Core Viewpoint - Crescent Capital BDC, Inc. (NASDAQ: CCAP) has experienced a significant decline in stock price, dropping over 18% since the beginning of 2025, although this negative performance is somewhat mitigated by dividends [1] Company Insights - The company focuses on dividend investing as a strategy for financial stability and growth, which is highlighted as an accessible path to achieving financial freedom [1] - The author emphasizes the importance of financial modeling, commercial and financial due diligence, and negotiation in assessing the health of companies within various sectors, including tech, real estate, software, finance, and consumer staples [1] Investment Strategy - Dividend investing is presented as a key component of the author's financial journey, aimed at demystifying the process for others seeking to build long-term wealth [1]

Group 1 - The analyst has over 10 years of experience researching more than 1000 companies across various sectors including commodities and technology [1] - The focus has shifted from writing a blog to creating a value investing-focused YouTube channel, where hundreds of companies have been researched [1] - The analyst expresses a particular interest in metals and mining stocks, while also being comfortable with other industries such as consumer discretionary, REITs, and utilities [1]

Core Viewpoint - Qualys, Inc. (NASDAQ: QLYS) is recommended as a buy due to its current stock trading at a discount, attributed to concerns over slowing growth, despite positive developments in product adoption and partner execution [1] Group 1: Investment Thesis - The investment approach is fundamentally based, focusing on long-term durability and affordability rather than merely low multiples [1] - The company is characterized by steady long-term growth, lack of cyclicality, and a robust balance sheet, making it an attractive investment opportunity [1] - There is a belief that in certain situations, the potential for future development can outweigh immediate price concerns [1]

Core Viewpoint - The analyst issued a sell rating for Under Armour, citing concerns over high valuation and lack of growth potential [1] Group 1: Company Analysis - Under Armour's valuation is considered too high, leading to a sell recommendation [1] - The investment strategy focuses on identifying undervalued companies with long-term growth potential [1] Group 2: Investment Philosophy - The investment approach combines value investing principles with a focus on long-term growth [1] - The belief is in purchasing quality companies at a discount to their intrinsic value and holding them for compounding earnings and shareholder returns [1]

Group 1 - The article discusses the anticipation for Ex-US equities to begin outperforming due to significant valuation differences compared to domestic equities [1] - The author has a background in the hedge fund industry, with experience as a Portfolio Manager and Domestic Equity Analyst, managing a Long/Short Equity product with gross assets exceeding 1 billion dollars [1] - The investment philosophy includes fundamental, bottoms-up value investing for long positions and catalyst-oriented short investing, complemented by technical analysis for risk management [1] Group 2 - The author expresses a beneficial long position in the shares of EDIV and DFIV through various investment vehicles [2] - The article is written independently, reflecting the author's personal opinions without external compensation [2] - There is a disclaimer regarding the lack of guarantee that past performance will predict future results, emphasizing that no specific investment advice is provided [3]

Group 1 - The analyst has over 10 years of experience researching companies across various sectors, including commodities and technology [1] - The focus has shifted from writing a blog to creating a value investing-focused YouTube channel, where hundreds of companies have been researched [1] - The analyst expresses a particular interest in metals and mining stocks, while also being comfortable with other industries such as consumer discretionary, REITs, and utilities [1]

Core Viewpoint - The article discusses the valuation of Bank of Queensland Limited (ASX: BOQ) shares, emphasizing the importance of using multiple valuation methods, particularly the Price-Earnings (PE) ratio and the Dividend Discount Model (DDM) for a comprehensive analysis of bank shares [1][3][6]. Valuation Methods - The PE ratio for BOQ is calculated at 17.3x based on a share price of $7.09 and earnings per share of $0.41, which is below the banking sector average PE of 19x [5]. - A sector-adjusted PE valuation for BOQ is derived at $7.94 using the average PE ratio of the banking sector [5]. - The DDM is highlighted as a more robust method for valuing bank shares, taking into account consistent dividend payments [6][7]. Dividend Analysis - The DDM valuation formula is presented as Share price = full-year dividend / (risk rate – dividend growth rate), with last year's dividend of $0.34 assumed to grow consistently [8]. - The valuation of BOQ shares using the DDM yields $7.19, which increases to $7.40 when using an adjusted dividend payment of $0.35 [10]. - A further adjustment for fully franked dividends results in a valuation of $10.57 based on a forecast gross dividend payment of $0.50 [11]. Growth and Risk Factors - The article provides a table showing various growth and risk rate scenarios, indicating that a 2% growth rate with a 6% risk rate results in a valuation of $8.75, while a 4% growth rate with an 11% risk rate results in a valuation of $5.00 [12]. - The analysis suggests that understanding BOQ's growth strategy, such as its focus on lending versus non-interest income, is crucial for investment considerations [12][13]. Economic Indicators - The importance of monitoring economic indicators like unemployment, house prices, and consumer sentiment is emphasized as they can impact the bank's performance [13]. - An assessment of the management team's effectiveness and company culture is also deemed important for evaluating BOQ's investment potential [13].

Industry Overview - Emerging markets, which account for 85% of the global population, are driving a digital payments revolution projected to nearly double to $4.2 trillion by 2030 [1] - DLocal is positioned as a leading platform for merchants, providing access to over 900 local payment methods [1] Company Insights - DLocal is recognized as a premier bridge for merchants seeking convenient access to local payment solutions [1]

Group 1 - The article discusses the investment perspective on Pinterest, Inc. (NYSE: PINS), highlighting a previous buy recommendation based on growth drivers such as user activity expansion and revenue increase [1] - The author emphasizes a fundamentals-based approach to value investing, focusing on companies with long-term durability, steady growth, and strong balance sheets [1] - It is noted that while investing in successful companies carries risks, there are scenarios where the potential for growth diminishes the importance of current valuation [1]

Company Overview - Nexxen International Ltd. Sponsored ADR (NEXN) is currently rated with a Zacks Rank 2 (Buy) and has a Value grade of A, indicating strong potential for value investors [4][6] - The stock is trading at a P/E ratio of 8.74, which is lower than the industry average P/E of 9.35, suggesting it may be undervalued [4] Financial Metrics - NEXN has a Forward P/E that has fluctuated between 7.45 and 13.44 over the past year, with a median of 10.09, indicating variability in market perception [4] - The company has a P/CF ratio of 5.54, significantly lower than the industry average P/CF of 9.87, further supporting the notion of undervaluation based on cash flow [5] - Over the past 52 weeks, NEXN's P/CF has ranged from 5.15 to 18.41, with a median of 7.39, highlighting its cash flow performance [5] Investment Outlook - The combination of low P/E and P/CF ratios, along with a strong earnings outlook, positions Nexxen International Ltd. as one of the strongest value stocks in the market currently [6]