Core Viewpoint - The digital renminbi has transitioned from the "digital cash era" to the "digital deposit currency era" with the launch of the upgraded digital renminbi App version 2.0 [1] Group 1: Digital Renminbi Features - Starting from January 1, 2026, the balance in the real-name digital renminbi wallets will earn interest based on the current deposit rate [1] - Users can view interest details by accessing the wallet asset page after the quarterly interest settlement date [1] Group 2: App Upgrade Details - The wallet interface has been redesigned with different traditional floral elements as the main visual for various digital renminbi business operators [1] - Version 2.0 introduces a wallet skin setting feature, launching four thematic series: Seasons, Famous Paintings, National Style, and Life, offering a total of 16 skins to choose from [1]