Core Viewpoint - The introduction of the "Comprehensive Patent Industrialization Insurance" in Wuxi addresses the risks associated with patent commercialization, providing a new solution to industry pain points [1][2]. Group 1: Insurance Product Features - The insurance policy includes three main protections: patent result conversion liability insurance, patent infringement insurance, and liability insurance for infringing patent rights, with a total compensation limit of 400,000 yuan [1][2]. - The policy aims to alleviate the financial burden on companies by covering risks such as research and development failures and high litigation costs associated with patent infringement [2]. Group 2: Government Support - The government provides a 50% premium subsidy to enterprises, significantly reducing the cost of obtaining insurance and encouraging innovation [1][2]. - Additional policy recommendations include establishing an "Innovation Risk Compensation Fund" to support joint R&D projects and creating a "Patent Value Assessment Platform" to guide investment decisions [3]. Group 3: Broader Policy Recommendations - A comprehensive approach is needed to address innovation risks, including improving the efficiency of intellectual property protection and establishing a "green channel" for intellectual property court cases [3]. - Financial institutions are encouraged to develop products that combine patent pledge loans with insurance to alleviate financing difficulties for companies [3]. Group 4: Encouraging Innovation Investment - To stimulate investment in innovation, it is essential to ensure that the benefits of innovation are visible and tangible, alongside risk reduction measures [4]. - Strengthening intellectual property protection and providing tax incentives and government procurement support for innovative products are crucial for fostering a favorable environment for innovation [4].