Core Points - Ping An Bank announced adjustments to margin ratios and price fluctuation limits for gold and silver contracts based on the Shanghai Gold Exchange's notice [1] Summary by Category Margin Ratio Adjustments - For individual clients, the margin ratio for Au (T+D), mAu (T+D), Au (T+N1), and Au (T+N2) contracts increased from 40% to 41% [1] - For institutional clients, the margin ratio for Au (T+D), mAu (T+D), Au (T+N1), and Au (T+N2) contracts increased from 24% to 25% [1] - For individual clients, the margin ratio for Ag (T+D) contracts increased from 49% to 50% [1] - For institutional clients, the margin ratio for Ag (T+D) contracts increased from 30% to 31% [1] Price Fluctuation Limits - The price fluctuation limit for gold contracts increased from 12% to 13% starting from the next trading day [1] - The price fluctuation limit for silver contracts increased from 15% to 16% starting from the next trading day [1] Market Context - Recent significant fluctuations in gold and silver prices prompted Ping An Bank to remind clients to enhance risk awareness and manage positions carefully [1]