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Crypto Savings Platform Update - BitMart Earn updated APY for USDC savings [1] - APY tiers include 15% for holdings between 0 and 200 USDC [1] - APY is 8.25% for holdings exceeding 200 USDC [1] - VIP users receive a higher APY of 9.25% [1] Supported Cryptocurrencies - Platform supports savings in various cryptocurrencies including USDC, USDT, BTC, ETH, SOL, and XRP [1]

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RT BitMart Earn, VIP & Institution (@BitMartEarn)🚀 Exciting news! $USDD is now live on #BitMart Savings with up to 8% APY on flexible deposits!🔥But that’s not all — you can also stake USDD for lending/borrowing and unlock more utility. 💡👉 Start Saving: https://t.co/A2cqstEZQ8👉 Stake & Lend: https://t.co/Oy80zFncTW https://t.co/IiSX0cyO70 ...

Most financial advisers say that tying your savings to your employer’s prospects is unwise, since you already depend on them for your salary. Should you listen? https://t.co/5stefUrhEuIllustration: Satoshi Kambayashi https://t.co/E7oMYgGYOr ...

Investment Advice - Financial advisors generally advise against tying savings to an employer's prospects due to salary dependence [1]

Wondering if you're saving enough? See how your savings compare to other 35–44 year olds, with smart tips for using today's high interest rates to grow your balance. https://t.co/b8WphR8iXd ...

RT BitMart Earn, VIP & Institution (@BitMartEarn)⏰ APY Updated - $USDT/ $USDC🚀15% (0~200 $USDT/ $USDC)🚀7% (>200 $USDT/ $USDC)🚀8% (VIP ONLY)👉 Earn Now: https://t.co/XI6nxJ4dnR👉 Community: https://t.co/928ROoNcsq👉 Join Now: https://t.co/5YcC2XGrxH#Crypto #Savings #BitMart #USDC #USDT #BTC #ETH #SOL #XRP https://t.co/zosJN6wkww ...

U.S. Retirement System Challenges - U.S Social Security is facing insolvency by 2033, potentially leading to a 20% benefit cut if the trust fund runs short [1] - The U S retirement system received a C+ rating from the Mercer CFA Institute Global Pension Index in 2024, indicating a solid system with significant risks [1][2] - 401(k) system may not be effective as funds are often withdrawn before retirement for various needs [3] - By 2050, the world could face a $400 trillion shortfall in retirement savings, with the U S being a major contributor to this problem [29] - In 2019, the estimated loss of savings due to 401(k) cash outs ranged from $60 billion to $105 billion [19] Global Comparison and Solutions - Countries are raising retirement ages and requiring mandatory contributions to address issues like longer lifespans and fewer workers paying into the system [4] - A grade retirement systems often feature a net replacement rate of at least 65% for median income earners, private pension coverage of at least 80% of the working-age population, and pension contributions of at least 12% of wages [5][6] - The Netherlands, with its mandatory contributions, serves as a model, transitioning from defined benefit to defined contribution plans [7][9][10] - Australia's mandatory defined contribution plan, covering everyone, is highlighted as a successful approach [11] U.S. Strengths and Weaknesses - U S retirement plan assets are 250% (two and a half times) the median of OECD countries, indicating high savings rates [14] - Despite high savings, the median retirement savings for baby boomers is zero, highlighting inequality [15] - While 70% of U S workers had access to a retirement plan as of March 2023, only 53% participated, indicating a coverage issue [17] - The U S system's voluntary nature and allowance of pre-retirement withdrawals are criticized, but the high savings rates and retirement incomes suggest some success [10][13][34]