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X @Bloomberg
Bloomberg· 2025-07-08 16:37
.@Citi CEO Jane Fraser opens up to @sonalibasak about what it’s like being the only woman leading a major US bank and shares her vision for the future of women in finance.Watch the full episode of Bullish on the Bloomberg app https://t.co/oSp6OsKKFt https://t.co/1fLd29Lwso ...
Here's Why Green Dot Stock Is a Great Pick for Now
ZACKS· 2025-07-08 14:31
Core Viewpoint - Green Dot (GDOT) is a pro-consumer bank holding company that has shown strong performance over the past six months and is expected to maintain this momentum in the near term, making it a compelling addition to investment portfolios [1]. Performance Overview - GDOT's stock has returned 19.2% over the past six months, significantly outperforming the industry growth of 7.3% and the S&P 500 composite's rise of 5.5% [2]. - The company has a Zacks Rank of 1 (Strong Buy) and a VGM Score of A, indicating strong investment potential [3]. Earnings and Growth Prospects - GDOT has a solid earnings surprise history, exceeding the Zacks Consensus Estimate in two of the last four quarters, with an average earnings surprise of 5.6% [4]. - Current-year earnings estimates are at $1.22, reflecting a 9.9% growth over the past 60 days, while next year's earnings are projected to increase by 10.8% [4]. - Earnings estimates for 2025 and 2026 have risen nearly 10%, indicating expected double-digit growth [6]. Strategic Partnerships and Innovations - The partnership with Samsung enhances the Samsung Wallet with "Tap to Transfer" functionality, allowing users to send money quickly, thereby improving convenience and cross-platform compatibility [6]. - Green Dot's user-centric expansion strategy, combined with its Banking-as-a-Service (BaaS) model, allows it to power financial products for major brands like Walmart, Uber, and Apple, generating steady revenues from interchange fees and deposits [8]. Competitive Positioning - Green Dot's asset-light balance sheet differentiates it from other BaaS providers, enabling higher margins and reduced reliance on interest income, positioning the company strongly in the embedded finance space [8].
DeFi Dev Corp. Brings Total Holdings to 690,420 SOL After 47,272 SOL Purchase
Globenewswire· 2025-07-08 13:25
Core Viewpoint - DeFi Development Corp. has significantly increased its holdings in Solana (SOL), reflecting a strategic treasury policy aimed at accumulating and compounding SOL to provide investors with direct economic exposure to the asset [1][3]. Group 1: Company Holdings and Financial Metrics - The company purchased 47,272 SOL at an average price of $149.09, totaling approximately $7.03 million [1]. - Following this transaction, the total holdings of SOL and equivalents reached approximately 690,420, valued at about $102.7 million, including staking rewards [1][7]. - The recent acquisition represents a 64.1% increase in SOL holdings compared to 420,690 SOL held 60 days prior [1]. Group 2: Treasury Strategy and Operations - DeFi Development Corp. has adopted a treasury policy that primarily allocates its reserves to SOL, allowing participation in the growth of the Solana ecosystem [3]. - The company operates its own validator infrastructure to generate staking rewards and fees from delegated stakes [3]. - The newly purchased SOL will be held long-term and staked with various validators, including the company's own [2]. Group 3: Market Position and User Base - The company serves over one million web users annually, including multifamily and commercial property professionals, and facilitates billions of dollars in debt financing each year [5]. - Its data and software offerings are primarily provided on a subscription basis as Software as a Service (SaaS) [5]. Group 4: Share Metrics - As of June 30, 2025, the total shares outstanding are 17,402,299, resulting in a SOL per share (SPS) of 0.0397, equivalent to $5.90 [7].
