RT Token Terminal 📊 (@tokenterminal)🏦💲There's $5.5B of @USDC deposited to @aave, up from $1B in January 2024.Lending protocols benefit from stablecoin growth because they’re the default place to park stables for yield.A chart to follow 👇 https://t.co/mCISujmpVs ...

Core Insights - Tempo, a blockchain focused on stablecoins and payments, has launched its public testnet, allowing developers to build on the network [1] - The network is compatible with the Ethereum Virtual Machine and has received design input from major global firms including OpenAI, Shopify, and Visa [2] - Tempo has announced new partnerships with Mastercard, UBS, and Klarna, which plans to launch a stablecoin on the Tempo network [2] Group 1: Testnet Launch and Features - The Tempo testnet is now open for public use, enabling various stakeholders to engage with the platform [3] - Key features include dedicated payment lanes for guaranteed blockspace and low fees, as well as stablecoin-native gas for transactions [4] - The network supports use cases such as microtransactions, global payments, remittances, agentic commerce, and tokenized deposits [5] Group 2: Partnerships and Development - Coastal Bank is collaborating with Tempo to innovate financial infrastructure [4] - The network is currently operated by a rotating set of four validators, with plans to incorporate independent validators and partners as it approaches mainnet launch [6] - Tempo raised $500 million at a $5 billion valuation to advance its blockchain development, and has added a top Ethereum researcher to its team [7] Group 3: Competitive Landscape - Circle, the issuer of USDC, is also developing a payments-focused blockchain called Arc, which has launched its testnet with participation from firms like Visa and Goldman Sachs [7]

RT sarahsss (@Sarahssscy)2025 was a pivotal year for @BNBCHAINAnd I couldn’t be more proud of my team for the role we played in driving this momentum:•Strengthened stablecoin growth and activity, keeping BNB Chain at the top of the industry•Drove institutional RWA adoption and supported its breakout across the ecosystem•Helped multiple high-quality projects launch and issue assets on BNB Chain, contributing to chain-wide trading volume and DAU reaching No.1•Supported the explosive growth of Perp DEX volume ...

🚨 LATEST: Ethereum and Aptos led stablecoin supply inflows over the past 24 hours. https://t.co/iKrYvlYLng ...

Core Insights - Visa Inc.'s cross-border business is a significant growth driver, fueled by increased international travel and a rise in global e-commerce, with cross-border volume excluding Europe up 11% year over year in Q4 fiscal 2025 [1][9] - The company is enhancing its cross-border portfolios and expanding into high-potential verticals, focusing on product capabilities like multi-currency payment credentials [2] - Visa is integrating stablecoin functionality into Visa Direct to improve cross-border money movement efficiency, with international transaction revenues increasing by 10% year over year in Q4 [3][4] Cross-Border Performance - Cross-border volume for Visa rose 11% year over year in Q4, with e-commerce transactions growing by 13% and travel-related volume increasing by 10% [9] - Competitors such as Mastercard and PayPal are also seeing growth in their cross-border businesses, with Mastercard's volumes up 15% and PayPal's total payment volume increasing by 8% year over year in Q3 2025 [5][6][7] Strategic Developments - Visa's strategy includes incorporating multi-currency features and stablecoin options to create new cross-border opportunities and strengthen its long-term growth strategy [4] - The company aims to adapt to evolving travel trends and enhance security measures to maintain competitiveness in the digital commerce landscape [4] Financial Performance - Visa's stock has increased by 4.5% over the past year, contrasting with a 13% decline in the industry [8] - The forward price-to-earnings ratio for Visa is 24.89, above the industry average of 19.97, indicating a higher valuation [10] - The Zacks Consensus Estimate for Visa's fiscal 2026 earnings suggests an 11.7% increase from the previous year [12]

