - **Key Speaker**: Diego Scott, General Manager of PayPal's Consumer Group Core Industry Insights - **Consumer Strategy**: PayPal's consumer strategy is built on three pillars: 1. Pay Everywhere 2. Pay Your Way 3. Driving Value for Consumers [1][2][3] Key Points and Arguments Pay Everywhere - **Omnichannel Expansion**: PayPal aims to enhance its omnichannel presence, allowing consumers to use PayPal both online and offline, breaking the traditional perception of PayPal as an online-only payment method [3][4]. - **Debit Card Growth**: The company has repositioned its debit card offering, achieving 6 million new first-time users (FTUs) and a 70% year-over-year growth in total payment volume (TPV) on debit cards [4]. Checkout Experience - **Frictionless Checkout**: PayPal has upgraded its checkout experience, with 25% of global transactions now utilizing the new integration, leading to improved conversion rates of 2-5 percentage points [7][8][10]. - **Biometric Integration**: The introduction of biometric features is aimed at reducing friction in the checkout process [8]. Loyalty and Rewards - **Smart Wallet Initiative**: PayPal is developing a "smart wallet" that integrates various financial products, enhancing user experience and driving monetization through increased product usage [11][12][13]. - **PayPal Plus Program**: A new rewards program launched in the U.K. allows users to earn points across multiple financial institutions, aiming to simplify the rewards process for consumers [22][24]. Buy Now, Pay Later (BNPL) - **Market Position**: PayPal's BNPL service is projected to generate $40 billion in TPV this year, with a 30% increase in TPV for customers using BNPL [17][18]. - **Geographic Expansion**: The BNPL service has recently launched in Canada, with plans for further geographic expansion [18]. Venmo Insights - **Revenue Growth**: Venmo's revenues are growing at 20%, with a goal to exceed $2 billion by 2027. The platform is focusing on monetization strategies targeting its affluent user base [32][35]. - **User Engagement**: Venmo has crossed $1 billion in TPV, growing 40% year-over-year, with significant increases in funds being brought into the platform [34][35]. Future Initiatives - **Agentic Commerce**: PayPal is investing in Agentic Commerce, aiming to be a leader in the integration of AI and shopping experiences [50][51]. - **Stablecoin Interest**: There is growing interest in stablecoins among consumers and merchants, particularly in regions with unstable currencies [58]. Additional Important Insights - **Consumer Trust**: PayPal's established trust and security are seen as critical factors in its ability to succeed in the evolving payment landscape, especially with younger consumers [56]. - **Interoperability**: The integration of Venmo and PayPal is being explored to enhance user experience and operational efficiency [42][43]. This summary encapsulates the key insights and strategic directions discussed during the PayPal conference, highlighting the company's focus on expanding its consumer offerings and enhancing user engagement through innovative payment solutions.

Announcing Circle StableFX and Circle Partner StablecoinsFX is the world’s largest market, yet one of its least modernized.Circle StableFX is an institutional-grade stablecoin FX engine that combines RFQ execution with onchain settlement.→ Competitive RFQ pricing across liquidity providers→ Instant, onchain settlement→ 24/7 capital-efficient designStableFX is currently live on @Arc Testnet. Request access to get started: https://t.co/Y5Ek7abWZoBuilding on that, we’re introducing Circle Partner Stablecoins, ...

Announcing Circle StableFX and Circle Partner StablecoinsFX is the world’s largest market, yet one of its least modernized.Circle StableFX is an institutional-grade stablecoin FX engine that combines RFQ execution with onchain settlement.→ Competitive RFQ pricing across liquidity providers→ Instant, onchain settlement→ 24/7 capital-efficient designStableFX is currently live on @Arc Testnet. Request access to get started: https://t.co/Y5Ek7abp9QBuilding on that, we’re introducing Circle Partner Stablecoins, ...

Key Takeaways Coinbase unveiled an end-to-end token sales platform for issuers and retail investors.The company launched a 3.75% AER UK savings account through a ClearBank partnership.Coinbase canceled its BVNK acquisition but stays focused on global USDC adoption.Recently, Coinbase Global (COIN) pursued a few strategic moves like launching a digital token sales platform, introducing a regulated UK savings account, and calling off its planned BVNK acquisition. These moves mark prudent approaches toward grow ...

USDC stablecoin issuer Circle has launched Circle StableFX, an institutional-grade foreign exchange engine that enables 24/7 stablecoin currency pair trading with on-chain settlement on its Arc blockchain network. The company simultaneously announced Circle Partner Stablecoins, a program supporting select regional stablecoin deployments on Arc, creating a unified infrastructure stack for global FX activity, according to a press release shared with Decrypt. The dual offerings is built on Arc’s Layer-1 blo ...

Core Insights - Circle is launching a new stablecoin-powered foreign exchange engine called StableFX, which aims to modernize currency trading by enabling on-chain, round-the-clock transaction settlements with reduced counterparty risk [1][3] Group 1: Market Context - The foreign exchange market is one of the largest globally, with over $9 trillion traded daily, yet it relies on outdated systems that require pre-funded accounts and have delayed trade settlements [2] - Predictions indicate that stablecoins could process $1 trillion in annual payment volumes by 2030, with cross-border transfers and on-chain FX identified as significant areas for disruption [2] Group 2: Product Features - StableFX allows verified institutional users to trade stablecoin-denominated currency pairs with real-time settlement and Request-for-Quote (RFQ) pricing across multiple liquidity providers, thereby eliminating friction and reducing settlement risk [3] - Circle is also introducing a program called Circle Partner Stablecoins to support non-dollar stablecoins on Arc, with initial participants including regional stablecoin issuers such as Avenia (BRLA), Juno (MXNB), and Stablecorp (QCAD), which will expand the range of currency pairs available on StableFX [4]

JPMorgan has shifted to a more optimistic stance on Circle, the leading stablecoin issuer behind USDC, reflecting growing institutional confidence in the role of digital dollars within mainstream fina... ...