保处联动

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“保处联动”为产业发展保驾护航
Zheng Quan Ri Bao· 2025-08-24 14:41
Core Viewpoint - The "Insurance and Disposal Linkage" system is a key institutional innovation in China's livestock industry, addressing long-standing issues related to animal epidemic prevention, food safety, and environmental pollution through a closed-loop mechanism of "insurance + disposal" [1][2]. Group 1: System Overview - The core logic of the system is to set harmless disposal as a prerequisite for insurance claims, forming a closed-loop management process of "reporting - disposal - confirmation - compensation" [1]. - Farmers must report dead livestock to designated collection points or disposal centers immediately, where professionals conduct standardized disposal [1]. - After confirming the disposal is completed, insurance companies initiate compensation, aligning farmers' interests with public and ecological safety [1]. Group 2: Challenges and Solutions - Previously, farmers faced economic losses from livestock deaths and often discarded carcasses due to high disposal costs and complex processes, leading to disease spread and food safety issues [1]. - Insurance companies struggled to promote livestock insurance due to difficulties in investigation and high moral hazard risks [1]. - The rapid expansion of the livestock industry necessitated the establishment of a modern harmless disposal system [1]. Group 3: Implementation and Results - The "Insurance and Disposal Linkage" was gradually promoted through local pilot programs, with Chongqing optimizing processes in pig farming and Hunan introducing technology companies to enhance management efficiency [2]. - The system has shown significant results: timely compensation for farmers, increased willingness to insure, effective blockage of disease transmission, and improved food safety and rural living environments [2]. - Insurance companies have enhanced their risk management capabilities, leading to a positive development trajectory for livestock insurance [2]. Group 4: Future Prospects - With continuous empowerment from financial technology and ongoing policy benefits, the "Insurance and Disposal Linkage" is expected to expand in depth and breadth, covering more regions and livestock types [2]. - This expansion will provide solid support for the high-quality development of China's livestock industry and rural revitalization [2].
“保处联动”促进畜牧业高质量发展
Zheng Quan Ri Bao· 2025-08-24 14:41
Core Viewpoint - The "Insurance and Disposal Linkage" system platform has been launched to enhance the management of dead livestock disposal, promoting sustainable agricultural development and ecological protection in the region [1][4]. Group 1: System Implementation and Functionality - The "Insurance and Disposal Linkage" system integrates data from livestock farming, disposal, insurance claims, and supervision, effectively breaking down information silos among various stakeholders [2][3]. - The platform allows for a streamlined process where dead livestock can be reported and collected on the same day, significantly reducing the time and complexity involved in the previous procedures [2][3]. Group 2: Impact on Livestock Management - The system has established a closed-loop management process covering insurance, disease prevention, disposal, and claims, addressing key challenges in the disposal of dead livestock [4][5]. - The implementation of the platform has led to a significant increase in insurance coverage, with 2,521.13 million acres of crops and 745.34 million livestock insured in the region, providing substantial risk protection for farmers [4]. Group 3: Efficiency and Cost Reduction - The claims processing time has been drastically reduced from 7-10 days to as fast as 24 hours, enhancing the efficiency of the insurance process and reducing fraudulent activities [5]. - The centralized disposal of dead livestock has alleviated the financial burden on farmers, as the costs associated with transportation and disposal are now covered by the processing companies [4][5]. Group 4: Future Development and Sustainability - The initiative is driving the livestock industry towards digitalization and smart management, facilitating improvements in livestock health monitoring, feed management, and production processes [5]. - The comprehensive approach to dead livestock disposal is expected to enhance food safety and support the healthy development of the livestock sector [4][5].