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金融如何助力“农村防止返贫致贫机制”建设
Jin Rong Shi Bao· 2025-08-08 07:57
Core Viewpoint - The article emphasizes the importance of establishing a comprehensive mechanism to prevent poverty and support low-income populations in rural areas, as part of the transition from poverty alleviation to rural revitalization by 2025 [1] Group 1: Rural Low-Income Population Support Mechanism - The construction of the "regular support mechanism for rural low-income populations" includes four key components: dynamic monitoring system, early warning trigger mechanism, grassroots grid management mechanism, and social participation mechanism [2] - Financial services should focus on small loans for impoverished populations, ensuring that funds are accurately allocated to those in need, rather than relying on outdated records [2] - Rural financial institutions should have dedicated service teams to dynamically understand the conditions of key populations, integrating this knowledge into the support mechanism [2] Group 2: Support Mechanism for Underdeveloped Regions - The "support mechanism for underdeveloped regions" is a multi-layered system aimed at addressing public service gaps and promoting sustainable development through targeted financial services [3] - Financial support should be provided for projects like rural infrastructure and environmental improvement, especially before full fiscal funding is available [3] - Financial institutions have innovated products and services to support new citizens in areas such as entrepreneurship and education, achieving positive results [3] Group 3: Long-term Management of Support Assets - The focus of the "long-term management mechanism for support assets" is to enhance the value of these assets through the development of local industries, transitioning from mere financial aid to self-sustaining growth [4] - As of the end of 2023, the total value of support project assets reached 3.28 trillion yuan, which serves as a foundation for rural revitalization [4] - Financial institutions should provide precise credit support based on the ownership and valuation of support assets to maximize their market value [4]