某市立医院作为当地规模领先、技术过硬的三级甲等综合性医院，长期以来承担着区域医疗中心与公共 卫生应急保障的重要职责。为有效满足医疗卫生行业资金需求，提升金融服务质效，徽商银行依托"融 链通"无追索权保理业务，近一年累计投放资金超3.3亿元，精准服务药品、器械、耗材等上游供应商户 167户，有效降低了该医院财务成本支出，树立了银医协同、降本增效的先进典范，取得了良好的经济 效益与社会效益。 践行金融为民理念，暖心服务筑牢健康基石 转自：新华财经 近期，徽商银行与安徽省卫生健康委员会正式签署战略合作协议，双方将围绕医疗体系建设、健康养老 服务、数字医疗创新等方面开展深度合作，共同助力"健康安徽"建设提质增效。此次战略合作的达成， 不仅是政银携手服务民生的重要举措，也为安徽省医疗卫生事业高质量发展注入了新动能，标志着全省 卫生健康领域政银合作迈入新阶段。 健康是人民幸福生活的基础，金融是现代经济的核心。近年来，徽商银行始终坚守"服务地方经济、服 务中小企业、服务城乡居民"的市场定位，将支持卫生健康事业发展作为服务实体经济、践行金融为民 的重要着力点。通过持续加大资源投入、创新服务模式、优化融资体系，为全省医药卫生体 ...

截至2026年1月28日收盘，中科江南(301153)报收于23.52元，下跌1.8%，换手率1.82%，成交量6.0万 手，成交额1.43亿元。 投资者： 董秘您好，国家医保局正在推广'医保钱包'。请问贵司参与建设的医保钱包项目目前在哪些城 市已经正式上线运行？未来是否会扩展到跨省通用？ 董秘： 投资者您好，公司参与湖北、天津、贵州、内蒙古、广西、重庆等省份的医保钱包建设，实现 医保个人账户跨省共济。 投资者： 董秘您好，DeepSeek的推理成本优势对算力基础设施提出了新要求。请问贵司在AI算力采购 或租赁方面，是否有与国内头部算力厂商建立战略合作？ 董秘： 投资者您好，公司主要服务于政府部门，均为私有化部署。 董秘最新回复 当日关注点 来自交易信息汇总：1月28日主力资金净流出1178.4万元，散户资金净流入1370.61万元。 交易信息汇总资金流向 1月28日主力资金净流出1178.4万元；游资资金净流出192.21万元；散户资金净流入1370.61万元。 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成 投资建议。 ...

Core Viewpoint - The National Healthcare Security Administration and the Ministry of Finance have issued a notice to enhance the cross-provincial mutual aid of personal accounts in employee basic medical insurance, allowing insured individuals to use their personal account funds for family members across provinces [1]. Group 1: Cross-Provincial Mutual Aid - Cross-provincial mutual aid allows insured individuals to use their personal account funds for family members in different provinces, benefiting those who work away from home [1]. - Eligible mutual aid recipients include not only direct relatives such as spouses, parents, and children but also siblings, grandparents, grandchildren, and other close relatives, with one person able to establish mutual aid relationships with multiple individuals [1]. Group 2: Eligible Expenditures - Funds from the employee medical insurance personal account can be used to cover personal medical expenses incurred by close relatives at designated medical institutions, as well as for purchasing approved medications, medical devices, and supplies at designated retail pharmacies [1]. - Additionally, these funds can be used for personal contributions to urban and rural resident basic medical insurance and long-term care insurance [1]. Group 3: Usage of Mutual Aid Funds - The mutual aid funds are managed through a "medical insurance wallet," which is linked to the individual's medical insurance code, requiring both the donor and recipient to activate their medical insurance wallets [2]. - The process to activate and use the medical insurance wallet involves logging into the National Medical Insurance Service Platform App, confirming usage, and submitting transfer requests, with a limit of three transfers per day and a maximum of 2000 yuan per transfer [2]. Group 4: Reimbursement and Policy Implications - The mutual aid does not affect the reimbursement qualifications, benefits, or policies of the recipient's medical insurance; the reimbursement will follow the local resident insurance rules regardless of the source of funds [3]. - Medical actions and diagnoses of family members using the mutual aid funds will not be recorded under the insured individual's name, ensuring no negative impact on future insurance participation [3].

