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当前秋粮进入产量形成关键期——中国人寿财险山东省分公司多措并举保障潍坊秋粮稳产增收
Qi Lu Wan Bao· 2025-09-11 10:10
Core Viewpoint - The article emphasizes the proactive measures taken by China Life Property & Casualty Insurance in Shandong Province to ensure a stable autumn grain production and support farmers' income through comprehensive risk management and innovative insurance products [1][11][15]. Group 1: Risk Management and Support - The company has organized its branches in Weifang City to provide disaster investigation and claims services while allocating resources for risk prevention and income enhancement [1][11]. - Utilizing integrated satellite remote sensing technology, the company monitors the growth of 279,000 acres of corn and employs drone technology to expedite disaster assessment [3][7]. - The company has shifted from post-disaster compensation to pre-disaster risk reduction, collaborating with agricultural departments to develop disaster response plans [4][11]. Group 2: Agricultural Competitions and Initiatives - The company has participated in a high-yield competition for staple crops in Changyi City for three consecutive years, promoting the integration of good land, seeds, techniques, and strategies to enhance grain production [6]. - The company is actively involved in creating high-yield demonstration fields and recognizing outstanding farmers to encourage increased grain production [6]. Group 3: Technological Integration - The company is collaborating with technology firms to conduct remote monitoring of corn growth and disaster conditions, generating crop growth monitoring reports to guide farmers in disaster prevention and field management [7][8]. - A precision satellite remote mapping project is underway to match insured plots with planting crops, addressing issues of boundary ambiguity and information asymmetry [8]. Group 4: Insurance Products and Coverage - In 2023, the company insured 674,500 acres of policy-based autumn grain insurance in Weifang City, covering risks amounting to 640 million yuan [11]. - The company has upgraded policy-based corn income insurance, increasing the coverage per acre from 950 yuan to 1,000 yuan, thus enhancing protection for farmers [13]. - New commercial insurance products have been introduced to supplement policy-based insurance, addressing the gap between policy coverage and actual market value of crops [15].