三湘都市报12月21日讯 2026年度湖南省城乡居民基本医疗保险集中参保缴费正在进行，个人缴费标准 为400元/人。近日，有网友咨询称，政策中特定人群可享受免缴或减半缴费待遇，相关政策是否属实、 具体适用对象有哪些？21日，湖南省医保局工作人员进行了回复。 据悉，2026年度城乡居民医保集中缴费期为2025年9月1日至2026年1月31日。集中缴费期外参保缴费 的，政府不再予以补助，个人缴费标准提高至1100元（即个人缴费400元+原政府补助700元），且自缴 费之日起有3个月的待遇等待期。 这两类人群可享受"分类资助参保" 湖南省医保局相关工作人员介绍，根据湖南省医疗保障局等七部门《关于做好2026年度城乡居民基本医 疗保险参保缴费工作的通知》，2026年度城乡居民医保实行"分类资助参保"政策，具体分为两类： 1.全额免缴人群（个人缴费0元）：对特困人员参加居民医保的个人缴费给予全额资助，重度残疾人 （持一级／二级残疾证）、孤儿、事实无人抚养儿童参照特困人员标准执行全额资助。这类人群无需个 人缴纳费用，由政府全额承担2026年度400元／人的参保费用。 如何确认自身资格及办理？如果认为自身符合上述困难群体条 ...

Core Viewpoint - The 2026 annual urban and rural residents' basic medical insurance in Hunan Province is currently in the centralized payment phase, with a personal payment standard set at 400 yuan per person, while specific groups can enjoy exemptions or reduced payment benefits [1][2]. Group 1: Payment Standards and Period - The centralized payment period for the 2026 urban and rural residents' medical insurance is from September 1, 2025, to January 31, 2026 [1]. - Outside the centralized payment period, the personal payment standard increases to 1,100 yuan, which includes the original 400 yuan plus a government subsidy of 700 yuan [1]. Group 2: Classification of Beneficiaries - The "classified subsidy participation" policy divides beneficiaries into two categories: 1. Full exemption group (0 yuan personal payment): This includes individuals such as severely disabled persons, orphans, and children without guardians, who receive full government funding for the 400 yuan insurance fee [2]. 2. Half payment group (200 yuan personal payment): This includes individuals receiving minimum living security and those at risk of falling back into poverty, who only need to pay 200 yuan, with the remaining 200 yuan covered by government subsidies [2]. Group 3: Verification and Application Process - Individuals who believe they qualify for the above categories can verify their status by visiting local civil affairs offices or relevant organizations with identification documents [3]. - For those who have completed identity verification, the payment process is streamlined, allowing automatic deduction of fees based on their status during insurance enrollment [3].