房地产金融风险防控
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甘肃不良贷款率降至五年来最低水平
Xin Hua Cai Jing· 2025-12-10 06:48
Core Insights - Gansu Province has made significant progress in risk prevention and control during the 14th Five-Year Plan period, achieving a dual reduction in the number of high-risk financial institutions and outstanding financial debts, with the non-performing loan rate reaching its lowest level in five years [1] Group 1: High-Risk Financial Institutions - Gansu has utilized market-oriented and legal measures to reduce the number of high-risk financial institutions, completing the "corporate to branch" reform for 5 village banks and facilitating the smooth exit of 3 rural mutual aid societies [1] - The orderly exit of high-risk institutions has strengthened the foundation for the stable operation of small and medium-sized banks [1] Group 2: Local Financing Platform Debt Risk - The number of financing platforms in Gansu has decreased by 50% compared to before the rectification, and the scale of outstanding bonds has been reduced by 78.64% [1] - A total of 9.01 billion yuan in maturing bonds has been properly redeemed, leading to a significant optimization of the debt structure [1] - The cumulative disposal of non-performing loans has increased by 70.38% compared to the 13th Five-Year Plan period, with the non-performing loan balance decreasing by 60% from its historical peak [1] Group 3: Real Estate Financial Risk Prevention - Gansu has effectively advanced the prevention of financial risks in the real estate sector, with all eligible existing real estate projects included in the financing coordination mechanism's "white list" [1] - Financial support for the construction of three major projects, including affordable housing, has been steadily promoted, with a total credit of 6.755 billion yuan granted [1]