Core Viewpoint - A loan intermediary, Xin Xin Hui Lin (Shenzhen) Consulting Service Co., Ltd., has been accused by over 15 banks in Shenzhen of falsely claiming partnerships with them to attract customers, disrupting financial order and misleading consumers [1][2][3]. Group 1: Incident Overview - Multiple banks, including major institutions like China Construction Bank and Industrial and Commercial Bank of China, have issued statements identifying Xin Xin Hui Lin as a fraudulent entity that misrepresented its relationship with these banks [1][3]. - The intermediary advertised services such as "interest rate optimization" and claimed to be a strategic partner of various banks, which has led to consumer confusion and potential financial harm [1][3]. Group 2: Company Background - Xin Xin Hui Lin was established in November 2024 with a registered capital of 10 million yuan and operates in financing and consulting services [2]. - The company operates under various subsidiaries and markets itself as a "lower interest station," promoting services to replace existing loans with lower-interest options [2]. Group 3: Regulatory Response - Regulatory authorities have begun investigating the claims against Xin Xin Hui Lin, with local financial management agencies in Ningxia revoking the operating qualifications of seven loan intermediaries [4]. - A broader crackdown on illegal loan intermediaries has been initiated, with specific measures announced to enhance the management of internet loan services by commercial banks, effective from October 1 [4].