Core Insights - The article emphasizes the importance of conducting thorough due diligence before making any financial decisions, particularly in the context of investments and trading activities [1] Group 1 - The content includes general news and personal analysis intended for educational and research purposes [1] - It highlights that the information provided may not be accurate or in real-time, and prices may be sourced from market makers rather than exchanges [1] - The article warns that trading decisions should be made at the individual's own risk, and reliance on the information provided is discouraged [1] Group 2 - The website discusses complex financial instruments such as cryptocurrencies and contracts for difference (CFDs), which carry a high risk of losing money [1] - It encourages individuals to perform their own research and understand the risks involved before investing in any financial instruments [1] - The content does not constitute any recommendation or advice for taking specific actions, including investments [1]

Financial Earnings Results Third Quarter 2025 October 21, 2025 Forward Looking Statements This presentation contains forward-looking statements about Cathay General Bancorp and its subsidiaries (collectively referred to herein as the "Company," "we," "us," or "our") within the meaning of the applicable provisions of the Private Securities Litigation Reform Act of 1995. We intend such forward-looking statements to be covered by the safe harbor provision for forward-looking statements in these provisions. Sta ...

Core Insights - MarketGauge was founded 25 years ago by former floor traders who became hedge fund managers, bringing over 100 years of combined experience in trading, technology, and education [1] - The company's mission is to provide strategic and actionable information to help investors and advisors achieve their financial goals through educational courses, proprietary trading tools, and quant-based models [1] - MarketGauge emphasizes identifying both major macro trends and emerging trends using proprietary tools and indicators, employing short-term tactics to maximize profits and minimize risks [1] Company Philosophy - The core philosophy of MarketGauge is to trade with a methodical, systematic, and repeatable approach, which they believe is essential for success [1] - MarketGauge's approach contrasts with the passive management and buy-and-hold strategies commonly promoted by many Wall Street analysts, which they consider dangerous [1] - All investing models at MarketGauge include track records with daily and weekly updates, ensuring transparency in performance [1] Market Presence - Since its inception, MarketGauge has provided market analytics to major financial institutions such as Barron's and Fidelity, as well as to thousands of individual investors and active traders [1] - The company's insights are featured in various financial platforms, including Benzinga, Stocks and Commodities, TalkMarkets, Investing Shortcuts, AAAII, and Traders Library [1] - CBS MarketWatch has recognized MarketGauge's Twitter feed as one of the top 50 sources for financial information [1] Team Expertise - Each expert at MarketGauge has a specific focus and domain within the company, with their unique skill sets interconnected through shared experience and a commitment to risk management [1] - All experts utilize the same indicators and tools, fostering a cohesive approach to trading and analysis [1]

RT Breakout (@breakoutprop)Sundays are for preparation.1. Review high time frame candle closes2. Outline directional bias3. Map out key trading levels4. Identify possible setups5. Plan entry, SL, TP, risk6. Set alertsPreparation turns potential into performance. ...

Group 1 - The company offers a Growth Investor Pro service that teaches investing, trading, and risk management [1] - A swing trading alerts system has been successfully operated for several years [1] - Weekly live webinars are provided with access to senior staff, along with a 24x7 chat environment [1] Group 2 - A one-month trial of the service is available for $99, allowing potential subscribers to evaluate before committing to an annual subscription [2] - The service has received numerous 5-star reviews during both bear and bull markets [2]

