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广东“妇女创业小额贷”15年带动158万妇女创业就业
Nan Fang Nong Cun Bao· 2025-07-15 04:02
Core Viewpoint - The "Women's Entrepreneurship Microloan" program in Guangdong has significantly supported women's entrepreneurship and employment over the past 15 years, benefiting 158,000 women directly and indirectly creating job opportunities for 1.58 million women [6][19]. Group 1: Program Overview - The program was established in 2011, providing subsidized microloans to women with local residency in Guangdong, aged under 60, and possessing certain labor skills and entrepreneurial capabilities [8][9]. - The maximum loan amount for individual women is 100,000 RMB, while exemplary women-led cooperatives can receive up to 300,000 RMB [13][15]. - The total funding allocated by the provincial government for this program has reached 1.7994 billion RMB, with 159 billion RMB in microloans disbursed over 15 years [17][19]. Group 2: Success Stories - Entrepreneur Yang Mei successfully expanded her seafood business with a 300,000 RMB microloan, enhancing production capabilities and establishing a sales network covering over 1,000 stores nationwide, achieving an annual output value of 10 million RMB [34][30]. - Song Daoyu, known as the "Ginger Queen," improved her cooperative's production efficiency and sales from 2.5 million RMB to over 5 million RMB annually after receiving a 300,000 RMB loan for equipment upgrades [50][51]. - Yan Xiaocan leveraged a 300,000 RMB microloan to enhance her e-commerce operations, resulting in a significant increase in sales and the training of over 300 individuals in e-commerce, benefiting more than 100 local farmers [72][70]. Group 3: Economic Impact - The program has created a multiplier effect in the local economy, enabling women entrepreneurs to contribute to agricultural modernization and rural revitalization [98]. - The financial support has led to increased production capacities and job creation, with significant growth in sales and profitability for various businesses involved in agriculture and related sectors [93][95].