Core Insights - Multiple popular term life insurance products from internet insurance platforms such as Ant Group and Tencent will be discontinued on February 28, with new products set to launch on March 1 at increased premiums [1] Pricing Changes - Ant Group's Sunshine Life's "National Insurance" term life insurance and Tongfang Global's "Zhenai" term life insurance will see a price increase of approximately 7.2% [1] - Tencent's WeSure will also stop offering the "Tongfang Global Hushenfu" term life insurance (Goose Community version), with no new products currently available [1] Factors Influencing Changes - The price adjustments are driven by three main factors: a decline in the predetermined interest rate, the implementation of a new life table, and tighter regulations on value-added tax policies [1] - The industry's pricing logic is shifting from price competition to a focus on protection and risk pricing [1] Consumer Guidance - Industry experts advise consumers to configure their insurance needs wisely and to rationally grasp the insurance application window, avoiding blind speculation on "炒停售" (speculative buying of discontinued products) [1]