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医保个人账户资金跨省共济
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陕西医保钱包上线
Shan Xi Ri Bao· 2025-07-04 22:55
Core Points - The article discusses the launch of the medical insurance wallet service in Shaanxi, allowing employees' personal medical insurance account funds to be transferred to family members in other provinces, enhancing convenience and accessibility [1][2] - The service aims to alleviate the medical burden on insured individuals and improve the utilization of personal account funds, which were previously underutilized [1] - The implementation of the medical insurance wallet is part of a broader initiative to promote cross-province sharing of personal medical insurance account funds [2] Summary by Sections Medical Insurance Wallet Service - The medical insurance wallet allows real-time sharing of personal account funds among close relatives, such as parents and spouses, breaking geographical limitations [1] - Users can easily transfer funds through the National Medical Insurance Service Platform APP by completing a face verification or medical insurance code password verification [1] Transaction Details - Users can transfer a maximum of 3 transactions per day, with each transaction capped at 2000 yuan, and transfers are paused from 10 PM to 6 AM [2] - Funds cannot be transferred back to personal accounts, and both sender and recipient must have the medical insurance wallet feature activated in their respective regions [2] Future Developments - The initiative is currently piloted in Xi'an, with plans to expand the service to more cities, including Baoji and Yulin, and to enhance the range of medical institutions accepting wallet payments [2] - The goal is to improve the efficiency of personal account fund usage and reduce the medical expenses for the public, thereby extending the benefits of medical insurance policies to a larger population [2]