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X @Bloomberg
Bloomberg 2025-07-09 03:42
South Korea鈥檚 household lending surged in June at the fastest pace in 10 months, driven by a hot property market in Seoul that鈥檚 complicating the central bank鈥檚 efforts to support the economy with looser policy https://t.co/3xHJd3xQS9 ...
X @Token Terminal 馃搳
Token Terminal 馃搳 2025-07-08 21:53
RT etrouble (@etrouble562)' @aave just had it's best earnings week in the last 12 months and has shown no signs of slowing down.Revenue 猬嗭笍Expenses 猬囷笍Earnings 馃殌For week ending June 7:- Revenue of $4.66M, which was 230% higher than the trailing 52-week average- Expenses of $1.03M, which was 25% lower than the trailing 52-week average- Earnings of $3.63M, which was 460% higher than the trailing 52-week averageNot only does @aave have >60% of the total lending market share they are also incredibly efficient at ...
X @Token Terminal 馃搳
Token Terminal 馃搳 2025-07-08 20:14
Market Performance - EUL is the best performing lending DAO token in the past month [1] - EUL 涓婃定 +52.60% [1]
X @Token Terminal 馃搳
Token Terminal 馃搳 2025-07-08 17:08
Market Trends - At the beginning of the year, lending surpassed liquid staking to become the top category in DeFi based on TVL [1] - This shift occurred as LidoFinance's staked amount in USD declined, while Aave's grew [1] Competitive Landscape - A year ago, Lido held 37% compared to Aave's 24% share within these two categories [1] - Currently, Aave leads with 39%, while Lido has decreased to 21%, and no other protocol in lending or liquid staking holds more than 10% of TVL [1] - Aave now accounts for 22% of all DeFi TVL and 46% of all lending sector TVL [1]
X @Token Terminal 馃搳
Token Terminal 馃搳 2025-07-07 23:07
RT Token Terminal 馃搳 (@tokenterminal)BIG BEAUTIFUL METRICS PAGES & WHERE TO FIND THEM:馃搨 Market sectors馃搨 Lending馃搨 Metrics馃搨 Active loansThank you for your attention to this matter! https://t.co/cpeKGGIESA ...
X @Token Terminal 馃搳
Token Terminal 馃搳 2025-07-05 16:55
RT David Alexander II (@Mega_Fund)Quietly, @eulerfinance has grown its lending business by over 1200% in 2025. The protocol now manages $1.2B in active loans and $2.2B in deposits, generating $50M in annualized fees.This growth has catapulted Euler to the 5th largest active lender in the entire space.h/t @tokenterminal ...
Sea Ltd Is Quietly Building Up a Fintech Empire
The Motley Fool 2025-07-05 11:30
Core Insights - Sea Limited is diversifying beyond its core businesses of Shopee and Garena, with its fintech arm Monee emerging as a significant growth driver [1][2][16] - Monee has evolved from a digital wallet into a comprehensive financial services ecosystem, offering mobile wallets, consumer lending, payment processing, and insurance [4][5] Financial Performance - In Q1 2025, Sea's digital financial services segment generated $787 million in revenue, a 58% year-over-year increase, with adjusted EBITDA of $241 million, marking four consecutive quarters of profitability [6] - Loans outstanding surged 77% year-over-year to $5.8 billion, with over 4 million first-time borrowers added in the same quarter, bringing total active loan users to over 28 million [11] Market Opportunity - Southeast Asia presents a significant opportunity for fintech, with over 70% of adults being underbanked or unbanked, creating a favorable environment for tech companies like Sea [13] - The company is actively pursuing banking and digital lending licenses across the region, establishing digital banking arms in Indonesia, the Philippines, and Singapore [10] Risk Management - Monee's non-performing loan (NPL) ratio improved from 1.4% to 1.1% year-over-year, indicating effective risk management alongside growth in its loan portfolio [12] Strategic Advantages - Monee's integration with Shopee enhances customer acquisition, while its expanding suite of financial products increases the lifetime value per user [15] - The growing smartphone and internet penetration, along with supportive government initiatives for digital financial inclusion, further bolster Monee's growth prospects [14]
Prospect Capital (PSEC) Earnings Call Presentation
2025-07-04 12:42
Company Overview - Prospect Capital Corporation (PSEC) has total assets of $7.0 billion[7,10] - PSEC has invested over $21 billion since inception across over 450 investments, exiting over 325 of these investments[7,10] - Insider ownership is strong at 29%, representing approximately $0.9 billion of net asset value[8] Portfolio Composition - 80.2% of the portfolio is comprised of first lien, secured, or underlying secured assets[7] - Non-accrual loans remain low at 0.6%[7] - The portfolio includes 114 investments across 33 industries[7,10] - Real Estate accounts for 19.9% of the portfolio at fair value[24] Financial Performance & Funding - Net debt leverage is low at 0.41x[8,36] - Net investment income less preferred dividends exceeded cash common distributions by 103% for LTM March 2025[8] - 93% of total investment income for Q3 FY 2025 is from interest income[8,22] - Unencumbered assets are approximately $4.4 billion, representing 63% of total assets[10,33]
X @Token Terminal 馃搳
Token Terminal 馃搳 2025-07-04 09:07
RT Token Terminal 馃搳 (@tokenterminal)馃毃 BREAKING: Active loans across lending protocols on @ethereum is at an all-time high of $22.6 billion.Some of the biggest contributors to Ethereum's lending market sector are:Aave, Spark, Morpho, Maple, Fluid, Compound, Euler, Goldfinch, Curve, Gearbox, and Silo Finance. https://t.co/JQIhL1d9Xq ...
X @Token Terminal 馃搳
Token Terminal 馃搳 2025-07-03 19:50
Learn more about @ethereum's lending sector:https://t.co/0au69mlBzB ...