Core Viewpoint - Jinan Housing Provident Fund Center has issued a notice allowing contributors to use their housing provident fund to pay for the down payment of affordable housing, effective immediately [1] Group 1: Policy Changes - Contributors to the housing provident fund can now withdraw funds from their personal accounts to pay for the down payment on affordable housing [1] - The minimum down payment ratio for purchasing affordable housing is set at 15% [1] Group 2: Loan Application - Contributors are also permitted to apply for housing provident fund loans under the new policy [1]