Earnings Report - Intuit Inc. is set to release its fourth-quarter earnings results on August 21, with analysts expecting earnings of $2.66 per share, an increase from $1.99 per share in the same period last year [1] - The projected quarterly revenue for Intuit is $3.75 billion, compared to $3.18 billion a year earlier [1] Dividend Information - Intuit currently offers an annual dividend yield of 0.60%, translating to a quarterly dividend of $1.04 per share, or $4.16 annually [2] - To generate $500 monthly or $6,000 annually from dividends, an investment of approximately $1,008,174 or around 1,442 shares is required, while a more modest $100 monthly or $1,200 annually would need $201,355 or around 288 shares [2] Dividend Yield Calculation - The dividend yield is calculated by dividing the annual dividend payment by the stock's current price, with examples illustrating how changes in stock price affect the yield [3] - If a stock's price increases while the dividend remains the same, the yield decreases, and vice versa [3] Market Performance - Intuit's shares fell by 0.3% to close at $699.15 on Wednesday [4] - Citigroup analyst Steven Enders maintained a Buy rating on Intuit and raised the price target from $789 to $815 [4]

Group 1 - Fidus Investment (NASDAQ: FDUS) reported Q2 results with a total dividend yield of 10.7% [1] - The company has the same NII price yield and is trading at a 9% premium to NAV [1] - The article suggests exploring Systematic Income for income portfolios that consider both yield and risk management [1]

Market Overview - Volatility has returned to Wall Street, with major indexes losing gains over the past couple of months due to uncertainty over the next rate cut and the impact of President Trump's tariffs on consumer sentiment [1][8] - Consumer sentiment fell in July, with the University of Michigan's preliminary consumer sentiment index dropping to 58.6% from 61.7% in June, missing analysts' expectations [4][10] Consumer Sentiment and Inflation - Households are expecting prices of goods to rise due to higher tariffs, leading to a decline in consumer sentiment [5][10] - Short-term inflation expectations worsened, with the projected 12-month inflation outlook rising to 4.9% in July from 4.5% in June, and the five-year inflation outlook increasing to 3.9% from 3.4% [5] Investment Recommendations - Given the current market conditions, it may be wise to focus on safe-haven stocks such as utilities and consumer staples, with Fortis, Inc. (FTS), New Jersey Resources Corporation (NJR), ONE Gas, Inc. (OGS), and Diageo plc (DEO) highlighted as attractive options [2][10] - These recommended stocks are categorized as low-beta stocks (beta greater than 0 but less than 1) with high dividend yields and favorable Zacks Ranks [3] Company Profiles Fortis, Inc. - Engaged in the electric and gas utility business, operating primarily in Canada, the United States, and the Caribbean [9] - Expected earnings growth rate of 4.6% for the current year, with a Zacks Rank 2 and a current dividend yield of 3.51% [11] New Jersey Resources Corporation - An energy services holding company providing natural gas and clean energy services [12] - Expected earnings growth rate of 12% for the current year, with a Zacks Rank 1 and a current dividend yield of 3.83% [13] ONE Gas, Inc. - A regulated natural gas distribution utility serving over 2.3 million customers in Oklahoma, Kansas, and Texas [14] - Expected earnings growth rate of 10.5% for the current year, with a Zacks Rank 2 and a current dividend yield of 3.54% [14] Diageo plc - Operates in approximately 180 countries, producing and distributing spirits, wine, and beer [15] - Expected earnings growth rate of 3.5% for the current year, with a Zacks Rank 2 and a current dividend yield of 2.87% [16]

