Group 1 - The People's Bank of China in Guizhou Province is exploring the establishment of a personal "biodiversity account" to quantify and summarize the benefits of individual participation in biodiversity protection activities, linking personal points to loan interest rates, creating a sustainable incentive where "higher points lead to better rates" [1] - The account focuses on three core dimensions: biodiversity protection and restoration, sustainable use of biodiversity, and biodiversity management, with 15 secondary indicators including species protection and ecosystem restoration [1] - The Libo Rural Commercial Bank has implemented this indicator system and has issued the first batch of "personal biodiversity credit loans," totaling 830,000 yuan, with preferential loan rates to support the protection of genetic resources and high-quality agricultural products [1] Group 2 - Libo County is recognized for its world-class natural heritage sites and is a national pilot for comprehensive tourism demonstration areas, with the Maolan National Nature Reserve being a key biodiversity gene bank [2] - The People's Bank of China in Qiannan Prefecture is researching evaluation standards for the benefits of biodiversity protection and sustainable use projects, aiming to explore new pathways for the conversion of biodiversity resource value [2]