■本报记者 田耿文 近日，全国首个高密度农业生态气象减灾网络体系，即"保防救赔"一体化新型农业保险服务体系在广西 崇左落地。 崇左是我国糖料甘蔗的主产区，甘蔗是当地经济的支柱产业。然而，甘蔗的生产过程极易受到极端天气 事件的冲击，给蔗农带来巨大经济损失。此次建成的"保防救赔"一体化新型农业保险服务体系，正是针 对这一痛点提出的创新解决方案。该项目通过引入航天科技及先进气象服务技术，全面提升农业风险减 量管理能力。 科技赋能 全流程风险管理 服务效能不断提升 在崇左建成的"保防救赔"一体化农业保险服务体系中，人保财险农业气象减灾网络体系可实现对农业气 象环境、作物生长状况、灾害发生过程的实时精准监测和数据采集，为农业保险提供从承保前的风险识 别与定价，到灾中的预警与防灾减损，再到灾后的精准定损与快速理赔的全流程科技支撑。 在业内人士看来，这一创新模式突破了传统保险事后补偿的局限性，将保险服务前置化、全程化、精准 化，通过"科技+保险+服务"的深度融合，真正实现从"被动赔付"向"主动风险管理"转变，让农业保险成 为保障国家食糖安全、稳定农民收入的坚实屏障。 "有了这样的保险，我们种植甘蔗就有了底气，心里更踏实了。 ...

Core Viewpoint - The "Insurance and Disposal Linkage" system platform has been launched to enhance the management of dead livestock disposal, promoting sustainable agricultural development and ecological protection in the region [1][4]. Group 1: System Implementation and Functionality - The "Insurance and Disposal Linkage" system integrates data from livestock farming, disposal, insurance claims, and supervision, effectively breaking down information silos among various stakeholders [2][3]. - The platform allows for a streamlined process where dead livestock can be reported and collected on the same day, significantly reducing the time and complexity involved in the previous procedures [2][3]. Group 2: Impact on Livestock Management - The system has established a closed-loop management process covering insurance, disease prevention, disposal, and claims, addressing key challenges in the disposal of dead livestock [4][5]. - The implementation of the platform has led to a significant increase in insurance coverage, with 2,521.13 million acres of crops and 745.34 million livestock insured in the region, providing substantial risk protection for farmers [4]. Group 3: Efficiency and Cost Reduction - The claims processing time has been drastically reduced from 7-10 days to as fast as 24 hours, enhancing the efficiency of the insurance process and reducing fraudulent activities [5]. - The centralized disposal of dead livestock has alleviated the financial burden on farmers, as the costs associated with transportation and disposal are now covered by the processing companies [4][5]. Group 4: Future Development and Sustainability - The initiative is driving the livestock industry towards digitalization and smart management, facilitating improvements in livestock health monitoring, feed management, and production processes [5]. - The comprehensive approach to dead livestock disposal is expected to enhance food safety and support the healthy development of the livestock sector [4][5].

"以前如果有牲畜病死，要打电话联系畜牧部门、保险公司、无害化处理厂分别来取证，流程复 杂、费时间，现在通过'保处联动'系统平台，线上完成信息上传，有相关部门和企业的工作人员对接处 理，方便多了。"3月16日，八师一四三团养殖户李忠说。 据介绍，"保处联动"系统平台打通师团两级行业管理部门、保险公司、无害化处理厂、养殖场 （户）之间的"信息孤岛"，通过大数据平台，整合全师市范围内畜禽养殖、无害化处理、保险理赔和监 督管理数据信息，配套建立病死畜禽收集、转运、无害化处理及快速理赔联动机制，全流程实现线上操 作，从出现牲畜死亡到完成理赔，工作周期缩短至3天，有的理赔案件甚至在1天内就能完成。 利用"保处联动"系统平台，养殖户报案后，无害化处理厂收运人员驾驶车辆前往指定地点对疫病死 亡畜禽进行收集、测量、拍照、清单录入及上传提交，团场农业发展服务中心监管员对上传的信息及资 料进行审核，收运人员将收集的病死畜禽拉回无害化处理厂进行入库处理，保险公司农险专管员（中华 联合保险集团股份有限公司）对损失情况进行核损理赔……一系列流程有序进行。 《中共中央 国务院关于学习运用"千村示范、万村整治"工程经验有力有效推进乡村全面振 ...