保处联动系统平台
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保险机构创新突破 织密农业生产风险防护网
Zheng Quan Ri Bao Zhi Sheng· 2025-08-30 08:38
Core Insights - The establishment of the "Insurance, Prevention, Rescue, and Compensation" integrated agricultural insurance service system in Guangxi represents a significant innovation in China's agricultural insurance sector, addressing the vulnerabilities of sugarcane farmers to extreme weather events [1][2] - This new model shifts from traditional post-event compensation to proactive risk management, enhancing the effectiveness of agricultural insurance in safeguarding food security and stabilizing farmers' incomes [2][3] Group 1: Agricultural Insurance Innovations - The "Insurance, Prevention, Rescue, and Compensation" system allows for real-time monitoring and data collection on agricultural weather conditions and crop growth, providing comprehensive support for risk identification, disaster warning, and rapid claims processing [1] - Other insurance companies, such as Zhonghua Insurance, are also innovating service models to transform agricultural insurance from a mere risk compensation tool to a comprehensive risk management service provider [3] Group 2: Technological Integration - Insurance companies are increasingly integrating advanced technologies such as artificial intelligence, cloud computing, and blockchain into their operations, enhancing agricultural service capabilities [4] - Zhonghua Insurance has developed a drone platform to support remote sensing applications in agricultural insurance, contributing to precise risk management [4][6] Group 3: Regional Innovations - In Xinjiang, Zhonghua Insurance has implemented a system to streamline the application process for artificial weather modification, significantly improving operational efficiency [5] - In Sichuan, Guoshou Insurance has launched a smart agricultural risk prevention system that utilizes IoT technology and satellite remote sensing for comprehensive weather monitoring and disaster trend analysis [5] Group 4: Impact on Farmers - The innovations in agricultural insurance are expected to improve the efficiency and accuracy of underwriting and claims processes, thereby enhancing farmers' sense of security and overall satisfaction with insurance services [6]
“保处联动”促进畜牧业高质量发展
Zheng Quan Ri Bao· 2025-08-24 14:41
Core Viewpoint - The "Insurance and Disposal Linkage" system platform has been launched to enhance the management of dead livestock disposal, promoting sustainable agricultural development and ecological protection in the region [1][4]. Group 1: System Implementation and Functionality - The "Insurance and Disposal Linkage" system integrates data from livestock farming, disposal, insurance claims, and supervision, effectively breaking down information silos among various stakeholders [2][3]. - The platform allows for a streamlined process where dead livestock can be reported and collected on the same day, significantly reducing the time and complexity involved in the previous procedures [2][3]. Group 2: Impact on Livestock Management - The system has established a closed-loop management process covering insurance, disease prevention, disposal, and claims, addressing key challenges in the disposal of dead livestock [4][5]. - The implementation of the platform has led to a significant increase in insurance coverage, with 2,521.13 million acres of crops and 745.34 million livestock insured in the region, providing substantial risk protection for farmers [4]. Group 3: Efficiency and Cost Reduction - The claims processing time has been drastically reduced from 7-10 days to as fast as 24 hours, enhancing the efficiency of the insurance process and reducing fraudulent activities [5]. - The centralized disposal of dead livestock has alleviated the financial burden on farmers, as the costs associated with transportation and disposal are now covered by the processing companies [4][5]. Group 4: Future Development and Sustainability - The initiative is driving the livestock industry towards digitalization and smart management, facilitating improvements in livestock health monitoring, feed management, and production processes [5]. - The comprehensive approach to dead livestock disposal is expected to enhance food safety and support the healthy development of the livestock sector [4][5].
看大数据如何带动养殖产业高质量发展
Xin Hua Wang· 2025-08-12 06:13
Core Viewpoint - The "保处联动" mechanism is a new model for the harmless treatment of dead livestock, integrating insurance and processing, aimed at enhancing the efficiency and safety of the livestock industry in Xinjiang's Shihezi City, promoting sustainable agricultural practices and ensuring food safety [1][2][8]. Group 1: Policy and Framework - The central government's 2024 policy emphasizes the importance of livestock production stability and the establishment of emergency supply bases for "菜篮子" products [1]. - The "保处联动" project initiated in Shihezi City aims to create a comprehensive system for the harmless treatment of dead livestock, leveraging big data and modern financial tools [2][5]. Group 2: Implementation and Operations - The "保处联动" system platform was launched on January 1, 2023, streamlining the process of reporting and handling dead livestock, significantly reducing the time from incident to insurance claim to as little as three days [2][3]. - The system integrates data from various stakeholders, including livestock farms, insurance companies, and processing plants, facilitating efficient communication and management [3][4]. Group 3: Benefits and Impact - The "保处联动" model has improved the efficiency of dead livestock processing, allowing for a single operator to manage the entire process, thus enhancing regulatory capabilities [4][6]. - The project has led to a significant increase in the adoption of insurance among livestock farmers, reducing risks associated with livestock diseases and ensuring compliance with food safety standards [5][7]. Group 4: Future Prospects - The integration of digital and intelligent management practices in the livestock industry is expected to drive quality improvements and expansion in production, contributing to the overall revitalization of rural areas [9].