人民币现金服务
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人民银行、银保监会:不得停办现金业务整治拒收人民币现金
Xin Hua Wang· 2025-08-12 06:31
Core Viewpoint - The People's Bank of China and the China Banking and Insurance Regulatory Commission emphasize the importance of cash services in the banking sector, mandating that all commercial banks and rural credit cooperatives with physical branches must provide cash deposit and withdrawal services [1][2]. Group 1: Cash Service Requirements - All banking institutions with physical branches are required to handle cash deposit and withdrawal services, addressing the ongoing issues of cash rejection in society [1]. - The meeting highlighted the need for banks to improve the cleanliness of cash in circulation and enhance services for small denomination currency [1]. Group 2: Importance of Cash Services - Cash services are fundamental financial services that play a crucial role in meeting public demand, supporting the real economy, and maintaining the stability of the monetary system [2]. - As of the end of 2021, the cash in circulation (M0) in China was 9.08 trillion yuan, reflecting a year-on-year growth of 7.7%, indicating a strong and stable demand for cash [2].