Core Insights - Mastercard Inc. is currently trading below its 50-day and 200-day simple moving averages, indicating a bearish trend in the stock [1][9] - The company is expanding into new markets and customers, driven by the rapid adoption of digital and contactless payments, which enhances its long-term growth prospects despite pressures from high rebates and incentives [2][8] Financial Performance - Year-to-date, Mastercard's shares have increased by 2.6%, contrasting with a decline of 11.5% in its industry and 9.8% in the sector, but underperforming the S&P 500's gain of 19.3% [3] - The company has a strong cash position of $10.4 billion and no short-term debt, providing financial flexibility for investments and shareholder returns [11] Growth Drivers - The shift towards digital and cashless payments is a significant growth catalyst for Mastercard, allowing it to leverage its global network and technology [7] - The company's value-added services, including data analytics and cybersecurity, diversify income streams and enhance revenue stability [8][10] Market Position - Mastercard's forward P/E ratio is 28.9, significantly higher than the industry average of 20.16, indicating a premium valuation [14] - Compared to competitors, Mastercard is also considered expensive, with Visa and American Express trading at lower valuations [15] Analyst Sentiment - The Zacks Consensus Estimate for Mastercard's 2025 earnings has increased by 0.2%, while the estimate for 2026 has decreased by 0.1% in the past 30 days [16] - Revenue estimates for 2025 and 2026 suggest year-over-year increases of 15.8% and 12.6%, respectively, with long-term earnings growth projected at 15.5%, surpassing the industry average of 11.2% [18][19] Strategic Focus - The company is investing in areas such as tokenization, cybersecurity, and real-time payments, positioning itself well in a competitive landscape [10][11] - Mastercard's expansion in emerging markets, particularly in Southeast Asia and Latin America, aligns with its long-term objectives of digital inclusion [10]

Mainnet Launch & Stablecoin - ADI Chain 主网已上线，将为阿联酋官方的迪拉姆支持的稳定币提供动力 [1][2] - 该稳定币由阿联酋中央银行监管，并由阿联酋最大的银行（First Abu Dhabi Bank）和 International Holding Company 构建 [1] Token & Listing - ADI Chain 的原生代币 $ADI 已上线 [2] - $ADI 在 Kraken, KuCoin, Crypto.com 上市，并即将登陆 eToro，确保全球可访问性和流动性 [2] Network & Transaction Volume - ADI Chain 从结算速度中捕获 gas 费，阿联酋每周有数十亿美元的支付交易 [1] - 更多的交易意味着对 $ADI 的更多需求 [1]

Core Insights - Malaysia's king's eldest son has introduced a local currency-backed stablecoin aimed at enhancing cross-border trade and attracting foreign investment in the Asia-Pacific region [1] - The stablecoin, named RMJDT, is pegged to the Malaysian ringgit and will have an initial total supply of 500 million tokens, equivalent to approximately $121.5 million, backed by ringgit cash deposits and short-term local government bonds [2] - The issuer, Bullish Aim Sdn, views RMJDT as a strategic necessity for operational stability and alignment with national blockchain initiatives, promoting it as a faster, safer, and more efficient transaction method [3] Industry Context - The launch of RMJDT aligns with broader trends in Asia, where several countries are advancing stablecoin initiatives, with Hong Kong leading after the introduction of stablecoin regulations in July [3] - Circle reported that the Asia-Pacific region is experiencing rapid growth in on-chain stablecoin activity, with $2.4 trillion projected between June 2024 and June 2025, marking it as the fastest-growing market globally [4] - The region boasts the highest adoption rate for stablecoins, with 56% of institutions in Asia utilizing them for payments, settlements, and treasury functions [4]

Aleo has launched USDCx on Aleo Testnet via Circle xReserve, a USDC-backed stablecoin for its privacy-first blockchain infrastructure.USDCx on @AleoHQ enables a range of use cases including global payroll, critical aid distribution, global e-commerce, P2P payments & remittances, DeFi, and configurable compliance.Key benefits:→ USDCx on Aleo is 1:1 backed by USDC held in xReserve→ Fully interoperable with USDC across supported chains→ Trust minimized with no third-party bridges requiredhttps://t.co/A2jPohzyJ ...

ASIC Expands Digital Asset Relief For Stablecoin Intermediaries► https://t.co/wD4KzFH68D https://t.co/wD4KzFH68D ...