住房公积金服务同城化

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深圳、珠海等六市推进贷款互认互通 住房公积金服务“同城化”
news flash· 2025-06-10 08:25
Core Viewpoint - Six cities in Guangdong province, including Shenzhen, Zhuhai, Shantou, Jiangmen, Chaozhou, and Jieyang, have signed a cooperation agreement to promote the collaborative development of housing provident fund management, enhancing housing consumption demand for mobile employment groups and families purchasing homes in different locations [1] Group 1: Policy Collaboration - The agreement focuses on policy collaboration, service coordination, and data sharing to support housing consumption needs [1] - The cities aim to accelerate the "same city" experience for housing provident fund services through four main initiatives [1] Group 2: Service Coordination - The first initiative is to promote non-discriminatory services for housing provident funds across different locations, facilitating system interconnectivity and mutual recognition of deposit and loan information, thereby reducing required documentation [1] - The second initiative involves mutual recognition and connectivity of housing provident fund loans, allowing local employees to purchase homes with loan limits and property counts consistent with local contributors [1] Group 3: Data Sharing and Risk Management - The third initiative focuses on facilitating the convenience of handling housing provident fund business across different locations through information sharing [1] - The fourth initiative aims to establish a risk prevention mechanism for housing provident funds to jointly prevent fraudulent withdrawals and loans, enhancing overall management efficiency and fund security [1]