上半年消金发债规模下降近50%,利率下探2%以内
21世纪经济报道记者 吴霜 实习生王彦颖 上海报道 近日,宁银消费发布公告,拟发行10亿元1年期固定利率金融债,票面利率将通过簿记建档、集中配售确定,簿记建档日为 7月10日。据募集说明书,此次募资将用于补充公司流动资金及监管机构允许的其他用途。 相较于其他融资渠道,发行金融债的优势更多。西南证券固收研究分析师杨杰峰认为,消费金融公司发行金融债进行融资 的优势主要在于其融资成本相对较低且资金用途更加丰富。融资成本方面,由于近期债券市场需求整体较为旺盛,金融债 发行成本可能整体低于银行借款成本;资金用途方面,发行金融债除了可以用于补充业务资金需求,还可以用于补充资本 并优化负债端结构。 进入2025年,截至7月8日,消金公司金融债发行节奏有所放缓,累计发行11只金融债,总规模131亿元,较2024年同期的 255亿元下降48.63%,发行主体的集中度也有所降低,中银消费金融、杭银消费金融、马上消费金融、宁银消费金融各发 行2只,累计规模前三甲均为25亿元,宁银消金20亿元。而2024年表现突出的招联消费金融、兴业消费金融在2025年上半年 暂未参与发行,一定程度上影响了整体规模。 票面利率则延续了2024年的下 ...
BTQ Launches World's First Quantum Proof-of-Work Simulator, Delivering the First Commercial Demonstration of Quantum Advantage in Blockchain Consensus
Prnewswire· 2025-07-08 11:30
BTQ Quantum Proof-of-Work (QPoW) Simulator offers a live, interactive platform to demonstrate quantum-native consensus mechanisms that remain compatible with existing blockchain infrastructure. QPoW delivers measurable quantum advantage while eliminating vulnerabilities to quantum attacks, offering energy-efficient, post-quantum secure alternatives to legacy proof-of-work systems. The release follows BTQ's leadership role in global standards development, with QPoW adopted as the first consensus work-item b ...
X @The Wall Street Journal
A bumpy transition often awaits people who get laid off or take buyouts late in their careers. Four people open up about their finances and how they spend their time. https://t.co/QrqoeqKRgc ...
X @Bloomberg
Bloomberg· 2025-07-08 03:50
The gamification of finance that began during the pandemic never quite went away, writes @andymukherjee70 (via @opinion) https://t.co/P7rtJzaS3v ...
Grayscale Investments® Announces Rebalancing of Multi-Asset Funds for Second Quarter 2025
Globenewswire· 2025-07-07 21:00
STAMFORD, Conn., July 07, 2025 (GLOBE NEWSWIRE) -- Grayscale Investments®, the world’s largest digital asset-focused investment platform, offering more than 30 crypto investment products, and manager of Grayscale® Decentralized Finance (DeFi) Fund (OTCQB: DEFG) (DeFi Fund), Grayscale® Smart Contract Fund (GSC Fund), and Grayscale® Decentralized AI Fund (AI Fund), today announced the updated Fund Component weightings for each product in connection with their respective second quarter 2025 reviews. In accorda ...
VivoPower Commences $29 Million Shareholder Loan Financing Retirement Plan
Globenewswire· 2025-07-07 19:45
Core Viewpoint - VivoPower International PLC has initiated a shareholder debt principal reduction plan, with the first repayment made to AWN Holdings Limited, indicating institutional support for the company's growth objectives [1][3]. Group 1: Debt Reduction Plan - The independent directors of VivoPower approved the commencement of a debt principal reduction plan aimed at retiring the AWN shareholder loan, which had an unaudited balance of $28.8 million as of June 30, 2025 [2][3]. - The company’s objective is to fully retire the AWN shareholder loan, reflecting a long-term commitment to strengthening its balance sheet and optimizing its capital structure [3]. Group 2: Strategic Transformation - VivoPower is undergoing a strategic transformation to become the world's first XRP-focused digital asset enterprise, focusing on the acquisition and management of XRP digital assets [4]. - This new direction aims to support decentralized finance infrastructure and real-world blockchain applications, contributing to the growth and utility of the XRP Ledger [4]. Group 3: Company Overview - Founded in 2014 and listed on Nasdaq since 2016, VivoPower operates globally across various regions including the UK, Australia, North America, Europe, the Middle East, and Southeast Asia [5]. - The company has two business units: Tembo, which focuses on electric solutions for customized fleet applications, and Caret Digital, which is centered on renewable power use cases including digital asset mining [5].
X @Decrypt
Decrypt· 2025-07-07 17:25
Ukraine has rolled out a precision strike on dozens of Russian-backed crypto operatives, freezing the assets of firms and individuals suspected of enabling Moscow’s war through digital finance. https://t.co/7qHl1lWw8X ...