"两个激励"即连续参保和医保基金零报销有激励。连续参加城乡居民医保满4年的参保人员，此后每连 续参保1年，其大病保险最高支付限额将在原有额度的基础上提高2%。对于参保当年未使用统筹基金报 销的参保人员，次年大病保险的最高支付限额也会在原有额度上提高2%。满足连续参保和零报销的参 保人员，可享受大病保险叠加奖励额度，累计提高总额不超过大病保险原封顶线的20%。 转自：贵州日报 本报讯 记者从省政府新闻办召开的贵州省基本医保省级统筹实施情况新闻发布会上获悉，2026年度居 民医保征缴工作已经启动，按照政策规定，今年集中征缴期参保的，个人缴费标准每人400元，财政补 助每人700元，相关部门呼吁广大居民积极参保，确保享受医保保障。 统计显示，截至2025年11月底，全省基本医保参保人数已达4104.76万人，其中职工医保参保人数为 524.55万人，居民医保参保人数为3580.21万人。 据介绍，为更好地落实依法参保，鼓励连续参保，努力实现应保尽保，贵州省从2025年起，建立连续参 保、基金零报销激励和设置固定待遇等待期、变动待遇等待期"两个激励"和"两个约束"机制。 （贵阳日报融媒体记者 常青） （《贵州省202 ...

Core Viewpoint - The article discusses the initiation of the 2026 Urban and Rural Residents Basic Medical Insurance (URRBMI) premium collection, highlighting that the minimum personal contribution remains unchanged at 400 yuan, with total funding rising to 1100 yuan due to government subsidies. This marks the first time since the establishment of the URRBMI that personal contribution standards have not increased, reflecting the economic purchasing power of participants [3][5][9]. Summary by Sections - The 2026 minimum premium for URRBMI is set at 400 yuan, with government subsidies bringing the total funding to at least 1100 yuan per person. This decision aligns with the stagnation of wage growth and economic conditions [3][5]. - Various provinces, including Henan, Guizhou, and Hunan, have announced their URRBMI premium standards, with many regions following suit. The official documents confirm that the personal contribution will remain at 400 yuan, with a minimum government subsidy of 700 yuan per person [4][5]. - The annual documents from the National Medical Insurance Bureau, Ministry of Finance, and State Taxation Administration set the funding standards, with the 2025 document determining the 2026 standards. The government aims to maintain a balance between fund income and expenditure [5][7]. - Different regions may adjust their premium standards based on local economic conditions. For instance, Suzhou has increased its subsidy by 90 yuan per person, while other areas maintain the minimum standard [7][8]. - The article notes that despite low premiums, the willingness to enroll in URRBMI is influenced by broader economic trends. Keeping premiums stable helps maintain participation rates [8]. - Local governments are implementing innovative measures to facilitate premium payments, such as allowing family members to pay using personal medical accounts and waiving fees for newborns in certain conditions [9]. - The halt in premium increases is projected to reduce the URRBMI fund's income by approximately 20 billion yuan, but this is considered a minor impact relative to the total annual fund expenditure of nearly 3 trillion yuan [9].