近日，国家医保局、财政部印发《关于做好职工基本医疗保险个人账户跨省共济工作的通知》，要求做好职工基本医疗保险个人账户跨省共济工作，进一 步扩大共济范围。你的医保个人账户能帮家人跨省买单吗？能用于哪些支出？ 什么是跨省共济？ 简单来说，跨省共济就是参保人个人账户的钱能跨省让家人使用，比如在外务工的人，可以跨省让老家的亲人使用自己的医保个人账户资金。 哪些人可以成为共济对象？ 通知明确，除了配偶、父母、子女等直系亲属外，还包括兄弟姐妹、祖父母、外祖父母、孙子女、外孙子女等近亲属，并且一人可与多人互建共济关系。 共济资金能用于哪些支出？ 根据通知，职工医保个人账户资金可以支付近亲属在定点医疗机构就医发生的个人负担医疗费用，在定点零售药店购买符合规定的药品、医疗器械、医用 耗材发生的个人负担费用，以及参加城乡居民基本医疗保险、长期护理保险的个人缴费。 你的医保个人账户能帮家人跨省买单吗？ 需要提示的是，每个医保钱包账户单日限3笔转账，每笔转账金额不超过2000元。 职工医保个人账户能共济报销比例吗？ 个账共济只是共享资金，不涉及医保报销的资格、待遇及政策。 例如职工医保参保人将个账资金共济给参加居民医保父母，父母的医 ...

Core Viewpoint - The National Healthcare Security Administration and the Ministry of Finance have issued a notice to enhance the cross-provincial mutual aid for employee basic medical insurance personal accounts, allowing insured individuals to use their personal account funds for family members in different provinces [1] Group 1: Cross-Provincial Mutual Aid - Cross-provincial mutual aid allows insured individuals to use their personal account funds for family members, such as those working away from home, enabling them to cover medical expenses for relatives in their hometown [1] Group 2: Eligible Recipients - The notice specifies that eligible recipients for mutual aid include not only direct relatives like spouses, parents, and children but also siblings, grandparents, grandchildren, and other close relatives, allowing one person to establish mutual aid relationships with multiple individuals [2] Group 3: Eligible Expenses - Funds from the employee medical insurance personal account can be used to pay for personal medical expenses incurred by close relatives at designated medical institutions, purchase approved medications and medical supplies at designated retail pharmacies, and cover personal contributions to urban and rural resident basic medical insurance and long-term care insurance [3] Group 4: Fund Transfer Process - The transfer of personal account funds to eligible recipients is facilitated through the Medical Insurance Wallet, which is linked to the individual's medical insurance code. Both the donor and recipient must activate their Medical Insurance Wallets to enable fund transfers [4] Group 5: Transfer Limitations - Each Medical Insurance Wallet account is limited to three transfers per day, with a maximum transfer amount of 2000 yuan per transaction. If the transfer exceeds these limits, additional documentation may be required [9] Group 6: Reimbursement Implications - Mutual aid from personal accounts does not affect the reimbursement qualifications, benefits, or policies of the recipient. For instance, if an employee uses their personal account funds to assist a parent enrolled in resident insurance, the parent's reimbursement terms remain unchanged and are based on their own insurance coverage [9]

Core Viewpoint - The National Healthcare Security Administration and the Ministry of Finance have issued a notice to enhance the cross-provincial mutual aid for employee basic medical insurance personal accounts, allowing insured individuals to use their personal account funds for family members in different provinces [1] Group 1: Cross-Provincial Mutual Aid - Cross-provincial mutual aid allows insured individuals to use their personal account funds for family members in different provinces, which is particularly beneficial for those working away from home [1] - The notice specifies that mutual aid can extend to not only direct relatives like spouses, parents, and children but also to siblings, grandparents, grandchildren, and other close relatives, allowing one person to establish mutual aid relationships with multiple individuals [2] Group 2: Eligible Expenditures - Funds from the employee medical insurance personal account can be used to cover personal medical expenses incurred by close relatives at designated medical institutions, as well as for purchasing approved medications, medical devices, and supplies at designated retail pharmacies [3] - Additionally, these funds can be utilized for personal contributions to urban and rural resident basic medical insurance and long-term care insurance [3] Group 3: Fund Transfer Process - The transfer of personal account funds to family members is facilitated through the Medical Insurance Wallet, which is linked to the individual's medical insurance code. Both the donor and recipient must activate their Medical Insurance Wallets to enable this feature [4] - The process involves logging into the National Medical Insurance Service Platform App, confirming the use of the wallet, and submitting the necessary information for the transfer [6][10] Group 4: Transfer Limitations and Conditions - Each Medical Insurance Wallet account is limited to three transfers per day, with a maximum transfer amount of 2000 yuan per transaction. Exceeding these limits requires additional documentation [8][10] - It is important to note that mutual aid only involves sharing funds and does not affect the eligibility, benefits, or policies related to medical insurance reimbursement for the recipient [10]

