1/ Circle, US company, dominating EUR stablecoin market is such a European fail.Europe missed Big Tech, payments, cloud, fumbling AI and now EUR stablecoins.ECB plans digital EUR by 2029 but:- it's proposing a 3,000 EUR holding limit per wallet, transfer limits etc... Designed to fail.- by then Circle's network effects get locked in.It's like Tether <> Tron story repeating again: not the most optimal solution yet they locked in users and network effects.European native stablecoin projects exist (Qivalis, EU ...

RT Cointelegraph Decentralization Guardians (@CTDG_DevHub)🚨 STABLECOINS: EURC hits ATH on Solana with $120M+ supply. https://t.co/DoYUxClo1s ...

RT Jeremy Allaire - jda.eth / jdallaire.sol (@jerallaire)cirBTC is coming. We are bringing the same infra that supports USDC, EURC and USYC to the largest digital asset, creating a neutral infrastructure for new applications for onchain BTC. Read more below. ...

RT Jeremy Allaire - jda.eth / jdallaire.sol (@jerallaire)cirBTC is coming. We are bringing the same infra that supports USDC, EURC and USYC to the largest digital asset, creating a neutral infrastructure for new applications for onchain BTC. Read more below. ...

Did anyone mention stablecoins? 👀PancakeSwap is expanding its stablecoin ecosystem with new incentives on @base across USDbC, syrupUSDC & MUSD, alongside growing FX trading on USDC, EURC, CADC, XSGD & AUDD.Explore the campaigns 👉 https://t.co/BZrbTnG4HQ https://t.co/y8HsYC7kvTBase (@base):https://t.co/obS84oJyDj ...

RT Diego (@0xTakeProfits)EURC, by @circle, just hit 216K holders with ~$500M circulating supplyIt’s a clear signal that non-USD stables are in demandTransfer count and mint activity are expanding YOYWhy?People still want access to the onchain economy, but not everyone wants USD exposureIf your local currency isn’t the dollar, holding a USD stablecoin means a constant FX risk you didn’t ask forThe dollar is still dominant, but the onchain economy is getting multi-currency fastData: @tokenterminal ...

The same stablecoin can produce very different outcomes for banks depending on the rails behind it.That’s because bank adoption is shaped not just by the asset itself, but by capital treatment, governance, operational resilience, and settlement finality.@Arc is designed to make that infrastructure clearer:→ Known validators→ Deterministic finality→ Governance controlsA more legible path for banks evaluating how to scale USDC and EURC in regulated financial markets.https://t.co/EuX2pVAtr6 ...

Core Insights - Circle Internet Group (CRCL) is strategically shifting towards a diversified business model beyond stablecoins, with USDC remaining the primary revenue source while expanding into digital payments, foreign exchange (FX), tokenized assets, and developer tools [1][10] Financial Performance - "Other revenue," which includes subscription, services, and transaction income, reached $37 million in Q4, showing significant year-over-year growth and indicating early success in non-reserve income streams [2][10] - Circle Payments Network (CPN) has onboarded over 50 financial institutions and is experiencing billions in annualized transaction volume, suggesting increased monetization from payment flows [2] Product Development - New offerings like StableFX enhance Circle's capabilities in foreign exchange, allowing for 24/7 on-chain currency conversion, while tokenized products such as EURC and USYC are gaining traction [3] - The company's blockchain infrastructure layer, Arc, and cross-chain capabilities like CCTP aim to establish Circle as a foundational platform for internet-native finance [3] Revenue Composition - Despite diversification efforts, reserve income still constitutes the majority of revenues, making the business vulnerable to interest rate changes [4][10] - The ongoing evolution of Circle's platform is strategically sound, with potential for reduced reliance on reserve income as adoption in payments, FX, and infrastructure grows [4] Competitive Landscape - As Circle expands its financial infrastructure, competitors like Coinbase Global (COIN) and PayPal Holdings (PYPL) are becoming key benchmarks [5] - Coinbase is transitioning from crypto trading to a diversified financial platform, enhancing its multi-asset services and reducing reliance on trading [6] - PayPal is leveraging its global payments network to build a diversified financial infrastructure, expanding into various payment solutions and investing in AI-driven commerce and crypto [7] Stock Performance and Valuation - Circle's stock has increased by 27.5% year-to-date, outperforming the Zacks Finance sector, which declined by 6.3%, and the Zacks Financial – Miscellaneous Services industry, which fell by 16.3% [8] - The company is currently trading at a forward 12-month price-to-sales ratio of 7.39, which is significantly higher than the industry average of 2.6, indicating potential overvaluation [12] - The Zacks Consensus Estimate for 2026 earnings is projected at 85 cents per share, reflecting a 9% increase over the past 30 days and a notable improvement from a loss of 44 cents year-over-year [15]

Now open on Circle Payments Network (CPN): Payouts with Triple-ATriple-A is now live on CPN, enabling local currency payouts across key global corridors via established domestic rails.USDC and EURC as the settlement rail, with funds delivered in local currency.This supports cross-border use cases including supplier payments, payroll, remittances, and treasury operations.One network. Global payouts, simplified. ...

Circle is pushing back on Europe. The stablecoin issuer has formally petitioned the European Commission to lower the capitalization thresholds in its proposed Market Integration Package. The argument is direct: the current rules create a regulatory paradox where a stablecoin must already be massive before it is legally permitted to operate at an institutional scale. For euro-denominated stablecoins like EURC, the framework creates friction. It effectively bans them from institutional settlement before th ...