Core Viewpoint - The People's Bank of China (PBOC) Chongqing Branch has issued a warning regarding new types of scams related to digital renminbi, emphasizing that digital renminbi is a legal currency with no speculative investment opportunities and no promotional rebate activities [1]. Group 1: Scam Types - Scam Type 1: Fraudulent activities posing as pilot programs for digital renminbi, where individuals receive deceptive messages claiming they can receive trial funds by registering [3]. - Scam Type 2: Promotion of "rebate" or "high return on investment" schemes, luring individuals into investment groups under the guise of digital renminbi discussions [3]. - Scam Type 3: Recruitment scams promising high returns and benefits, using a multi-level commission structure to create a pyramid scheme [3]. - Scam Type 4: Impersonation of authoritative institutions related to digital renminbi through various communication channels to execute scams [3]. Group 2: Prevention Guidelines - Follow the "Six No" principles: Do not download counterfeit apps or visit fake websites [4]. - Avoid joining discussion groups that claim to be related to digital renminbi [4]. - Refrain from entering sensitive personal information in unofficial apps [4]. - Do not lend mobile devices to others [5]. - Be cautious of unfamiliar phone calls [5]. - Do not join ICO (Initial Coin Offering) schemes disguised as digital renminbi promotions [6].

"成立数字人民币银行、招募数字人民币推广员"系谣言。 近期多个互联网平台出现"上海即将成立数字人民币银行""招募数字人民币推广员"等信息。记者向中国人民银行数字货币研究所核实，上述信息均系谣言。 记者调查发现，不法分子在互联网传播"数字人民币银行即将挂牌"虚假消息，同时打着"有偿招募推广"旗号，通过组建聊天群组、组织线下线上会议对公众进行虚 假宣传，诱导公众提供个人身份和资产信息、发展他人加入，并以"兑换数字人民币返还补贴2%～5%"为噱头，诱骗公众从不法分子处"兑换"数字人民币，造成恶劣 社会影响。 数字人民币为数字形式的法定货币，不具有炒作空间，不会通过鼓吹高额佣金或炒币高回报等方式诱导用户泄露个人敏感信息和参与传销。数字人民币消费红包一 般通过商业银行等金融服务主体以及各大政务平台、具有经营资质的主要电商平台和线下门店等正规渠道领取。 中国人民银行数字货币研究所提醒公众，警惕"四个陷阱"。 陷阱一：假冒试点活动开展诈骗 不法分子假冒试点活动，通过非正规渠道（非试点地区政务平台、非商业银行、非主要电商平台）向公众发送诸如"数字人民币试点发行，预约登记即可领取体验 金"的短信，同时附上诈骗网址链接。公众点击 ...