数字智能融合

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创新金融助力 农业产业高质量发展的路径
Jin Rong Shi Bao· 2025-06-05 03:14
Core Perspective - The core path to promote high-quality agricultural development is essential for revitalizing the agricultural industry, achieving agricultural modernization, and building a strong agricultural nation [1] Group 1: Financial Support for Agricultural Development - Financial empowerment of agricultural high-quality development hinges on how finance can enable agricultural technology innovation, emphasizing the need for technological empowerment, industry integration, and institutional innovation [2] - The 2025 Central Document No. 1 emphasizes the need to develop new agricultural productivity tailored to local conditions, highlighting the role of technological innovation in enhancing agricultural quality and efficiency [2] Group 2: Challenges in Agricultural Technology Innovation - Agricultural technology innovation faces significant challenges, including high risks and long cycles, with agricultural scientific and technological innovation requiring years of iteration and facing high failure rates [3] - The public good nature of agricultural technology innovation results in non-exclusivity and non-competitiveness, leading to positive externalities that many enterprises and farmers can benefit from without incurring costs [3] - The geographic and seasonal dependencies of agricultural technology innovation impose strict constraints on research cycles based on crop growth seasons [3] Group 3: Current State of Financial Support for Agricultural Technology - Despite various explorations to enhance financial services for agricultural technology innovation, the supply of agricultural technology finance remains extremely limited, with only 0.15% of agricultural loans allocated to agricultural technology loans [5] - Government and financial sectors have explored multiple angles to support agricultural technology innovation, including the establishment of guarantee funds and innovative loan models covering the entire seed industry chain [5] Group 4: Mechanisms for Financial Innovation in Agriculture - Financial mechanisms and model innovations are necessary to support high-quality agricultural development, including institutional breakthroughs and cross-sector integration [7] - The promotion of ESG-oriented investments and the integration of water-saving and fertilizer-saving technologies into ESG ratings can guide capital towards green agriculture [7] - The construction of an "industry-university-research-finance" ecosystem is essential for accelerating technology transformation in agriculture [7]