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唐霁松:老龄化解决财富问题之前,首先要解决观念和认识上的问题
Xin Lang Cai Jing· 2025-12-06 04:22
Core Viewpoint - The forum emphasizes the importance of addressing wealth issues related to aging, but first, it is crucial to resolve conceptual and awareness problems regarding social security and pension systems [3][7]. Group 1: Policy Recommendations - The first recommendation is to improve institutional policies, focusing on the gradual implementation of a delayed retirement age, promoting the idea of "pay more to receive more" and addressing specific details in the system [3][7]. - The second recommendation is to enhance the social security fund by establishing a sound actuarial system and continuing to transfer state-owned capital to strengthen the fund [4][8]. - The third recommendation advocates for better coordination between the second and third pillars of the pension system, suggesting improved top-level design and tax incentives, as well as the introduction of more distinctive personal pension products [4][8]. - The fourth recommendation is to optimize service delivery by enhancing the national social security public service platform and integrating digital applications to meet diverse social needs [4][8].