2025年8月 山西省全面开通" 医保钱包 " "医保钱包"到底是啥？该咋使用？ 父母、孩子没有手机、 不会用智能手机 家人可以帮忙代开通医保钱包吗？ 如果要给家人转账，需要怎么操作？ 具体操作流程戳下图 欢迎扫描下方二维码关注： ↓↓ RANGHHON A LE 医保钱包是医保部门为参保人开通的资金账 户，与个人医保码相关联。 参保人可通过医保钱包转账功能，将医保个 人账户资金转账至近亲属的医保钱包，用于就医 购药结算、参保缴费等相关业务,实现近亲属之 间(含跨省)医保个人账户共济使用。 下面以"国家医保服务平台"APP为例，展 示医保钱包操作流程，包括为自己开通、代家人 开通、医保钱包使用地变更、医保钱包转账、温 馨提示五个部分。 一. 为自己开通 第一步 打开"国家医保服务平台"APP， 登录后点击【 医保钱包 】。 第二步 点击【 确认使用钱包 】。 第三步 核对钱包使用地并输入手机号，点击【 立即确认 使用 】，页面显示"医保钱包确认使用成功"， 即医保钱包开通成功。 医保钱包 医保钱包 确认使用医保钱包 立即确认使用 使用医保钱包 医保钱包确认使用成功 二. 代家人开通 第一步 打开"国家医保服务 ...

今年前7个月 全国医保钱包转账达1.16亿元 据了解，以往职工医保个人账户里的资金只能本人使用，很多人由于就医买药花费少，甚至没有花费，导致大量个人账户资金"沉睡"，仅2024 年，我国职工医保个人账户累计结余就超过1.44万亿元。 近年来，国家医保局积极推动医保个人账户家庭共济，职工医保个人账户资金可以用于支付被共济的近亲属： 您平时关注职工医保个人账户余额吗？近期，随着医保便民服务升级，如果参保人参加职工医保，且个人账户上有富余资金，即便参与共济的 家人在外地，只要家人在当地参加基本医保，参保人就可以使用医保钱包向家人转账，实现个人账户资金跨省共济使用。 医保钱包家庭共济 缓解患者经济负担 医保钱包应该如何开立？医保钱包实现跨省共济，会对我们平时就医买药有什么影响？ 成都居民薛女士患有干燥综合征4年多，需要长期就诊，定期检查、开药。薛女士3年前还做过肺癌手术，每半年需做一次检查，最近一次检查 费用就达2000多元，而薛女士每月个人账户收入仅200元，远不够日常门诊开支。而在云南生活的父母，个人账户余额长期未使用。最近，薛 女士的母亲开通了医保钱包，将自己账户中的余额转到了薛女士的医保钱包。 薛女士表示，" ...

Core Points - The article discusses the launch of the Medical Insurance Wallet, which allows insured individuals to share their medical insurance funds with family members for medical expenses and insurance payments [2][10]. Group 1: Medical Insurance Wallet Overview - The Medical Insurance Wallet is a fund account linked to the personal medical insurance electronic certificate, enabling fund sharing among close relatives, including cross-province transactions [2]. - The primary goal of the Medical Insurance Wallet is to facilitate cross-province sharing, particularly transferring funds from employee insurance accounts to residents' insurance participants [2][10]. Group 2: Usage of Medical Insurance Wallet - Users can transfer funds from their personal medical insurance accounts to the Medical Insurance Wallet of close relatives after activation [3]. - Funds in the Medical Insurance Wallet can be used to pay for medical expenses at designated medical institutions [4]. - Currently, over 170,000 designated medical institutions and over 100,000 retail pharmacies support the use of the Medical Insurance Wallet for transactions [5]. Group 3: Implementation Status - As of now, the Medical Insurance Wallet has been launched in 30 provinces, municipalities, and regions, with the exception of Guangdong, which has not yet implemented this feature [10]. - Over 1.5 million insured individuals have activated and used the Medical Insurance Wallet since its launch, successfully completing 305,000 transactions, with the total amount exceeding 200 million yuan [13]. Group 4: Additional Features and Support - The Medical Insurance Wallet allows users to change their usage location if they accidentally select the wrong insurance area, with this feature available in 15 provinces [16]. - A function for proxy activation of the Medical Insurance Wallet is available for those who cannot use smartphones, ensuring accessibility for all family members [16].

