子女购房提取父母公积金
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子女购房可以提取父母的公积金吗?
Sou Hu Cai Jing· 2025-08-24 09:02
Core Points - The article discusses the eligibility and process for children to withdraw their parents' housing provident fund for purchasing homes in Chengdu, China [1][4]. Group 1: Eligibility Criteria - Children can withdraw their parents' housing provident fund if the fund is deposited in the Chengdu Housing Provident Fund Management Center and if they meet specific conditions [1]. - The parents must not have any outstanding housing provident fund loans at the Chengdu Housing Provident Fund Management Center or other disqualifying circumstances [1]. - The withdrawal is applicable for homes purchased between October 15, 2024, and December 31, 2025 [1]. Group 2: Withdrawal Frequency - Parents and children can apply for the withdrawal once within one year of purchasing a home [2]. - The purchase date for new homes is based on the contract registration date, while for resale homes, it is based on the property rights certificate registration date [2]. Group 3: Withdrawal Amount - The withdrawal amount cannot exceed the available balance in the parent's housing provident fund account as of the month prior to the application [4]. - For full payment purchases, the total withdrawal amount cannot exceed the total purchase price, while for mortgage purchases, it cannot exceed the down payment [4]. Group 4: Required Documents - To apply for the withdrawal, parents and children must provide documents such as marriage certificates, household registration books, birth certificates, and other proof of their relationship [5]. Group 5: Application Process - Applications can be submitted through the "Chengdu Housing Provident Fund" app or at the service hall of the Chengdu Housing Provident Fund Management Center [5].