Core Insights - Achieving $1 million in passive income is challenging, but generating smaller amounts is more feasible [5][6] - Retirement income may require selling assets or generating passive income through investments like ETFs [2][3] Portfolio Analysis - Typical dividend yields for blue-chip companies range from 2% to 4%, with some companies yielding 5% or 6% [6] - To generate $1 million annually at a 3% yield, a portfolio of approximately $33.33 million is needed, while a 6% yield requires about $16.67 million [6][8] ETF Recommendations - Three ETFs with solid dividend yields and historical returns include: - Schwab U.S. Dividend Equity ETF (SCHD) with a yield of 3.9% and 5-year average return of 11.49% [9] - Fidelity High Dividend ETF (FDVV) with a yield of 3.1% and 5-year average return of 17.56% [9] - Vanguard High Dividend Yield ETF (VYM) with a yield of 2.6% and 5-year average return of 13.79% [9] - For higher yields, the iShares Preferred & Income Securities ETF (PFF) offers a yield of 6.5%, though with lower average annual gains [10] - Covered-call ETFs like JPMorgan Equity Premium Income ETF (JEPI) and JPMorgan Equity Premium Income ETF (JEPQ) yield 8.4% and 11.2% respectively [11]

Group 1 - The Federal Reserve may consider cutting interest rates in September 2025, which could positively impact fixed income investments [1] - There are various ETFs and closed-end funds (CEFs) that focus on fixed income, providing potential investment opportunities [1] Group 2 - The investment group "Hidden Dividend Stocks Plus" seeks solid income opportunities with dividend yields ranging from 5% to over 10%, supported by strong earnings [2] - The portfolio managed by "Hidden Dividend Stocks Plus" can include up to 40 holdings at a time, along with additional resources like a dividend calendar and trade alerts [2] Group 3 - Robert Hauver, known as "Double Dividend Stocks," has extensive experience in finance and investing, focusing on undercovered and undervalued income vehicles [3]

UnitedHealth Group (UNH -0.01%) has been a solid dividend growth stock for years. Generally, its yield has been fairly low, due to the stock's rising value. Even as the healthcare insurance giant has grown its dividend, its yield hasn't been particularly high or noteworthy. However, with shares of UnitedHealth in a tailspin of late, that's changed. Entering trading this week, the stock's yield was around 3.5% -- close to three times the S&P 500 average of 1.2%. That's not typical for UnitedHealth. Could thi ...

Core Insights - B2Gold Corp. (BTG) shares have increased by 31.3% over the past three months, outperforming the industry growth of 26.3% and the Zacks Basic Materials sector's 8.3% increase, as well as the S&P 500's 10% rise [1][2]. Financial Performance - In Q2, B2Gold's revenues rose by 40% to $692 million, primarily driven by higher gold prices, while sales volumes remained flat compared to the previous year [4][5]. - Adjusted earnings per share (EPS) for Q2 were 10 cents, reflecting a 67% year-over-year increase [5]. - Total cost of sales increased by 22% year over year to $341 million, with gross profit rising by 34.8% to $351 million [6]. - Operating income surged to $329.5 million, a significant increase from $31 million in the prior-year quarter [6]. Production and Projects - B2Gold achieved consolidated gold production of 229,454 ounces, a 12.3% year-over-year increase, and is on track to meet its 2025 production target of 970,000-1,075,000 ounces [7]. - The Goose mine is expected to ramp up to commercial production in Q3 2025, with projected output of 120,000–150,000 ounces for the year and an average of 300,000 ounces annually from 2026 to 2031 [8]. - Approval for underground mining at the Fekola Mine has been granted, with expected contributions of 25,000–35,000 ounces in 2025 and approximately 180,000 ounces annually from 2026 through 2029 [9][10]. Financial Position - As of June 30, 2025, B2Gold had cash and cash equivalents of $308 million and working capital of $19 million, with an undrawn $800 million revolving credit facility [11]. - The company's total debt-to-capital ratio stood at 0.12, lower than peers Eldorado Gold (0.22) and IAMGOLD (0.24) [11]. Dividend and Valuation - B2Gold offers a dividend yield of 2.07%, surpassing the industry average of 1.21%, with a payout ratio of 33% [14]. - The company is trading at a forward price/earnings ratio of 6.58X, significantly lower than the industry average of 13.49X and peers IAMGOLD (7.82X) and Eldorado Gold (9.21X) [15][16]. Earnings Estimates - The Zacks Consensus Estimate for B2Gold's 2025 earnings indicates a year-over-year growth of 262.5%, driven by rising gold prices and production [20]. - The earnings estimate for 2026 shows a slowdown in growth to 2.7% [20].

