Group 1 - The overall credit delinquency rate for the first quarter is reported at 4.2%, an increase from 3.6% in the previous quarter [1] - Household debt reached $18.2 trillion in the first quarter, reflecting a 0.9% growth compared to the last quarter of the previous year [1] - The consumer default rate in the first quarter stands at 4.3%, marking the highest level since 2020 [1]

Core Insights - The overall credit delinquency rate for the first quarter is reported at 4.2%, an increase from 3.6% in the previous fourth quarter [1] - Household debt reached $18.2 trillion in the first quarter, reflecting a 0.9% increase compared to the last quarter of the previous year [1]