2025年8月，山西省全面开通"医保钱包" "医保钱包"到底是啥？该咋使用？ 父母、孩子没有手机、不会用智能手机 家人可以帮忙代开通医保钱包吗？ 如果要给家人转账，需要怎么操作？ 具体操作流程戳下图 ↓↓ 欢迎扫描下方二维码关注： | 购药结算、参保缴费等相关业务,实现近亲属之 | | --- | | 间(含跨省)医保个人账户共济使用。 | | 下面以"国家医保服务平台"APP为例,展 | | 示医保钱包操作流程,包括为自己开通、代家人 | | 开通、医保钱包使用地变更、医保钱包转账、温 | | 馨提示五个部分。 | 一. 为自己开通 第一步 打开"国家医保服务平台"APP， 登录后点击【医保钱包】。 E l (20 125 O 第二步 点击【确认使用钱包】。 厚保钱句 第三步 核对钱包使用地并输入手机号，点击【 立即确认 使用 】，页面显示"医保钱包确认使用成功"， 即医保钱包开通成功。 医保钱包 医保钱包 De 确认使用圆保钱包 立即确认使用 使用医保钱包 展促进包确认便用成I 完成 二. 代家人开通 第一步 打开"国家医保服务平台"APP, 登录后点击【医保钱包】。 C > 医保科 (医保电子党日 自 ...

Core Viewpoint - The article discusses the introduction and functionality of the Medical Insurance Wallet, which allows for the pooling of personal medical insurance accounts among close relatives, facilitating medical expense payments and insurance contributions across provinces in China [3][4][7]. Group 1: What is the Medical Insurance Wallet? - The Medical Insurance Wallet is a fund account opened by the medical insurance department for insured individuals, linked to their personal medical insurance electronic credentials, enabling fund sharing among close relatives for medical expenses [3]. - The primary goal of the Medical Insurance Wallet is to address the issue of cross-province fund sharing, particularly transferring funds from employee insurance accounts to residents' insurance participants [3]. Group 2: How to Use the Medical Insurance Wallet? - After opening the Medical Insurance Wallet, insured individuals can transfer funds from their personal medical accounts or the wallet to the wallets of close relatives [4]. - Funds in the Medical Insurance Wallet can be used to pay for medical expenses at designated medical institutions. Currently, over 170,000 designated medical institutions and over 100,000 retail pharmacies nationwide support the use of the Medical Insurance Wallet [5]. - Residents can also use the funds in the Medical Insurance Wallet for insurance contributions [6]. Group 3: Regions with Medical Insurance Wallet Availability - As of now, the Medical Insurance Wallet is available in 30 provinces (municipalities and autonomous regions) and the Xinjiang Production and Construction Corps, with Guangdong being the only province not yet online [7]. - Even in regions where the wallet is available, some cities may still be undergoing technical adjustments, so users should confirm local availability before use [7]. Group 4: User Statistics - Over 1.5 million insured individuals have opened and used the Medical Insurance Wallet, successfully transferring funds in 305,000 transactions, with the total amount exceeding 200 million yuan [8].

Core Concept - The "Medical Insurance Wallet" is a new feature that allows for the pooling of individual medical insurance accounts among close relatives, facilitating medical expense payments and insurance contributions through a national medical insurance service platform app [2][3]. Group 1: Functionality of the Medical Insurance Wallet - The Medical Insurance Wallet enables insured individuals to transfer funds from their personal medical accounts to the wallets of close relatives [3]. - It can be used for settling medical expenses at designated medical institutions and pharmacies, with over 170,000 medical institutions and 100,000 retail pharmacies nationwide currently supporting this feature [4]. - Residents can also use the funds in their Medical Insurance Wallet for insurance premium payments [7]. Group 2: Availability and Usage - The Medical Insurance Wallet is available in 30 provinces, municipalities, and regions, with the exception of Guangdong, which has not yet launched the service [8]. - As of now, over 1.5 million insured individuals have activated and used the Medical Insurance Wallet, successfully transferring funds in 305,000 transactions, amounting to over 200 million yuan [9]. - Users are advised to check the local availability of the Medical Insurance Wallet before attempting to use it, as some areas may still be in the process of activation [8]. Group 3: Additional Features - The Medical Insurance Wallet allows for a change of usage location if the wrong insurance area is selected, with this feature currently available in 15 provinces [14][15]. - A "proxy activation" feature is available for those who may not be able to use smartphones, allowing family members to activate the wallet on behalf of others [16].

