Group 1 - The Hong Kong Monetary Authority (HKMA) plans to reduce its operating costs for 2026 by 5% based on this year's budget figures [1] - The government is taking measures to reduce the fiscal deficit [1] - HKMA will not hire new employees as part of its cost-cutting strategy [1] Group 2 - HKMA emphasizes strict fiscal discipline in its budget and personnel arrangements [1] - The authority considers the need for ongoing operations and strategic development in its planning [1]