新型征信服务体系

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架起银企信息流通“高速路”
Jin Rong Shi Bao· 2025-06-17 06:12
Group 1 - The fund flow platform has become a vital tool for monitoring the financial health of enterprises and aiding banks in precise credit decisions [1][2] - The platform has successfully activated previously dormant data, transforming it into a resource for enterprise development and enhancing the quality of inclusive finance [1][2] - A logistics service company was able to secure a loan of 470,000 yuan within three days due to the platform's ability to streamline the verification of account flows [1][3] Group 2 - The People's Bank of China in Baotou has established a regular tracking mechanism to monitor the promotion of the fund flow platform [2] - Financial institutions are encouraged to integrate the platform into the entire credit process, enhancing the efficiency of credit management [2] - The platform targets specialized and innovative small and medium-sized enterprises, focusing on those with financing needs but lacking collateral [2][3] Group 3 - A rare earth company utilized the fund flow platform to authorize banks to access its financial data, facilitating the evaluation of its operational and repayment capabilities [3] - The platform has created a digital highway for efficient information flow between banks and enterprises, improving the credit information system [3] - As of April 2025, Baotou's financial institutions have conducted over 100 inquiries through the platform, resulting in financing of 62 million yuan [3]