Core Viewpoint - The article discusses the functionality of the medical insurance wallet, which allows insured individuals to transfer funds from their personal medical insurance accounts to their close relatives' accounts for medical expenses, including cross-province transfers [2][4]. Group 1: Medical Insurance Wallet Overview - The medical insurance wallet is a fund account opened by the medical insurance department for insured individuals, linked to their personal medical insurance code [2]. - Insured individuals can use the wallet to transfer funds to close relatives for medical treatment and medication purchases, facilitating inter-family support [2]. Group 2: Cross-Province Fund Sharing - Previously, the personal medical insurance account only allowed fund sharing within the same province. Now, if an insured person has surplus funds in their account, they can transfer money to family members in different provinces, provided the family members are enrolled in basic medical insurance locally [4]. Group 3: Wallet Opening Process - To open a medical insurance wallet, users must log into the "National Medical Insurance Service Platform" and confirm their information to complete the wallet setup [6][10][12]. Group 4: Transfer Process - Users can initiate a transfer by filling out the recipient's information and submitting a transfer request. The transfer limits include a maximum of three transactions per day and a maximum amount of 2000 yuan per transaction [18][22]. - If the recipient does not accept the transfer promptly, the funds will be returned to the sender's account the next day [24].

Group 1 - The core idea of the news is the introduction of a new feature in the medical insurance system that allows insured individuals to transfer funds from their personal medical accounts to the medical accounts of close relatives, facilitating medical expenses across provinces [2][4]. - The medical insurance wallet is a fund account linked to the personal medical insurance code of the insured, enabling the transfer of funds for medical treatment and medication purchases [1][2]. - Previously, the personal medical account only allowed for intra-provincial transfers, but now it supports inter-provincial transfers as long as the family member is enrolled in basic medical insurance in their local area [4][2]. Group 2 - The process to open a medical insurance wallet involves logging into the National Medical Insurance Service Platform and confirming the use of the wallet [5][9]. - To transfer funds, the insured must fill out the recipient's basic information and submit a transfer request, with a minimum transfer amount of 0.01 yuan and a daily limit of three transfers not exceeding 2000 yuan each [18][32]. - If the recipient's medical wallet is not opened, the transfer cannot be completed, and if the recipient does not accept the transfer in time, the funds will be returned to the sender's account the next day [32][35].

Core Viewpoint - The introduction of the medical insurance wallet allows for cross-province transfers of personal medical insurance funds, enhancing accessibility and usability for families in need of medical services [1][2]. Group 1: Medical Insurance Wallet Functionality - The medical insurance wallet is a digital payment tool linked to personal medical insurance codes, facilitating payments for family members' medical expenses [1]. - As of 2024, the cumulative balance of personal medical insurance accounts in China is expected to exceed 1.44 trillion yuan [1]. - The national medical insurance bureau launched the cross-province sharing feature on December 2, 2024, enabling transfers to family members participating in local basic medical insurance [2]. Group 2: Usage and Transfer Process - To activate the medical insurance wallet, users must log into the national medical insurance service platform app and follow the prompts to confirm usage [3]. - Transfers can be made to family members who also have activated their medical insurance wallets, with a limit of three transfers per day and a maximum of 2,000 yuan per transfer [3]. - If the recipient has not activated their wallet, the transfer amount will be returned to the sender's account by 6 AM the next day [3].

Core Points - The article discusses the launch of the national medical insurance personal account cross-provincial mutual aid and the introduction of the medical insurance wallet function, which allows for the transfer of funds between family members' medical insurance accounts regardless of their province of residence [2][3] - The medical insurance wallet is a digital payment tool linked to personal medical insurance codes, facilitating easier access to funds for medical expenses [1][2] - As of July 2024, the total balance of personal accounts in China's employee medical insurance is expected to exceed 1.44 trillion yuan [1] Group 1 - The medical insurance wallet allows family members to transfer funds for medical expenses, breaking the previous provincial limitations [2][3] - In the first seven months of the year, there were 170,600 transactions through the medical insurance wallet, amounting to 116 million yuan [2] - The process to open and use the medical insurance wallet involves logging into the national medical insurance service platform app and confirming the use of the wallet [3] Group 2 - Each medical insurance wallet account allows a maximum of three transfers per day, with each transfer capped at 2,000 yuan [3] - Transfers can only be made when both the sender and recipient have activated their medical insurance wallets [3] - The medical insurance wallet is part of a broader initiative to address the issue of "sleeping funds" in personal accounts and enhance the accessibility of medical insurance funds for the public [2]