本文转自【央视新闻微信公众号】； 近日，国家医保局、财政部印发《关于做好职工基本医疗保险个人账户跨省共济工作的通知》，要求做 好职工基本医疗保险个人账户跨省共济工作，进一步扩大共济范围。你的医保个人账户能帮家人跨省买 单吗？能用于哪些支出？ 什么是跨省共济？ 简单来说，跨省共济就是参保人个人账户的钱能跨省让家人使用，比如在外务工的人，可以跨省让老家 的亲人使用自己的医保个人账户资金。 哪些人可以成为共济对象？ 通知明确，除了配偶、父母、子女等直系亲属外，还包括兄弟姐妹、祖父母、外祖父母、孙子女、外孙 子女等近亲属，并且一人可与多人互建共济关系。 共济资金能用于哪些支出？ 根据通知，职工医保个人账户资金可以支付近亲属在定点医疗机构就医发生的个人负担医疗费用，在定 点零售药店购买符合规定的药品、医疗器械、医用耗材发生的个人负担费用，以及参加城乡居民基本医 疗保险、长期护理保险的个人缴费。 使用医保钱包界面返回成功后，点击完成，界面显示可以查询医保钱包余额，点击医保钱包转账申 请"按钮"，即可使用该功能。 填写被转账人基本信息，点击提交即可。要实现转账，接受共济转账的一方也需要开通医保钱包。授权 人转账成功后，被转 ...

Core Viewpoint - The National Healthcare Security Administration and the Ministry of Finance have issued a notice to enhance the cross-provincial mutual aid for personal accounts in basic medical insurance, expanding the scope from provincial to national level [1] Group 1: Policy Changes - The new policy allows insured individuals to use their personal account funds for their close relatives across provinces, facilitating support for family members who may be working away from home [3] - The eligible beneficiaries include close relatives such as spouses, parents, children, siblings, grandparents, and grandchildren, who must also be insured under basic medical insurance [3] Group 2: Implementation Mechanism - To utilize the mutual aid, both the contributor and the beneficiary must open a medical insurance wallet, which is linked to their personal medical insurance code [4] - The funds from the personal account can cover out-of-pocket medical expenses incurred by the beneficiaries at designated medical institutions and pharmacies, as well as personal contributions to other insurance plans [3][4] Group 3: Financial Impact - Over the past five years, the mutual aid from personal accounts has exceeded 100 billion yuan, benefiting over 78 million individuals [6][8] - The policy has progressively expanded the mutual aid scope from city-level to provincial and now to national levels, with 337 healthcare coordination areas implementing cross-provincial mutual aid [8]

Core Viewpoint - The National Healthcare Security Administration and the Ministry of Finance have issued a notice to enhance the cross-provincial mutual aid system for employee basic medical insurance personal accounts, expanding the scope from within provinces to nationwide, thereby strengthening family mutual assistance functions [1]. Group 1: Cross-Provincial Mutual Aid - Cross-provincial mutual aid allows insured individuals to use their personal account funds for family members in different provinces, facilitating support for those working away from home [1]. - Eligible mutual aid recipients include close relatives of the insured, such as spouses, parents, children, siblings, grandparents, and grandchildren [1][3]. Group 2: Usage of Mutual Aid Funds - Funds from the personal accounts can be used to cover personal medical expenses incurred by close relatives at designated medical institutions, as well as for purchasing approved medications and medical supplies at designated retail pharmacies [5]. - The funds can also be used for personal contributions to urban and rural resident basic medical insurance and long-term care insurance [5]. Group 3: Implementation of Mutual Aid - To facilitate the transfer of funds, both the donor and recipient must open a medical insurance wallet, which is linked to their personal medical insurance code [5]. - The process to open the medical insurance wallet involves using the National Medical Insurance Service Platform App, where users can confirm their usage and access their wallet [5][7]. Group 4: Transfer Limitations - Each medical insurance wallet account is limited to three transfers per day, with each transfer not exceeding 2,000 yuan [11]. - There is no shared reimbursement level or ratio for mutual aid; reimbursement policies depend on the type of insurance the individual is enrolled in, whether it is employee or resident basic medical insurance [11].

转自：央视新闻客户端 国家医保局、财政部今天（9日）印发通知，要求做好职工基本医疗保险个人账户跨省共济工作。进一步优化个人账户共济政策，打破地域限制，强化家庭 互助功能，将职工基本医疗保险个人账户共济范围从省内拓展至全国。 什么是医保个人账户跨省共济？哪些人可以成为共济对象？共济资金怎么使用？一起来看相关解答↓ 哪些人可成为共济对象？ 共济资金怎么用？ 哪些人可以成为共济对象？通知明确，跨省共济的适用对象范围为职工基本医疗保险参保人的近亲属，包括配偶、父母、子女、兄弟姐妹、祖父母、外祖父 母、孙子女、外孙子女。 作为被共济人，近亲属应是基本医保的参保对象，参加的可以是职工基本医保，也可以是城乡居民基本医保。共济关系可由双方自愿建立或解除，且一人可 与多人互建共济关系。 共济资金可以怎么使用？根据通知，职工医保个人账户资金可以支付近亲属在定点医疗机构就医发生的个人负担医疗费用，在定点零售药店购买符合规定的 药品、医疗器械、医用耗材发生的个人负担费用，以及参加城乡居民基本医疗保险、长期护理保险的个人缴费。 实现转账共济 共济双方需开通医保钱包 共济人个人账户的钱怎么给被共济人使用？答案是：通过医保钱包。医保钱包是 ...