Group 1 - The company is experiencing a promising moment due to a new contract with APR Energy, leading to an increase in both revenue and margins [1] - The recommendation is to buy the stock based on its current performance and potential [1] Group 2 - The analysis approach includes triangulation between valuation by multiples, discounted cash flow (DCF), and Dividend Yield [2] - Focus is on Consumer Discretionary and Consumer Staples sectors, prioritizing smaller capitalization companies with low institutional coverage for greater potential [2] - The investment philosophy combines income and value investing strategies, emphasizing the importance of a margin of safety in multiples and projected cash flow [2]

Core Viewpoint - Agnico Eagle Mines Limited (AEM) has seen a significant increase in its stock price, driven by rising gold prices and strong earnings performance, with a year-to-date surge of 71% [1][7][24] Performance Summary - AEM's stock has outperformed the S&P 500's increase of 9.5% and is slightly behind the Zacks Mining – Gold industry's rise of 73.6% [1] - Compared to its peers, AEM's stock performance is notable, with Barrick Mining, Newmont Corporation, and Kinross Gold showing increases of 54%, 84.2%, and 105.5% respectively [2] Technical Analysis - AEM has been trading above the 200-day simple moving average (SMA) since March 4, 2024, indicating a bullish trend [5] - The stock is also above the 50-day SMA, which is higher than the 200-day SMA, reinforcing the positive outlook [5] Growth Drivers - Key projects such as Hope Bay and Canadian Malartic are expected to drive future growth in production and cash flows [7][10] - The Hope Bay Project has proven and probable mineral reserves of 3.4 million ounces, which will significantly contribute to cash flow [11] Financial Health - AEM reported operating cash flow of $1,845 million in the second quarter, a 92% increase from $961 million a year ago [13] - Free cash flow for the second quarter was $1,305 million, more than double the previous year's figure of $557 million [14] - The company reduced long-term debt by $550 million to $595 million, ending the quarter with a net cash position of $963 million [15] Market Conditions - Gold prices have increased by approximately 28% this year, reaching a record high of $3,500 per ounce on April 22, 2025, and currently hovering above $3,300 per ounce [16][17] - Central banks are accumulating gold reserves, contributing to the favorable pricing environment [17] Dividend and Valuation - AEM offers a dividend yield of 1.2% with a five-year annualized dividend growth rate of 6.9% and a payout ratio of 27% [18] - The stock is trading at a forward price/earnings ratio of 19.3X, a 42.6% premium to the industry average of 13.53X [20] Earnings Estimates - The Zacks Consensus Estimate for AEM's 2025 earnings has been revised upward, suggesting a year-over-year growth of 59.8% [19]

Core Viewpoint - The Schwab U.S. Dividend Equity ETF (SCHD) is highlighted as an attractive investment option for income and dividend growth, but it lacks exposure to the Real Estate, Materials, and Utilities sectors [1]. Investment Strategy - The focus is on constructing investment portfolios that generate additional income through dividends by identifying companies with competitive advantages and strong financials [1]. - A combination of high Dividend Yield and Dividend Growth companies is recommended to reduce dependence on broader stock market fluctuations [1]. - The strategy emphasizes diversification across various sectors and industries to minimize portfolio volatility and mitigate risk [1]. - Incorporating companies with a low Beta Factor is suggested to further reduce overall investment risk [1]. Portfolio Composition - Suggested investment portfolios typically consist of a blend of ETFs and individual companies, focusing on broad diversification and risk reduction [1]. - The selection process for high dividend yield and growth companies is meticulously curated, prioritizing total return, which includes both capital gains and dividends [1]. - This approach aims to maximize returns while considering a full spectrum of potential income sources [1].