Core Insights - In October 2025, the number of existing property mortgage applications in Hong Kong increased to 6,662, up by 491 applications (8%) from September, while the number of pre-sale mortgage applications dropped to 599, a decrease of 599 applications (44%) from the previous month [1] - Year-on-year comparison shows that existing property mortgage applications rose by 2,729 applications (69.4%) compared to October 2024, while pre-sale mortgage applications increased by 51 applications (9.3%) [1] - For the first ten months of 2025, existing property mortgage applications totaled 54,228, an increase of 10,988 applications (25.4%) from the same period in 2024, and pre-sale mortgage applications reached 6,041, up by 2,435 applications (67.5%) [1] Market Share Analysis - In the existing property mortgage market, Bank of China (Hong Kong) leads with a market share of 32.2%, followed by HSBC at 19.3%, Hang Seng Bank at 15.8%, Standard Chartered Bank at 7%, and Bank of East Asia at 6.2% [2] - For pre-sale mortgages, HSBC ranks first with a market share of 23.9%, followed by Bank of China (Hong Kong) at 20.2%, Hang Seng Bank at 14.4%, and China Communications Bank at 10.5% [2] - The market share of the four major banks in existing property mortgages slightly decreased from 74.7% to 74.3% in October 2025 [2]