Core Points - The announcement confirms the authenticity and completeness of the financial report for the third quarter of 2025, with the board of directors taking legal responsibility for its accuracy [1][23][24] Financial Data - As of September 30, 2025, total assets reached 45.37 trillion yuan, an increase of 4.80 trillion yuan or 11.83% from the previous year [10] - Total loans and advances amounted to 27.68 trillion yuan, up by 1.84 trillion yuan or 7.10% [10] - Financial investments increased to 12.35 trillion yuan, reflecting a growth of 1.67 trillion yuan or 15.61% [10] - Non-performing loans stood at 365.47 billion yuan, an increase of 20.78 billion yuan, with a non-performing loan ratio of 1.32%, down by 0.02 percentage points [11] - Total liabilities were 41.71 trillion yuan, rising by 4.49 trillion yuan or 12.05% [11] - Total equity reached 3.66 trillion yuan, an increase of 312.18 billion yuan or 9.34% [11] Profitability - The net profit for the first nine months of 2025 was 258.45 billion yuan, with a year-on-year growth of 0.52% [13] - Net interest income decreased by 3.00% to 427.61 billion yuan, with a net interest margin of 1.36%, down by 16 basis points [13] - Non-interest income increased by 13.95% to 146.10 billion yuan, with fee and commission income rising by 5.31% [13] Shareholder Information - As of September 30, 2025, the total number of ordinary shareholders was 343,236, with 307,319 A-share shareholders and 35,917 H-share shareholders [3] - The top three H-share shareholders included State Grid Corporation, China Yangtze Power, and China Baowu Steel Group, holding significant shares [3][4] Dividend Distribution - The company plans to distribute a mid-term cash dividend of 1.858 yuan per 10 shares, totaling approximately 48.61 billion yuan [14] - The dividend for domestic preferred shares is set at 3.57%, amounting to 2.142 billion yuan [25][26] Other Important Information - The company issued 45 billion yuan in subordinated debt in July 2025 and plans to increase capital in its wholly-owned subsidiary [15] - The board approved the revised articles of association, eliminating the supervisory board and transferring its duties to the audit committee [15]