Financial Data and Key Metrics Changes - The company reported earnings per common share of $0.41, with an adjusted EPS of $0.40, reflecting an 18% year-over-year increase [9] - Revenue grew by 14% year-over-year, adjusted PP&R increased by 16%, and tangible book value rose by 10% [5][9] - Average loan balances grew by $2.8 billion, or 2% from the prior quarter, while average deposits increased by $1.4 billion, or 1% [9][10] - Reported CET1 ended the quarter at 10.6%, with adjusted CET1 at 9.2%, up 30 basis points from last year [9] Business Line Data and Key Metrics Changes - Loan growth accelerated to 9.2% year-over-year, driven by commercial lending and new initiatives contributing $1.2 billion, or approximately 40% of total loan growth [10] - Key drivers of loan growth included geographic expansion in Texas and the Carolinas, with significant contributions from corporate and specialty banking, auto, and regional banking [10] - Non-interest income increased by 14%, or $75 million year-over-year, with strong performance in payments, wealth management, and capital markets [12][13] Market Data and Key Metrics Changes - The company is poised to become the 14th largest depository in Texas and the fifth largest in Dallas following the acquisition of Veritechs [6] - The company expects to achieve full-year ADB growth of approximately 9% to 9.5% inclusive of Veritechs, with deposits expected to grow approximately 6.5% to 7% [18] Company Strategy and Development Direction - The company continues to execute its growth strategy with a focus on organic growth and investment in local market relationships [4][5] - The acquisition of Veritechs is seen as a springboard for growth in Texas, with expectations of cost and revenue synergies [6][8] - The company plans to expand its branch network in Texas and enhance its commercial banking activities [8] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's ability to manage risks and maintain strong credit quality despite economic uncertainties [30][56] - The company is raising its financial guidance for the year, expecting strong loan growth and improved net interest income [17][18] - Management anticipates continued strong performance in 2026, with expectations of mid to high single-digit loan growth [29] Other Important Information - The company completed a preferred issuance in the third quarter, which will result in higher preferred dividends in the fourth quarter [22] - The company has a disciplined approach to capital management, focusing on funding high-return loan growth and supporting a strong dividend yield [19] Q&A Session Summary Question: Can you talk about the loan growth outlook and pipelines? - Management indicated strong momentum in loan growth, with expectations of approximately 1.5% sequential growth in the fourth quarter [27][28] Question: What are the safeguards against credit quality issues? - Management emphasized their moderate to low risk appetite and active portfolio management to mitigate risks [36][37] Question: How do you see operating leverage trending? - Management noted a significant improvement in operating leverage, now expected to exceed 2.5% for the year [44][45] Question: Can you discuss the competitive landscape for deposits? - Management highlighted their sophisticated approach to managing deposit activities, which has led to strong performance in both rate and volume [60][61] Question: What is the outlook for asset finance lending? - Management expects a solid fourth quarter for asset finance, setting up for a strong year in 2026 [70]

Trading Risks - Trading with leverage is highly risky and likely to result in losses due to market manipulation [1] - Technical Analysis (TA) is no longer effective for market predictions [2] - Market movements are primarily driven by news events, not by technical analysis [2] Alternative Investment Options - @trylimitless offers a platform where users cannot be liquidated and skills can potentially generate income [1] - @trylimitless provides a variety of options for users [1] - Risk management is crucial when using @trylimitless [1]

Market Sentiment - Retail traders have shown extraordinary conviction, with demand for call options outpacing puts for 24 consecutive weeks, tying the longest streak ever recorded [1] - JP Morgan's retail radar indicates a robust imbalance, with a net inflow of $6.5 billion from retail investors, exceeding the year-to-date average of $6.4 billion [3] Investment Strategies - A cautious approach has been taken by trimming positions in large-cap stocks like Amazon, Meta, and Alphabet, as they had expanded to nearly 10% of the portfolio [15] - The strategy includes reallocating funds from trimmed positions into other investments, ensuring that cash remains actively deployed in the market [17] Market Reactions - The market experienced a significant sell-off due to escalating trade tensions with China, which caught investors by surprise [2] - Despite the sell-off, there was no immediate follow-through, indicating a potential rebound as market sentiment shifted positively following reassurances regarding China [9] Sector Performance - The Russell 2000 index showed responsiveness to market conditions, with expectations of a breakout in small-cap stocks [7] - The S&P 500's relative valuations are considered stable, with the MAG 7 stocks positioned in the middle of their historical range over the last decade [8]

Core Insights - Large U.S. banks reported strong third-quarter earnings, exceeding revenue and earnings expectations, driven by a favorable market environment [2][3] - Despite positive results, bank executives highlighted the need for vigilance due to geopolitical uncertainties and economic volatility [5][6] Financial Performance - Major banks, including JPMorgan Chase and Wells Fargo, experienced profit growth compared to the same period last year, with JPMorgan's earnings rising 12% and Goldman Sachs' profits surging 39% [3][6][8] - Investment banking played a significant role in profit increases, with Goldman Sachs reporting a 42% rise in investment-banking fees [8] Market Environment - The stock market's robust performance has positively impacted dealmaking, corporate lending, and asset management returns for banks [3][4] - UBS noted that the results from large banks were contrary to bearish expectations, leading to a rise in bank shares [3] Cautionary Notes - Executives, including JPMorgan's CEO Jamie Dimon, expressed caution regarding the economic outlook, citing factors such as geopolitical conditions, tariffs, and inflation risks [5][6] - Goldman Sachs plans to implement over 1,000 layoffs by year-end, indicating a need for strong risk management in a rapidly changing environment [8]

Group 1 - The article discusses the willingness to take riskier bets in REITs for greater long-term total return prospects [1] - The author emphasizes a focus on equity valuation, market trends, and portfolio optimization to identify high-growth investment opportunities [1] - There is a mention of a collaborative approach in investment research, combining strengths to deliver data-driven insights [1] Group 2 - The article does not contain any specific company or industry-related content that requires summarization [2][3]