刘永前几年从内蒙古一企业退休后，一直跟孩子在合肥生活，因患有尿毒症，常年需要透析治疗。2021 年前，刘永需要将1年内所有的票据收集起来，返回内蒙古或寄给当地的亲友代为申请手工报销，过程 费时费力。如今在合肥的医院可以直接结算，1年减少垫资4万多元。 "十四五"期间，内蒙古医保部门不断精简优化异地就医备案流程，取消区内异地就医备案，拓宽跨省异 地就医备案线上申请渠道；扩大直接结算范围，从住院费用拓展到普通门诊和门诊慢性病相关费用，住 院费用直接结算率稳定在90%以上，跨省异地直接结算累计惠及2818万人次，减少群众垫资361亿元。 "现在不用先缴后补，直接缴660元，家里也能承受得住。"乌兰察布市低保户张富说。 （来源：内蒙古日报） 转自：内蒙古日报 新年伊始,内蒙古自治区医疗保障局全面深入贯彻落实党的二十届四中全会精神和内蒙古自治区党 委"1571"工作部署，主动作为、勇于创新，建立更加公平可持续的待遇保障机制、更加完善的医药服务 供给体系、更加高效的医保基金监管体系、更加优质的医保公共服务体系……让参保群众获得感、幸福 感持续增强。 "异地就医太方便了，我就是受益者。"谈及医保服务变化时，住在合肥的内蒙古 ...

Core Insights - The healthcare fund in Dezhou has spent over 4 billion yuan this year, benefiting nearly 1.96 million residents [1][3] - The case of a resident, Xie Chunhua, illustrates the importance of health insurance in covering significant medical expenses, with total costs exceeding 400,000 yuan, of which nearly 200,000 yuan was reimbursed by the resident insurance and over 23,000 yuan by the Dezhou Huimin Insurance [2][3] Group 1 - The Dezhou healthcare fund has disbursed 4.41 billion yuan this year, aiding 1.9594 million people [3] - The insurance model involves a small personal contribution of 400 yuan, supplemented by 700 yuan from various levels of government, emphasizing the cost-effectiveness of the program [3] - The local government has improved the insurance enrollment process and service delivery, including multiple online payment channels and in-person assistance at local service centers [3][4] Group 2 - Targeted outreach programs have been established for the elderly and digitally challenged populations, ensuring accessibility to healthcare services [4] - Special policies for students have been introduced, reducing the payment standard to 240 yuan and increasing outpatient reimbursement limits [4] - The city has built a comprehensive healthcare service network with 1,864 grassroots insurance workstations, ensuring coverage at all administrative levels [4]